Finally got IDFC first wealth card after long struggle. Here is my story.
I had much higher credit limit on other cards and income than what was required for wealth, but still got select card with less than 2L limit last year.
After 6 months or so, I raised request for card upgrade and submitted income documents. They increased limit to 4L, but didn't proceed for upgrade.
After 6 more months, I asked again for upgrade and submitted income documents. But again rejected and no limit increase.
I didn't get any auto limit crease in last few months like others got.
I again raised manual limit increase and card upgrade request 2 weeks back and again got declined.
At this point, I was frustrated and placed request for card closure. My plan was to apply fresh after 6 months, as I wasn't getting any positive response from customer care. Got permanently blocked message next day.
After 2 days got call from idfc saying i need to use the card to get upgrade. I told I already have much better cards like magnus and DCB, why will I spend on this card. I want to close the card, unless u provide upgrade.
She put me on hold, checked with her manager and then told she will raise request for upgrade, but first I need to give consent for unblock. I agreed and now 2 days later, I see wealth card in my app login🤣 (with same old 4L limit).
First premium card approved this year. Finally broke the jinx.
