IDFC Future First Savings Account

[Walter White]

Thinking of opening a Future First Savings Account with IDFC Bank. The services are more or less similar to a premium account at any bank with no MAB or Debit Card charges (Visa Signature is being offered).

Anyone who is using it currently, how has been the experience?

 

[Vasuki]

Relationship Banker Select' written on the Your Relationship Team page?

Maybe he is rm for select but ur account variant is not select..
If u ser future first written above account ur Ff

 

[Sourabh_13]

Yeah...On the account details page, it shows FF only. @theda mentioned that I am getting 250 points each month for bill payment because my account is under Select or Wealth banking program.

 

[Vasuki]

Yeah...On the account details page, it shows FF only. @theda mentioned that I am getting 250 points each month for bill payment because my account is under Select or Wealth banking program

@theda what is this confusion

@S S V do u get 250 evey month with wealth

 

[theda]

@theda what is this confusion

Yeah most Future first accounts are auto upgraded to select banking without any notification.

Normally when upgraded to select or wealth you would receive upgraded debit card. But if you have First tap along with any other debit card auto issuance doesn't work for some reason.

If you are getting 250 point for bill payment on FF than you have select or wealth.

 

[Vasuki]

Yeah most Future first accounts are auto upgraded to select banking without any notification.

Normally when upgraded to select or wealth you would receive upgraded debit card. But if you have First tap along with any other debit card auto issuance doesn't work for some reason.

If you are getting 250 point for bill payment on FF than you have select or wealth.

I have it .I don't see any such point
I got 6k for cc bill pay only 2k in bonus this month

 

[theda]

I have it .I don't see any such point
I got 6k for cc bill pay only 2k in bonus this month

Click on the three line on the top left of the main page > My Relationship Team . You will see written there "Relationship Banker Select / Wealth

Follow above step what do you see? If there is select written you will get 250 point per month for paying CC bill from IDFC app

 

[Vasuki]

Click on the three line on the top left of the main page > My Relationship Team . You will see written there "Relationship Banker Select / Wealth

Follow above step what do you see? If there is select written you will get 250 point per month for paying CC bill from IDFC app

Good good .. my account Haven't completed a month

 

[Sourabh_13]

Yeah most Future first accounts are auto upgraded to select banking without any notification.

Normally when upgraded to select or wealth you would receive upgraded debit card. But if you have First tap along with any other debit card auto issuance doesn't work for some reason.

If you are getting 250 point for bill payment on FF than you have select or wealth.

Have you received the select/wealth DC if your have the FF account and if it got upgraded to select/wealth?

 

[marvel]

Click on the three line on the top left of the main page > My Relationship Team . You will see written there "Relationship Banker Select / Wealth

Follow above step what do you see? If there is select written you will get 250 point per month for paying CC bill from IDFC app

I opened ff account last week. There is no option for My Relationship Team after clicking the three lines.

 

[Sourabh_13]

You will get it soon.

 

[ritwik2000]

I opened ff account last week. There is no option for My Relationship Team after clicking the three lines.

same for me as well

 

[ritwik2000]

I opened ff account last week. There is no option for My Relationship Team after clicking the three lines.

check in net banking. even I didnot find it in mobile app

 

[Vasuki]

Have you received the select/wealth DC if your have the FF account and if it got upgraded to select/wealth?

If u maintain 2-3 lakh over few month..u might

 

[theda]

Have you received the select/wealth DC if your have the FF account and if it got upgraded to select/wealth?

Yeah I got it.

I asked customer care but they were not ready to issue it. They said it should have been auto issued and they can't issue it. Then tried again after few days one guy was ready and took request for it but he blocked the signature card.

 

[Sourabh_13]

Yeah I got it.

I asked customer care but they were not ready to issue it. They said it should have been auto issued and they can't issue it. Then tried again after few days one guy was ready and took request for it but he blocked the signature card.

Ohh...is there any advantage of getting the Select DC over the FF Visa Signature DC?

What will happen if they downgrade the status from Select back to the normal FF one?

Also, do you know why are they upgrading these accounts to select? Is it something like there is a relaxed criteria for upgrading FF accounts to Select? My MAB over last three months is just a bit above 1L.

 

[Sourabh_13]

I called customer care today again as RM is out of reach.

The agent told that my account is not upgraded to the Select Banking.

The offer of 250 points for the first bill payment of each month is there for all 25K MAB variant account holders. The FF account is treated as the 25K account, hence this account also is eligible for that offer.

The agent had no idea about Select/Wealth written above the name of the RM.

The agent also mentioned that eligibility criteria for the Select Banking is 3L MAB or 2L salary.

The agent also told that she is not aware of FF accounts being upgraded to Select.

 

[ritwik2000]

The agent told that my account is not upgraded to the Select Banking.

Possibly she is not aware of this yet. As you said earlier you get select dc na ?

 

[Sourabh_13]

Possibly she is not aware of this yet. As you said earlier you get select dc na ?

No. I haven't received the Select DC. When did I say I got it?😅

 

[ritwik2000]

No. I haven't received the Select DC. When did I say I got it?😅

sorry my mistake. @theda got it.

 

[theda]

I called customer care today again as RM is out of reach.

The agent told that my account is not upgraded to the Select Banking.

The offer of 250 points for the first bill payment of each month is there for all 25K MAB variant account holders. The FF account is treated as the 25K account, hence this account also is eligible for that offer.

The agent had no idea about Select/Wealth written above the name of the RM.

The agent also mentioned that eligibility criteria for the Select Banking is 3L MAB or 2L salary.

The agent also told that she is not aware of FF accounts being upgraded to Select.

sorry my mistake. @theda got it.

You believed it.

It was April 1st.