IDFC First Bank Launched its Debit Card Reward System

[Sobirvs]

so got my father's acc opened in idfc, and gave 10k check under dad's name.

the money hasn't cleared yet and today is sunday. The sole reason to open acc and get him to upgrade to wealth cust under my family banking as i am a wealth customer and to abuse the reward points 😛

Now thing is, he currently has normal debit card (which hasn't dispatched neither delivered), but i went ahead and transferred money via imps to his acc to do one 1k+ trxn on setu + did a 10 rs bill payment to bses electricity , to get 2000 welcome points(1k+trxn) + 250 pts for bill payment.

Right now I haven't told my RM to upgrade dad's for family banking but if I put in a request right now, will idfc not give my dad 2k pts + 250 pts? or i can get him upgraded to family wealth and points will still come even after upgrade is done?

 

[theXfactor]

so got my father's acc opened in idfc, and gave 10k check under dad's name.

the money hasn't cleared yet and today is sunday. The sole reason to open acc and get him to upgrade to wealth cust under my family banking as i am a wealth customer and to abuse the reward points 😛

Now thing is, he currently has normal debit card (which hasn't dispatched neither delivered), but i went ahead and transferred money via imps to his acc to do one 1k+ trxn on setu + did a 10 rs bill payment to bses electricity , to get 2000 welcome points(1k+trxn) + 250 pts for bill payment.

Right now I haven't told my RM to upgrade dad's for family banking but if I put in a request right now, will idfc not give my dad 2k pts + 250 pts? or i can get him upgraded to family wealth and points will still come even after upgrade is done?

You look to be in hurry. I’m not sure about it but I would have waited for the account to be converted to wealth unless 2k+250 pts is applicable for all sorts of accounts regardless of the status.

 

[Sobirvs]

You look to be in hurry. I’m not sure about it but I would have waited for the account to be converted to wealth unless 2k+250 pts is applicable for all sorts of accounts regardless of the status.

Thing is I do my card payments on 22nd-23rd usually and I thought of getting dad wealth. But I don't want to trigger wealth without ripping the benefits of 2k+250 for normal acc too.

I thought IDFC system got better for points as they used to give it like in 2-3 days nowadays in last few months, now it seems they have gone slow again.

My billpayment of BSES 1rs done on my wealth acc on 3rd feb still hasn't fetched me 250 pts yet.

 

[alpha2betaa]

so got my father's acc opened in idfc, and gave 10k check under dad's name.

the money hasn't cleared yet and today is sunday. The sole reason to open acc and get him to upgrade to wealth cust under my family banking as i am a wealth customer and to abuse the reward points 😛

Now thing is, he currently has normal debit card (which hasn't dispatched neither delivered), but i went ahead and transferred money via imps to his acc to do one 1k+ trxn on setu + did a 10 rs bill payment to bses electricity , to get 2000 welcome points(1k+trxn) + 250 pts for bill payment.

Right now I haven't told my RM to upgrade dad's for family banking but if I put in a request right now, will idfc not give my dad 2k pts + 250 pts? or i can get him upgraded to family wealth and points will still come even after upgrade is done?

Haha
I did same here
Opened 3 accounts - parents and wife

Got the DC'S
Did transactions of 1500 on Setu for CC billpay
And did 100 rs cc bill pay thru their app with account..

Did these transactions ydayz
Let's c when it comes

BTW
My RM is well informed about conversion to Wealth with mine primary account

Once converted I will again do same transactions + will get rupay TAP n pay for additional RP's

 

[alpha2betaa]

The pinned post says

> 1 reward point = Rs. 0.25

Just to clarify

- You can't actually exchange reward points for cash right? So it's more like 1 reward point not directly "equal" to but the equivalent of 25 paise?

- When you redeem, you pay Rs. 99+GST, so the value is a lot less than Rs.0.25 anyway right?

Also, are amazon / FC vouchers out of stock again? I don't see any in my account

Better way is to accumulate enough points to minimize this 99+gst loss

 

[alpha2betaa]

anyone got rp for recent trxns? I did 1rs bill payment to BSES on 3rd, no pts yet

I received for transaction done one 1st...

 

[Sobirvs]

I received for transaction done one 1st...

i got for 1st too, but for 3rd i haven't.

 

[desiviru]

and I thought of getting dad wealth.

Milord, the defendent was after his father's wealth. Hence should be stripped of his right for rewards further. Case closed. 🤣

That's how I read between lines. Now show this post to your dad and he will start doubting your intentions.

 

[Sobirvs]

Milord, the defendent was after his father's wealth. Hence should be stripped of his right for rewards further. Case closed. 🤣

That's how I read between lines. Now show this post to your dad and he will start doubting your intentions.

wealth account* in idfc lol

 

[Sobirvs]

Update : Got monthly 250 pts in my account. trxn was done on 3rd but it shows pts given on 14th.

Now thing is on 3rd I did BSES payment of 1rs.
But on 14th as I didn't got 250 pts so I went into fomo and I did jio postpaid trxn of 10rs but those 10 rs got debit and got reversed too as my jio postpaid bill was already paid.

Idk if they gave me 250 pts for bses electricity payment of 1rs or they gave me for jio postpaid of 10 rs even though that was reversed but in rewards portal the date it shows is of 14th when the pts came in.

I think next time onwards I will always do jiopostpaid only as that is more reliable and may be 250 pts is not for electricity.


EDIT : I checked, even same thing happened in december, did 10 rs jio postpaid on 4th and it reversed on 4th as bill was fully paid but idfc never took 250 back, that's good and in jan I did axis bank 1rs credit card payment via app and i got 250pts for that too.

May be this works for postpaid and credit card bill payments only and not for electricity.

 

[Sobirvs]

btw my friend is a wealth customer and i am also a wealth customer and he got this in his email and I didn't. There is a possibility I might have unsubscribed to idfc offer emails. I have a habit of unsubscribing spam emails. I don't remember doing it but as I have a habit so there is a possibility.

Is this a user specific offer or just I didn't get it? if yes, how do I resubscribe to idfc offer emails?

Nevermind, It's for credit card not debit card and I don't have rupay credit card.

 

[desiviru]

btw my friend is a wealth customer and i am also a wealth customer and he got this in his email and I didn't. There is a possibility I might have unsubscribed to idfc offer emails. I have a habit of unsubscribing spam emails. I don't remember doing it but as I have a habit so there is a possibility.

Is this a user specific offer or just I didn't get it? if yes, how do I resubscribe to idfc offer emails?

Nevermind, It's for credit card not debit card and I don't have rupay credit card.

View attachment 83886

Such offers are given only to user who use UPI or haven't registered IDFC Acc. on other UPI apps. Until I registered for IDFC UPI in their own app I kept receiving 400 pts offer and 5 months gone and nothing given. So let it go. They also send sometimes add account to BHIM app. 50 ke chakkar mein idhar udhar UPI register kartey raho.

 

[Sobirvs]

Such offers are given only to user who use UPI or haven't registered IDFC Acc. on other UPI apps. Until I registered for IDFC UPI in their own app I kept receiving 400 pts offer and 5 months gone and nothing given. So let it go. They also send sometimes add account to BHIM app. 50 ke chakkar mein idhar udhar UPI register kartey raho.

true... but my q is i don't get offer emails from idfc.... i didn't even got the interest rate slashed email for idfc credit card (not that i want loan on credit card from them) but still... how to resubscribe to idfc emails?

 

[theXfactor]

Mujhe bhi emails nahi aaye. That’s ok. Nahi aaye to nahi ki baat.
Aajkal EPM and Infinia ke chakkar mai hain log…big fishes. Wo pakdo.

 

[Sobirvs]

Mujhe bhi emails nahi aaye. That’s ok. Nahi aaye to nahi ki baat.
Aajkal EPM and Infinia ke chakkar mai hain log…big fishes. Wo pakdo.

epm toh like i don't think kabhi bhi milega hahaha, infinia ka chance hai may be mere bhai ka. EPM toh sirf BM kr sakta hai

 

[iamgroot]

Haha
I did same here
Opened 3 accounts - parents and wife

Got the DC'S
Did transactions of 1500 on Setu for CC billpay
And did 100 rs cc bill pay thru their app with account..

Did these transactions ydayz
Let's c when it comes

BTW
My RM is well informed about conversion to Wealth with mine primary account

Once converted I will again do same transactions + will get rupay TAP n pay for additional RP's

Can i block my tap card and reapply?for extra reward🤣

 

[Aniket]

Can i block my tap card and reapply?for extra reward🤣

Sochiye bhi mat exploiter janab:
Total Rewards purge karne mein aur A/c block/close karne mein bhi deri nahi lagayega IDFC

Dusro ke sath ho chuka hai ye sab...

 

[iamgroot]

Sochiye bhi mat exploiter janab:
Total Rewards purge karne mein aur A/c block/close karne mein bhi deri nahi lagayega IDFC

but possible he ky?

 

[Aniket]

but possible he ky?

Mein exploiter nahi hoon bro...

Ye koi bhi nahi bata payega, unless try kiya ho...

Exploit karne ke chakar mein genuine users maar mein padte hain...past ka thread dekh lijye, Rewards Points purge ka...

Note: Laalach buri bala hai, lene ke dene na pad jaye...so, I suggest refrain from even trying.

@Abhishek012 bro raita sametye apna...

 

[Abhishek012]

Post me kisi ne (add-on Debit Card) Firstap RuPay Platinum DC ka share nahi kiya, jisme additional welcome rewards bhi mil jayega + primary ka toh milega he.

A

Post in thread 'IDFC Firstap - The Mini DC'

Feb 14, 2025

Total 16,000 Welcome RP received -

Here one guy shared 8000 RP for first trxn done on IDFC Firstap RuPay Platinum DC on Canara Setu (Wealth acc). This is addition to 8000 RP already received this month for Wealth DC on Canara Setu.

• Abhishek012