IDFC has started to upgrade from Select to Wealth, easily by Card to Card

[cardwizard]

Hi, IDFC has started to upgrade from Select to Wealth, easily by Card to Card (other card should have limit abv 4lk), just share your other card statement, and they will upgrade your existing card within a week, had to send other card statement to IDFC Banker <banker@idfcfirstbank.com> and they processed the upgrade quiet smoothly.

 

[jack333]

Try with HDFC DCB.
Some people claim that ICICI Saphhiro fetched Select CC only

I tried with Sapphiro, magnus and au Zenith all 6 lakh limit. They showed me only wow. Any tips for me

 

[pprakash11]

I tried with Sapphiro, magnus and au Zenith all 6 lakh limit. They showed me only wow. Any tips for me

Bhai shani mandra raha hai!!

 

[Deveshm18]

I tried with Sapphiro, magnus and au Zenith all 6 lakh limit. They showed me only wow. Any tips for me

Same but that was in march. I haven't tried again yet. Read somewhere that the card needs to be atleast 13 months old

 

[jack333]

Same but that was in march. I haven't tried again yet. Read somewhere that the card needs to be atleast 13 months old

Mine was older than that. I think its issue with pincode. Branch people said open wealth account then you'll get offer. But i think so much hassle is not worth now as lounge access is also spend based now

 

[Deveshm18]

Mine was older than that. I think its issue with pincode. Branch people said open wealth account then you'll get offer. But i think so much hassle is not worth now as lounge access is also spend based now

Don't think it's a pincode issue for me, my dad lives with me and he got the wealth card recently :3 I think it's just luck!

 

[gamersgzb]

IDFC has denied my request again, firstly in December and now again. I shared my DCB statement, salary slips, bank statement but they rejected without giving any reason.
I will go ahead and close the select card.

I hold wealth account with them and maintaing quite good balance in the same..

 

[prabanomics]

IDFC has denied my request again, firstly in december and now again. I shared my DCB statement, salary slips, bank statement but they rejected without giving any reason.
I will go ahead and close the select card.

Was the card in use ? I think they are also seeing the spending.. not sure what they expect..

 

[gamersgzb]

Was the card in use ? I think they are also seeing the spending.. not sure what they expect..

its used less but did 1 txn each in last 2-3 months.. mainly the movie ticket bookings...

 

[Avatar Aang]

I have already tried this 2 months ago using my DCB Statement (with limit >5L). They still asked for Salary Slips and bank statements and then rejected my request.

Same with me. Tried In July 2023. I have DCB 5.67L and Magnus 5.17L limits. Wanted to upgrade the select which has 1.06L limit only. They are denying saying internal bank policies. In hand salary is 90K and last year ITR is 28L. Should I mail them to close the card?

 

[pprakash11]

Same with me. Tried In July 2023. I have DCB 5.67L and Magnus 5.17L limits. Wanted to upgrade the select which has 1.06L limit only. They are denying saying internal bank policies. In hand salary is 90K and last year ITR is 28L. Should I mail them to close the card?

They will immediately close the card without retention.
If you want this then go ahead

 

[LordVoldemort]

They will immediately close the card without retention.
If you want this then go ahead

Yup exactly, Before the call ends the card will be blocked

 

[anantnitish]

BBo

Currently, the leader in add-on card application is IndusInd.
Only aadhar OTP based verification.
No VKYC, No PAN needed for add-on cardholder, no address nothing.
Simply name, dob, and some basic details.
Add on card gets delivered in three days.

Bob is on another league if applied on app
Just pan card and phone number (name is fetched automatically)
Add on details shows up on app within 2-3 days

 

[sharma]

Is

Nope it’s a waste
If you don’t spend 5k in last month and by mistake used the card or DF for lounge access , they will charge it.
I thinks it’s a dangerous card now

Is It not same for select

 

[BMR]

Was the card in use ? I think they are also seeing the spending.. not sure what they expect..

They denied my LE request too , I mailed them ITR, my salary slips, bank statements and also Magnus statement with a credit limit of 8 lacs. Still they denied my LE request. My limit is 80k (which was pre approved when card was issued without any cibil check) on this card and I have hardly used the card twice in 8-9 months. So definitely usage is a criteria I guess , else I should have easily got the LE.

I have started using the card now. When can I apply again for LE ?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Is

Is It not same for select

Select doesn't get DF
Only domestic lounge access it has .

 

[pprakash11]

Anyone confirm if IDFC Wealth has railway lounges ?

 

[Shash]

Anyone confirm if IDFC Wealth has railway lounges ?

I have used wealth credit card for railway lounge access last week.

 

[pprakash11]

I have used wealth credit card for railway lounge access last week.

Thanks for confirmation.

 

[DK10]

Same here, didn't go through.
Gave them HDFC Regalia with 6.5 L and also salary slips with account statements.
My Select card had 2.75 L, they just increased its limit to 4.5 L and said that to upgrade to Wealth I will need a limit of 5 L on Select card.

God knows why do they have different rules.

 

[pjain2712]

Same here, didn't go through.
Gave them HDFC Regalia with 6.5 L and also salary slips with account statements.
My Select card had 2.75 L, they just increased its limit to 4.5 L and said that to upgrade to Wealth I will need a limit of 5 L on Select card.

God knows why do they have different rules.

was there any CIBIL hit?