Hello Frnds,
Have anyone checked reward redemption of idfc first, I feel it's not that great, no matter 10x or 5x reward points but redemption is not great.
I feel everything except Amazon voucher not that useful.
Atleast magnus for burgundy, you can convert it into airmiles and use for flight booking.
Idfc instead on increasing rewards points, they need to seriously well structure their redemption catalogue.
Idfc first because of its 7.25% saving interest and great digital infrastructure has lot of high profile hni and uhni customers.
Yet it still cannot get good sticky credit card.
HDFC has Infinia
Axis has Magnus 4 Burgundy
Idfc has none.
I still fail to understand even after such good sticky hni n uhni customers, what's stopping them from launching such credit cards.
I still used m4b only as my primary card.