IDFC First Wealth easily approved

[avis_]

I am NTB customer with IDFC. I had some relationship in the past with IDFC via Flipkart Paylater which I had closed last year.

Hi Guys,

I will share my successs story of how I got approved for Wealth Credit Card from IDFC bank.

I recieved a call from sales team that I was eligible for IDFC LTF credit card. I clearly told them I am not gonna apply unless I get wealth card. She told she can apply Wealth for me and it will approve for sure.

I trusted her and followed her steps and boom the card was approved on second day and virtual card has arrived.

My monthly avg salary is ~60k and CIBIL hovers between 770 and 780


If anyone wants to apply ensure your work location and current residence is at same City. I can share the agent contact who helped me to apply.

For agent contact check message number #42

I have recieved my physical card in just 2 days check message #43

Edit 1

Update by user @_amit_
WFH so not possible for me.
In her knowledge, WFH with company address (or any company branch) not in same city usually gets rejected later on.

 

[sharma]

I sent it along with request mail

Also can I know how much you have spend on the amex card... I mean the outstanding amount in the statement that is sent to idfc

 

[sharma]

Also I just called the agent and she firmly told that upgrade is not possible via her... Only new request is possible

 

[Gaara]

Also I just called the agent and she firmly told that upgrade is not possible via her... Only new request is possible

She is from bank or 3rd party agent?

 

[Gaara]

Also can I know how much you have spend on the amex card... I mean the outstanding amount in the statement that is sent to idfc

I guess irrespective of spend, they would consider the card limit. It’s time you draft a mail for the upgrade. I’m eagerly waiting to see you get upgraded.

 

[pprakash11]

Also can I know how much you have spend on the amex card... I mean the outstanding amount in the statement that is sent to idfc

I sent Jan Statement and Feb Statement
Outstanding in Jan: 40K
Outstanding in Feb: 0

 

[avis_]

If any one got Wealth CC approved via the agent contact I have shared, do post your experiences on this thread.

 

[avis_]

He mentioned it in the Message number #42 (Click you'll be redirected)

How did you redirect to that message number in your reply?

 

[Gaara]

How did you redirect to that message number in your reply?

1.

2.

 

[Swastik]

• creditcard@idfcfirstbank.com
• pno@idfcfirstbank.com

Well ,I'm drafting another mail attaching my ICICI Amazon Pay Card statement with 6.1L limit and 68,000 outstanding(paid already) ,

If this dosent work ,will close the IDFC Select Card, wait for a month a apply for a new card

 

[Gaara]

Well ,I'm drafting another mail with my ICICI Amazon Pay Card with 6.1L limit and 68,000 outstanding(paid already) ,

If this dosent work ,will close the IDFC Select Card, wait for a month a apply for a new card

That sounds like a well-thought-out plan. Please keep us updated, and if it proves successful, we’ll certainly follow the same approach.

 

[brightknight]

Well ,I'm drafting another mail attaching my ICICI Amazon Pay Card statement with 6.1L limit and 68,000 outstanding(paid already) ,

If this dosent work ,will close the IDFC Select Card, wait for a month a apply for a new card

Mujhe bhi send kardo.. Gonna mail the same for upgradation.

 

[Swastik]

Mujhe bhi send kardo.. Gonna mail the same for upgradation.

Nothing fancy ,just the basics

Subject :- Request for Credit Card Upgrade

I am currently holding a IDFC Select Card with credit limit of 3,30,000.

I'm also holding ICICI Bank Amazon Pay Card with a credit limit of 6,10,000 (recent statement attached).

Kindly consider increasing the limit as well as upgrading me to the IDFC Wealth Card.
Thank you.

Below are my details :-

Customer ID - XXXXXXXXXX

Card no. - XXXX XXXX XXXX XXXX

Name - SWASTIK XXXXX XXXXXXX

Mobile No. - XXXXXXXXXX

P.s. - PDF Password - xxxxxxxx (all lowercase)

 

[brightknight]

Nothing fancy ,just the basics

Subject :- Request for Credit Card Upgrade

I am currently holding a IDFC Select Card with credit limit of 3,30,000.

I'm also holding ICICI Bank Amazon Pay Card with a credit limit of 6,10,000 (recent statement attached).

Kindly consider increasing the limit as well as upgrading me to the IDFC Wealth Card.
Thank you.

Below are my details :-

Customer ID - XXXXXXXXXX

Card no. - XXXX XXXX XXXX XXXX

Name - SWASTIK XXXXX XXXXXXX

Mobile No. - XXXXXXXXXX

P.s. - PDF Password - xxxxxxxx (all lowercase)

Sent it to creditcard@idfcfirstbank.com ?

 

[Gaara]

Sent it to creditcard@idfcfirstbank.com ?

banker@idfcfirstbank.com

@pprakash11 suggested

 

[Swastik]

Sent it to creditcard@idfcfirstbank.com ?

Yup , .

 

[ronakshah]

Also I just called the agent and she firmly told that upgrade is not possible via her... Only new request is possible

Yes even I spoke to her and she can't help with upgrade. She also said that there is a cooling period of 6mths if you wish to close select and then reapply for wealth card.

 

[ronakshah]

Well ,I'm drafting another mail attaching my ICICI Amazon Pay Card statement with 6.1L limit and 68,000 outstanding(paid already) ,

If this dosent work ,will close the IDFC Select Card, wait for a month a apply for a new card

I have federal celesta with 6.3l limit but I have hardly used it. Hdfc millennia and neu infinity with shared limit of 5.3l. can I go ahead with neu infinity statement as I have good spends with this card or is it advisable to send core card statement?

 

[Gaara]

I have federal celesta with 6.3l limit but I have hardly used it. Hdfc millennia and neu infinity with shared limit of 5.3l. can I go ahead with neu infinity statement as I have good spends with this card or is it advisable to send core card statement?

HDFC cc knows core card and floater card, IDFC wouldn't bother about it.

 

[Swastik]

I have federal celesta with 6.3l limit but I have hardly used it. Hdfc millennia and neu infinity with shared limit of 5.3l. can I go ahead with neu infinity statement as I have good spends with this card or is it advisable to send core card statement?

Send higher limit card

 

[ronakshah]

HDFC cc knows core card and floater card, IDFC wouldn't bother about it.

Send higher limit card

Thanks both. Will give a try with federal card for now.