IDFC First Wealth easily approved

[avis_]

I am NTB customer with IDFC. I had some relationship in the past with IDFC via Flipkart Paylater which I had closed last year.

Hi Guys,

I will share my successs story of how I got approved for Wealth Credit Card from IDFC bank.

I recieved a call from sales team that I was eligible for IDFC LTF credit card. I clearly told them I am not gonna apply unless I get wealth card. She told she can apply Wealth for me and it will approve for sure.

I trusted her and followed her steps and boom the card was approved on second day and virtual card has arrived.

My monthly avg salary is ~60k and CIBIL hovers between 770 and 780


If anyone wants to apply ensure your work location and current residence is at same City. I can share the agent contact who helped me to apply.

For agent contact check message number #42

I have recieved my physical card in just 2 days check message #43

Edit 1

Update by user @_amit_
WFH so not possible for me.
In her knowledge, WFH with company address (or any company branch) not in same city usually gets rejected later on.

 

[aayusharyan]

Only in two condition u get wealth
1- you apply & system gives you limit of around 4-5+ lakh
2- your l.e goes over 5

I am stuck at CL of 4.5 🤦🏻‍♂️

 

[Vasuki]

ok sir that would be really helpful.Send me a PM.

Wo v mai he kru 😂

 

[Vasuki]

I am stuck at CL of 4.5 🤦🏻‍♂️

Almost there ,! One day 🙏

 

[george99]

Only in two condition u get wealth
1- you apply & system gives you limit of around 4-5+ lakh
2- your l.e goes over 5

is there any chance if he gets Amex card first and apply for wealth later? i heard Amex is considered premium while applying for IDFC wealth CC and chances are higher.

 

[aayusharyan]

is there any chance if he gets Amex card first and apply for wealth later? i heard Amex is considered premium while applying for IDFC wealth CC and chances are higher.

Interesting.... Can they do on C2C basis? I have Amex Plat.

 

[Vasuki]

is there any chance if he gets Amex card first and apply for wealth later? i heard Amex is considered premium while applying for IDFC wealth CC and chances are higher.

Get amex man
Idfc wealth is just ok card after devaluation
New mD of idfc is drunkard

 

[Vasuki]

Interesting.... Can they do on C2C basis? I have Amex Plat.

Limit . ?

 

[aayusharyan]

Limit . ?

They don't have limit.

 

[aayusharyan]

They don't have limit.

It's Plat Charge, not the Credit Card.

 

[george99]

Interesting.... Can they do on C2C basis? I have Amex Plat.

Get amex man
Idfc wealth is just ok card after devaluation
New mD of idfc is drunkard

haha ok.Also my bother is having IDFC wealth savings account.He is doing job with 35K salary in hand,is there any possibility to get wealth CC based on Wealth account?

 

[Shrinit Padwal]

For some reason, I am not able to get Wealth CC unfortunately. 🥲

Is it even such fruitful after devaluation. I don't see much difference in their select or wealth cards now.

 

[Vasuki]

They don't have limit.

If your existing idfc cc is 4.5 limit.
Is would say talk to customer care for wealth upgrade directly

 

[aayusharyan]

haha ok.Also my bother is having IDFC wealth savings account.He is doing job with 35K salary in hand,is there any possibility to get wealth CC based on Wealth account?

Nope, I have Wealth, asked my RM, he said send docs, but they rejected. #MoyeMoye

 

[Vasuki]

haha ok.Also my bother is having IDFC wealth savings account.He is doing job with 35K salary in hand,is there any possibility to get wealth CC based on Wealth account?

Their cc & saving account is entirely different
More like sbi

 

[george99]

Wo v mai he kru 😂

sent sir,my bad.Mis understanding from my end.

 

[_amit_]

For some reason, I am not able to get Wealth CC unfortunately. 🥲

Blessing in disguise.

BTW why do you want this card now? There is nothing good with it anymore except if you are looking for 0MAB savings account offer they sometimes send.

 

[george99]

Their cc & saving account is entirely different
More like sbi

Ahh got it

 

[aayusharyan]

If your existing idfc cc is 4.5 limit.
Is would say talk to customer care for wealth upgrade directly

I wrote emails, but they kept rejecting. idk if talking can help, but no harm in trying. Will give it a go.

 

[george99]

Nope, I have Wealth, asked my RM, he said send docs, but they rejected. #MoyeMoye

oh you got rekt too

 

[aayusharyan]

Is it even such fruitful after devaluation. I don't see much difference in their select or wealth cards now.

Blessing in disguise.

BTW why do you want this card now? There is nothing good with it anymore except if you are looking for 0MAB savings account offer they sometimes send.

Only because it's LTF, hehehe