IDFC First Bank Mayura Super Premium Credit Card & Ashva Premium Credit Card (Both Metal Cards) Launched

[Vickymaster1010]

Atleast one use this to get VIP LOUNGE tag in technofino

bro fr me its jst a showpiece , and in collection, il use in bookmyshoiw as i love watching movies plus i have a flight next month and i need a spa.

 

[Krishna Kumar]

Atleast one use this to get VIP LOUNGE tag in technofino

Seriously broo??!!!! I dont think this card will be made as an entry ticket for TFC VIP Lounge.

 

[BVCBVC is verified member.]

Hello Frnds,

Have anyone checked reward redemption of idfc first, I feel it's not that great, no matter 10x or 5x reward points but redemption is not great.

I feel everything except Amazon voucher not that useful.

Atleast magnus for burgundy, you can convert it into airmiles and use for flight booking.

Idfc instead on increasing rewards points, they need to seriously well structure their redemption catalogue.

Idfc first because of its 7.25% saving interest and great digital infrastructure has lot of high profile hni and uhni customers.

Yet it still cannot get good sticky credit card.

HDFC has Infinia
Axis has Magnus 4 Burgundy

Idfc has none.

I still fail to understand even after such good sticky hni n uhni customers, what's stopping them from launching such credit cards.

I still used m4b only as my primary card.

IDFC has entered metal and paid core cards game with this. This is not a great super card but very good looking Indian themed card. We can use this for 11 months for the joining benefits and we can decide after 11 months.

- M4B, Infinia are powerful cards and are not offered to all, very limited numbers have the combination of both.

 

[BVCBVC is verified member.]

In d period, they reduce the value. Should redeem regularly say 10k at once no matter the amount is, value shouldn't be reduced at EOD!

What's there to reduce beyond 0.25. IDFC is not providing accelerating rewards like Gyftr platforms or something like that. They might just exclude some categories for redemption.

 

[uchitshah]

Yes. Accumulate as many points for a long period of time and redeem them in one shot while doing a big transaction.
Points never expire,

Great,

That's still 1.66% return in form of cash.
On 10x reward points.

Just informing: M4B card gives 4.8% in form of airmiles, which you can use at your convenience.

SBI Cashback gives 5% straight cash in statement.

Amazon pay CC gives 5% cashback on purchase on Amazon and 2% bill payment straight to Amazon pay wallet.

Idfc is still lacking behind.

I do hold an idfc wealth card, still sharing my views only.

 

[Everybody]

What's there to reduce beyond 0.25. IDFC is not providing accelerating rewards like Gyftr platforms or something like that. They might just exclude some categories for redemption.

Agree that , only concern is utilise points regularly rather than stacking over period of time. Period.

 

[Itachi_UchihaItachi_Uchiha is verified member.]

Seriously broo??!!!! I dont think this card will be made as an entry ticket for TFC VIP Lounge.

Why not? The benefits may not seem lucrative but one has to pay 7k for this super premium metal card where the eligibility criteria is set high for new customers.I feel that it’s unfair not to consider this card for entry to TF VIP LOUNGE!!

 

[Krishna Kumar]

Why not? The benefits may not seem lucrative but one has to pay 7k for this super premium metal card where the eligibility criteria is set high for new customers.I feel that it’s unfair not to consider this card for entry to TF VIP LOUNGE!!

I get your point bro.
On FEE perspective - YES.
On VALUE perspective - NO.
Anyhow, I am not convinced with the "super premium" tag

 

[DANTE0894]

i got mayura but its show only 2 complimentary global lounge in dreamfolks

 

[BVCBVC is verified member.]

i got mayura but its show only 2 complimentary global lounge in dreamfolks

WTH is happening with this card?? Seriously 2 overseas lounge only per qtr??

Did you receive this card physically??

 

[BVCBVC is verified member.]

Got this nice package delivered just hour back!

But only keeping it for an year , hopefully they give some waiver before cancelling. No way spending 15L on this to get waiver!

Edit: Cards Looks Super Good, Metal
View attachment 65845View attachment 65846

View attachment 65844

Please check how many International lounges are present as part of the brochure??

 

[BVCBVC is verified member.]

DF website showing 0 Railway lounges per quarter.

Moreover it's showing as chargeable.

 

[Krishna Kumar]

i got mayura but its show only 2 complimentary global lounge in dreamfolks

And a new problem!!! Looks like it was a Ctrl+C and Ctrl+V from IDFC Wealth CC.

 

[Krishna Kumar]

View attachment 65858

DF website showing 0 Railway lounges per quarter.

Moreover it's showing as chargeable.

View attachment 65859

Might be expecting 20K spends?!! ig

 

[Vickymaster1010]

View attachment 65858

DF website showing 0 Railway lounges per quarter.

Moreover it's showing as chargeable.

View attachment 65859

hi i think u need to cross 20k first this month then u can use it next month

 

[Everybody]

Please check how many International lounges are present as part of the brochure??

There's no paperwork included in the box except the card , small piece of paper which shows our details and sticker paper to activate card in 30 days.

 

[Itachi_UchihaItachi_Uchiha is verified member.]

I get your point bro.
On FEE perspective - YES.
On VALUE perspective - NO.
Anyhow, I am not convinced with the "super premium" tag

I think this is still a better card than paid emeralde which is priced at 12k. Point to note is that emeralde card is part of VIP LOUNGE cards!!

 

[Krishna Kumar]

Usually banks will give these spend based benefits for free, for the first month or quarter...

 

[Everybody]

Ended Before Started?

View attachment 65858

DF website showing 0 Railway lounges per quarter.

Moreover it's showing as chargeable.

View attachment 65859

This is unacceptable

 

[Krishna Kumar]

I think this is still a better card than paid emeralde which is priced at 12k. Point to note is that emeralde card is part of VIP LOUNGE cards!!

Emeralde has got UNLIMITED domestic and international lounges as well as UNLIMITED Spa.
It is a non-spend based benefits card.

Everyone's view is different Cheers!