Offer Fulfilled! IDFC First Rewards' best redemption options?

[Anindya98]

I have accumulated 20000 RPs in the IDFC First rewards portal by next month I will be able to redeem it. What are the best possible options for redemption?
I am only interested in e-gift card/voucher category not interested in buying any products.
I am thinking of converting it to 5000 Amazon Pay GV net profit of 4882 after 118 redemption fees.
Also, on my other 2 family accounts, I have 6000+ each account.


Any more Suggestions will be appreciated
Update: 18-09-2024
IDFC has removed the 1K Amazon Pay GV and Shopping Voucher both Options from the Redeem Section Now max 2500 (500*5) can be redeemed at once. Same for Flipkart GV no 1K option.

 

[prathameshrk]

Sbi rewardz best redemption is BBPS bill payments, why need amazon gv?

SBI Rewardz redemption is better for bill payments as there is no redemption charge... Whereas where there is a redemption charge per redemption it's better to get a GV

 

[Pissant]

idfc does give rewards for paying cc bill via Airtel thanks app right?

 

[im-raghav]

Sbi rewardz best redemption is BBPS bill payments, why need amazon gv?

Wasn't aware about it, redeemed for credit card bill payment thanks

 

[maverickgenius]

idfc does give rewards for paying cc bill via Airtel thanks app right?

Yes . .

 

[Dragon_slayer]

Who said, IDFC?

I don't see ASV either....

Yes, but i didnt checked as I dont have any points.

Waiting for 50K points credit

 

[vijay.vj]

Yes, but i didnt checked as I dont have any points.

Waiting for 50K points credit

Strange, I don't see amazon pay or amazon shopping vouchers

 

[Arnal07]

still did not receive rp for cc bill payment done on 6th nov with idfc dc on canara setu.

 

[Nihhaar]

In the case of Flight ticket booking, I can extract a minimum of 5% using CC. So, why sacrifice the 5%? Also, no surety that IDFC will give the Cheapest fare.

You still get the 90% of the points value (assuming 10% extract value on cc). This is better than trying to redeem 100 Amazon gvs.

No point in trying to extract additional value from your redemption of choice. Because, even in case of most travel CCs, the redemption option is flights only.

 

[Pravin1156]

still did not receive rp for cc bill payment done on 6th nov with idfc dc on canara setu.

Mine too same date no reward points credited. But wait for some more days. Hope it will get definitely credited orelse call cc to get manual RP credit

 

[Ram1]

idfc does give rewards for paying cc bill via Airtel thanks app right?

Blocks rewards account if we over do also😅
Anyhow idfc select/wealth dc are best for cc payments. More than 2% rewards if we pay more than 50k in a month

 

[Pravin1156]

Is there any Debit card rewards Redemption fees for IDFC Select Account. Please confirm

 

[hks789]

Is there any Debit card rewards Redemption fees for IDFC Select Account. Please confirm

99rs+gst is the standard redemption fee for each redemption.
But now they are not actually deducting it.
May be they will do it in batch in future for previous redemptions.

 

[arvinder]

Blocks rewards account if we over do also😅
Anyhow idfc select/wealth dc are best for cc payments. More than 2% rewards if we pay more than 50k in a month

wat do you mean by over do ? how many transactions can we do for select account ?

 

[Ram1]

wat do you mean by over do ? how many transactions can we do for select account ?

As much as you feel safe and limited

 

[Arnal07]

anybody else received idfc rp for nov transactions?

 

[Anindya98]

anybody else received idfc rp for nov transactions?

No . .

 

[HumorSimpson]

anybody else received idfc rp for nov transactions?

Paid a cc bill on canara setu on Nov 1st got on Nov 15th

 

[Dragon_slayer]

Heard from someone that Unipay has changed MCC , new MCC falls under exclusions on IDFC DC.

 

[Anindya98]

Heard from someone that Unipay has changed MCC , new MCC falls under exclusions on IDFC DC.

I paid via Airtel Thanks.

 

[arvinder]

Heard from someone that Unipay has changed MCC , new MCC falls under exclusions on IDFC DC.

Aisa mat bolo .. reward points milne band ho jayenge