IDFC First Vistara co-branded credit card

[addy]

Not much info is there at present.

 

[captaintorchtm]

I did a quick calculation and the IDFC card is a lot more rewarding with the welcome benefits alone compared to SBI.

Assuming 1 CV = ₹1 and 1 PE ticket = ₹7500

IDFC

Welcome benefits
2000 CV + floor(30000/200)*6 = 2900 CV = 9.67% returns for the first 3 months.

First yearly milestone
₹7500 + floor(150000/200)*6 = 12000 CV = 8% returns*

*Important to note: 6 CV only till 1L monthly spends, 4 CV thereafter. Also utility, fuel and wallet loads only fetch 1 CV.

SBI

Welcome benefit
3000 CV + floor(75000/200)*4 = 4500 CV = 6%

First milestone
₹7500 + floor(150000/200)*4 = 10500 CV = 7%

So other than the steadily better milestone reward rate, the deciding factor b/w the two will be if you have the spends to utilise welcome benefits to the max, and whether you prefer SBI support to IDFC's.

I don't have an experience with IDFC, can someone please share theirs? Also how are their regular bank offers?

Just called their CC department and they were not aware of the existence of Club Vistara CC. then they put me on hold for 5 minutes and said im eligible and all the rewards and benefits I will know after getting the card 😛.

IDFC is rarely included in bank offers on Fk or amazon.

 

[captaintorchtm]

Where are you getting the info regarding ICICI Marriott credit cards from?

Twitter. Out Technofino confirmed this.

 

[deepee]

 

[ashwinkashwink is verified member.]

Further discussions continued here

IDFC FIRST Vistara Credit Card Review | IDFC First Bank Launched Vistara Co-Branded Credit Card

IDFC FIRST Bank has launched a new co-branded credit card with Air Vistara called the IDFC First Vistara Credit Card. Let's explore its features and benefits and compare it with other Vistara co-branded cards such as the SBI Vistara Prime Card. Charges: Joining Fee: ₹4,999 + GST Annual Fee...

www.technofino.in