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IDFC First Bank Launched its Debit Card Reward System

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I did transactions on SBI Unipay on the 24th of March which failed but the amount was deducted. Can anyone help with when the refund will be credited? Will it be automatic of I have to send any request?
 
Screenshot 2024-03-29 at 11.49.15 AM.png
Incremental (10x) reward points applies on per Rs 100 (not Rs 150) for Select and above variant DC.
Please update the thread @TechnoFino @vaibhav111 .
Can anyone clarify how are these 10x points credited? Is it 10x+base rate for any amount above rs 50k (ofc upto the specified limits) or is it total 10x?
Also how much amount do we need to spend on various DCs in order to get full reward points?
For ex- How much amount do we need to spend on Wealth DC in order to get 50k reward points?
@VISHESH_BANSAL @S S V @pprakash11
 
View attachment 47833
Incremental (10x) reward points applies on per Rs 100 (not Rs 150) for Select and above variant DC.
Please update the thread @TechnoFino @vaibhav111 .
Can anyone clarify how are these 10x points credited? Is it 10x+base rate for any amount above rs 50k (ofc upto the specified limits) or is it total 10x?
Also how much amount do we need to spend on various DCs in order to get full reward points?
For ex- How much amount do we need to spend on Wealth DC in order to get 50k reward points?
@VISHESH_BANSAL @S S V @pprakash11
Total 10x after 50k. Baaki calculator use karo. 5L se thoda zada hoga.
 
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Total 10x after 50k. Baaki calculator use karo. 5L se thoda kam hoga.
DC TypesBase Reward Rate upto Rs 50k per month10x Above Rs 50kTotal Reward PointsTotal Amount Spent
1x Reward Points per 1502x Reward Points per 1503x Reward Points per 1504x Reward Points per 1506x Reward Points per 15010x Reward Points per 150 (Normal)10x Reward Points per 100(Select and above)
333.3333333
Normal DC666.66666677333.3333338000160050
Select DC10002900030000340000
Wealth DC1333.33333348666.6666750000536700
Private DC20004980005000005030000
1RP= ₹ 0.25
 
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I got 45k points for two months and got my account blocked now. I have to work out badly to enable this. Nearest branch is 45km away. RM can’t help either.
 
Is anyone able to pay Yes Bank and IDFC First Bank credit card bills using SBI Unipay or Park+? I am not able to through any of those
 
And how are people redeeming their points here? Redeeming every now and then or waiting till you hit large enough points. If so, Are you not afraid of the recently incoming first reward block posts?
 
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