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IDFC First Vistara co-branded credit card

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things to lookout.
1. Joining Fee - should not greater than 3K
2. Welcome bonus
3. Earning rate.
4. Milestone.
Expecting following pattern :-

Joining Fee of Roughly - Rs5k + GST with 1premium economy free
Cv Points 3/100rs spent.
Milestone voucher tickets every 1.25L/tkt(if 1lakh even better)

If it turns out this way then its a good card to get
 
what i meant by the reward system was the redemption rate and all
after merging there will be changes but the rates of redemption wont change this is what everyone received in mail
Obviously it will change because there isn’t going to be any Club Vistara post merger. They have made it very clear that Air India Flying Returns will continue which is logical also as Air India is already Star Alliance Partner while Vistara isn’t in any alliance. And currently while Vistara rewards program is good, Flying Returns is bad. My guess is merged program will be somewhere in between. So current Vistara will definitely see some devaluation (especially after so many ppl having so many Club Vistara miles).

No info or source, just my guesstimate.
 
A
Obviously it will change because there isn’t going to be any Club Vistara post merger. They have made it very clear that Air India Flying Returns will continue which is logical also as Air India is already Star Alliance Partner while Vistara isn’t in any alliance. And currently while Vistara rewards program is good, Flying Returns is bad. My guess is merged program will be somewhere in between. So current Vistara will definitely see some devaluation (especially after so many ppl having so many Club Vistara miles).

No info or source, just my guesstimate.
according to the mail no devaluation is expected maybe they will bring air india flying returns to vistara level
 
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according to the mail no devaluation is expected maybe they will bring air india flying returns to vistara level

On can always remain optimistic or remain realistic (especially after Magnus shock).
 

On can always remain optimistic or remain realistic (especially after Magnus shock).
It's not about being optimistic they have sent an email to vistara members saying that their rewards system won't change
 
More details


The Club Vistara IDFC FIRST Credit Card has a joining fee and annual renewal fee of Rs. 4,999 + GST.

Joining fee and annual renewal fee payments come with:

• Get 1 Complimentary Premium Economy Ticket Voucher
• Get 1 One Class Upgrade Voucher
• Get direct entry to Club Vistara Silver Membership
• Enjoy EazyDiner Prime membership: complimentary for 3 months
• Enjoy BQ Prime subscription: complimentary for 3 months

Lounge visits are activated on minimum monthly spends of Rs. 5000.
  • 2 complimentary Domestic Airport Lounge and Spa visits per quarter
  • 1 complimentary International Airport Lounge visit per quarter
  • 4 complimentary rounds of green fees per calendar year (1 round in a calendar month)
  • 12 complimentary golf lessons per calendar year (1 lesson per calendar month)
  • Discounted golf services at 50% of the green fee beyond complimentary sessions

  • Earn 6 CV Points on spends up to ₹ 1 Lakh in each statement cycle
  • Earn 4 CV Points on spends above ₹ 1 Lakh in each statement cycle
  • Earn 10 CV Points on all dining spends on your Birthday
  • Earn 1 CV Point on every spend done on Fuel, Insurance, Utility, Rent & Wallet Load
  • Each CV Point is earned on a spend of ₹200

Cancellation For Any Reason (CFAR) Insurance:
Get reimbursement up to ₹ 10,000 on 2 claims annually, available for hotel and flight booking cancellations.


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Just tried the initial steps of application. It shows the shared limit for your other idfc card and may let you apply as a second card. No income proof is required. Not sure about KYC process and Cibil hit. Should I apply for this? I don't have any Vistara cobranded card from sbi or axis.
 
Why? It looks like it competes with the Axis Vistara Signature and looks decent. Intl lounge access, CV Silver and the annual fee is more than offset by the Premium Eco voucher+class upgrade. Also more rewarding at 6CV/200 INR.
It is poor compared to axis and sbi mainly because idfc is charging 2k extra as jf and renewal fee.
Secondly lounge access is activated on monthly spend of 5k unlike sbi and Axis.
Don't know the reward rate of axis and sbj
 
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