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IDFC First card approved using YouTube tricks

Batmanbaba

Batmanbaba

TF Legend
I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome
 
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Apply For LTF AU LIT Credit Card
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Batmanbaba said:
I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome
Click to expand...
Congratulations.
 
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Batmanbaba said:
I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome
Click to expand...
if you put salary around 90-100k you'll get offer select too
 
Apply For LTF HDFC Swiggy Credit Card
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helloworld said:
Not to terrify but would like to share Card members agreement (this one available when we submit application with checkmark saying "I have read t&c..." statement) and applicable to all bank products.

Just for awareness...

-----------


16.12 IDFC FIRST Bank may also terminate the use of the Card at any time without prior notice, if it considers it necessary for business or security reasons, which may include but not limited to delay in payments, usage beyond the credit limit, returned cheque, improper use of Credit Card (for Foreign Exchange trading, business use, etc.), misleading or incorrect information/ documents given along with Card application or otherwise, failure to furnish information or documents as required by relevant laws/ regulations (including identification documents) as may be required under the Bank’s/ RBI’s Know Your Customer (KYC)/ Anti-Money Laundering (AML)/ Combating of Financing Terrorism (CFT) guidelines, if the Cardmember is involved in
any civil litigation or criminal offence/ proceedings by any authority, court of law or professional body or association.
Click to expand...
Yes I know... .. I provided my personal documents correctly... Job and salary is a variable entity....... Unless asked to prove... You should consider yourself nothing less than mukesh ambani
 
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Batmanbaba said:
I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome
Click to expand...
Main issue is its serviceable area.
Its limited to few cities especially for card sourcing.
I also wanted to apply but my aadhar address is not serviceable.
Need to change aadhar address to serviceable area then only can apply.
 
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Batmanbaba said:
I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome
Click to expand...
Baba The Legend 🙏😂
 
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Batmanbaba said:
I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome
Click to expand...
mota bhai ki video se ..?
😂
 
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Batmanbaba said:
I had a idfc bank account and while having account I applied for idfc card... Score was 746 at that timeWas rejected straight away despite having 3 cards at that time.

Closed my idfc account in march 2022...... Now on 25th August after watching you tube videos...

I applied using my secondary number.... Was offered 41000 limit... I typed my salary as 41000(which is not, regretting as should have kept around 50k). Chose company as phonepe..(which is not).. .. Luckily my aadhar address pincode was servicable...

Got offer of millenia without income proof. Applied... No documents were asked.. Currently just hold one bank of baroda rupay card.... Just was asked about the limit and variant of bob card during application.

Yesterday virtual physical verification happened 😁 agent just called and asked that do I live at the address... Never visited the address.. No office verification done... And today card approved with 41000 limit..... Score is still same 746...this is My first visa unsecured card.

I know idfc has devalued its rewards too much but still a ltf card is always welcome
Click to expand...
I had seen that trick sometime before. So, I tried. And guess what "We cannot offer you a credit card at the moment"
 
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AsishB said:
I had seen that trick sometime before. So, I tried. And guess what "We cannot offer you a credit card at the moment"
Click to expand...
I also got this on my primary number... Which was also associated with my idfc bank account.earlier also the application was rejected on this number only.. But no cibil hit... So I instantly again tried with secondary number and it went through


Intrestingly my credit card has been assigned to customer id of my bank account although I applied with a different number
 
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Batmanbaba said:
I also got this on my primary number... Which was also associated with my idfc bank account.earlier also the application was rejected on this number only.. But no cibil hit... So I instantly again tried with secondary number and it went through


Intrestingly my credit card has been assigned to customer id of my bank account although I applied with a different number
Click to expand...
Let me re-try again


Edit:Nope, still the same ugly message
 
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