IDFC First Wealth Account Eligibility Requirement and Benefits - Discussion

[AllThatStuff]

They will send a warning mail to maintain mab after few months and then if you don't maintain they will charge.

Maintain how much 3L or account MAB (10/25k) ????

 

[sm9811911]

Maintain how much 3L or account MAB (10/25k) ????

25k/ 10k. Depending on account type

 

[AllThatStuff]

Also, initially which a/c to choose 10k or 25k MAB...before upgrading to Select??
Any major differences b/w the two??
@sm9811911 @Piyush_Jaiswal

 

[sm9811911]

Also, initially which a/c to choose 10k or 25k MAB...before upgrading to Select??
Any major differences b/w the two??
@sm9811911 @Piyush_Jaiswal

There is. Dont remember exactly. But some services paid in 10k compared to 25k

 

[varun__goel_]

There is. Dont remember exactly. But some services paid in 10k compared to 25k

No it's just some insurance benefits in 25k mab acc

Everything is free in both the accounts

 

[AllThatStuff]

There is. Dont remember exactly. But some services paid in 10k compared to 25k

Any real benefit with 25k MAB account (against 10K a/c)...or just namesake??

 

[Piyush_Jaiswal]

Any real benefit with 25k MAB account (against 10K a/c)...or just namesake??

Once you get upgraded there's no difference. But the branch person would insist you to get 25k variant for their target/commission.

 

[AllThatStuff]

Once you get upgraded there's no difference. But the branch person would insist you to get 25k variant for their target/commission.

You got it right…indeed he did force me to agree for 25k MAB a/c !! 🤦🏻‍♂️

 

[Rahul Gupta]

Once you get upgraded there's no difference. But the branch person would insist you to get 25k variant for their target/commission.

You got it right…indeed he did force me to agree for 25k MAB a/c !! 🤦🏻‍♂️

For me they opened 25k mab account without even my consent. They told me they are opening 10k mab account. Later on my rm downgraded it to 10k mab.

 

[quino]

degraded

downgraded, not degraded

 

[Sanskar]

For me they opened 25k mab account without even my consent. They told me they are opening 10k mab account. Later on my rm downgraded it to 10k mab.

Are you going to have wealth programme?

 

[Rahul Gupta]

Are you going to have wealth programme?

I am already in wealth program. Got it the same week of account opening.

 

[AllThatStuff]

I am already in wealth program. Got it the same week of account opening.

How much was your IP for Wealth a/c ?

 

[Rahul Gupta]

How much was your IP for Wealth a/c ?

Above 10 lakh.

 

[Cc_creditguy]

Guyz view on this ?

 

[AllThatStuff]

Guyz view on this ?

As I could understand, you have Wealth a/c and you received this email for not maintaining 10L MAB...right??

 

[Cc_creditguy]

As I could understand, you have Wealth a/c and you received this email for not maintaining 10L MAB...right??

No maintain more than that

 

[Rahul Gupta]

No maintain more than that

So you are maintaining more than 10 lac and still got the email?

 

[sadhunath]

Guyz view on this ?

I too got similar email. I'm maintaining MAB of 25k.

 

[Avatar Aang]

I am having IDFC select account.
My aunt has around 3.5L AMB from past 10-12 months and she also has 7L FD with IDFC. Is it possible to get her account Upgraded to wealth and then group my account with her to upgrade mine to wealth as well?