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IDFC shown me pre approved card and now saying application rejected

Seth

TF Premier
IDFC sent me text with pre approved IDFC card as below:

Hello

Applying for a credit card has never been easier! 🚀

Here's what you can expect when you apply for the IDFC FIRST Bank Credit Card:

➡️Complete your Credit Card application in minutes.
➡️ It's pre-approved, so receive quick approvals.
➡️Start using your virtual card immediately.

Your convenience is our priority!

Always You First,
Team IDFC FIRST Bank
TCA

I selected LTF Millennia and after home verification they rejected my application

IDFC bank truly pathetic bank and worst than Axis


I already have axis, SBI ,ICICI, AU & good cibil

what should I do now?

Should I file complaint in RBI for this , as it clearly wrote pre approved and instant virtual card ,
so it's misleading and clear lie to get customer!


If it was not pre approved then I wouldn't even try to apply for such card
 
Dude, don't confuse savings relationship with credit card(debt), you will only be in trouble if you don't repay your bill in time.
So, Yes go ahead if you want this card.
Thank You.
(But personally, for a student I will never recommend any credit card.)
I understand, but I believe I am financially disciplined. And also I made a rule for myself to not use any cards for myself. Only using cards for in-house purchases to save some money for my parents.
 
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