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IDFC First Bank Launched its Debit Card Reward System

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Not much first 2 transactions were less than 50k and third one on which it got blocked was 90k.
yes, 3 is the number. They always block the DC when you make 3 transactions in a row.

usually they'll call you back in 5 mins to confirm if it was a legit transaction. Otherwise you have to wait for them to call and then only DC will be unblocked.

or else, raise an unblock request to customer care.
 
It'll be unblocked automatically in 2-3 hours. Happens to me every now and then.
Yes it is back now! Though I had logged customer care request and they said upto 48 hours. IDFC used to be kind of dead saving account for me. Only after learning of their DC rewards system, I got account upgraded to wealth and doing lot of churning in this account. But Debit card suddenly disappearing out of blue gave me little scare. Never seen this in any other account.
 
Yes it is back now! Though I had logged customer care request and they said upto 48 hours. IDFC used to be kind of dead saving account for me. Only after learning of their DC rewards system, I got account upgraded to wealth and doing lot of churning in this account. But Debit card suddenly disappearing out of blue gave me little scare. Never seen this in any other account.
2 transactions in a day are fine. If your debit card is getting blocked frequently, they might impose total freeze on your account. Then you would have to visit nearest branch and give them a written complaint to unfreeze your account.
 
Yes it is back now! Though I had logged customer care request and they said upto 48 hours. IDFC used to be kind of dead saving account for me. Only after learning of their DC rewards system, I got account upgraded to wealth and doing lot of churning in this account. But Debit card suddenly disappearing out of blue gave me little scare. Never seen this in any other account.
Happened to me too.. I did a transaction of 40 and 50k and was doing a 60k too but it got declined. Luckily I got the call to confirm the transaction of 50k and then the card immediately unblocked. I think to avoid this scenerio.. after the 2nd big transaction wait for 5 min at least and then try doing the 3rd transaction.. I have been following this and my dc have not been blocked yet.. 2nd transaction call can take anywhere from 5-10 mins so just have to wait a bit before 3rd transaction.
 
Oh God !!! This is a bummer . If you don't mind can you please tell how much is your txn ?

@vaibhav111 - this is scaring me.
so when you do a trnx of over 1L, i remember i got a call from IDFC and i told the team i did the trnx and it valid but i was bit confused about the payment debited from my account but it failed from SBI so i said IDFC team something like i want a reversal so CS on another line blocked my DC and it DC got disappeared and in the morning i was back again or may be i called to IDFC CS and i got reinstated so the thing don't worry. now when i did over 5L and 1L so no call from IDFC.. and waiting for points.. so don't worry @HumorSimpson open an account in IDFC select/wealth.
 
anyone can please confirm about the redemption fees ?
It was written within 60 days 99+gst will be charged.
Kisi ka 60 days cross hua kiya redemption karne ke baad? Fee laga?

Anyone can confirm this or please mark the message/post where this is discussed on Tf?
 
anyone can please confirm about the redemption fees ?
It was written within 60 days 99+gst will be charged.
Kisi ka 60 days cross hua kiya redemption karne ke baad? Fee laga?

Anyone can confirm this or please mark the message/post where this is discussed on Tf?
aaj tak toh nahi laga h wealth account per mere. 10 baar se uper redeem kar chuka hu
 
so when you do a trnx of over 1L, i remember i got a call from IDFC and i told the team i did the trnx and it valid but i was bit confused about the payment debited from my account but it failed from SBI so i said IDFC team something like i want a reversal so CS on another line blocked my DC and it DC got disappeared and in the morning i was back again or may be i called to IDFC CS and i got reinstated so the thing don't worry. now when i did over 5L and 1L so no call from IDFC.. and waiting for points.. so don't worry @HumorSimpson open an account in IDFC select/wealth.
Which one is reliable for CC pays via IDFC Select DC ? canara setu or sbi unipay ?
 
Which one is reliable for CC pays via IDFC Select DC ? canara setu or sbi unipay ?
I am having 100% success rate on Canara setu from the start itself. Moreover it also says "CCAvenue utility" at the payments page giving you the confidence that transaction is attached to 4900 MCC code.
 
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