IDFC Started Issuing Power+ as Second Card

[Satish]

Hi All,

IDFC has started issuing Power+ as second. This was not available before. Only IDFC Vistara was eligible as second. Now you can also apply for Power+ card with shared limit. Instant approval & virtual card available for existing IDFC customers. I got my card today morning.

 

[chenrichy]

Same!!

Checked and got the points !!! Again I need to ask them to give points for another transaction!!!

 

[pankajsaraf880]

Also aren't we suppose to get 6 Payback points for payment via HP Pay QR? I'm only getting 4 per Rs. 100.

Hp pay changed their thing. Payback is gone. They give Happy coins. And its approx 1% of the transaction.

But they also charge 0.85% on recharging hp pay wallet with cc. So literally no benefit.

But its still better than POS swiping as you avoid the surcharge, and get the 4% reward points jn idfc.

 

[pankajsaraf880]

Hp pay changed their thing. Payback is gone. They give Happy coins. And its approx 1% of the transaction.

But they also charge 0.85% on recharging hp pay wallet with cc. So literally no benefit.

But its still better than POS swiping as you avoid the surcharge, and get the 4% reward points jn idfc.

Its malicious on idfc’s part to still market their card using the old reward rate of hp pay.

 

[srikant]

Is it possible to get this LTF?

I think BoB Energie is a more suitable one for me, but BoB is so stingy with limit!

 

[alanabraham]

They are yet to edit this in their website.

Its malicious on idfc’s part to still market their card using the old reward rate of hp pay.

 

[Pissant]

Hi All,

IDFC has started issuing Power+ as second. This was not available before. Only IDFC Vistara was eligible as second. Now you can also apply for Power+ card with shared limit. Instant approval & virtual card available for existing IDFC customers. I got my card today morning.

I applied and got it approved instantly today. Has the same limit as my IDFC wealth.

 

[mohitd]

No cibil hit so far, for me it is showing joining fees as 499 on app, i called customer care, he said joining fees will not be levied till 31 st july, i have recorded call as well, now have to wait till first statement.

How to know if bank hit your CIBIL or not?

 

[AlgoTrader]

Hp pay changed their thing. Payback is gone. They give Happy coins. And its approx 1% of the transaction.

But they also charge 0.85% on recharging hp pay wallet with cc. So literally no benefit.

But its still better than POS swiping as you avoid the surcharge, and get the 4% reward points jn idfc.

you get 4% while loading hp pay?

 

[pankajsaraf880]

you get 4% while loading hp

Yeah.

 

[Md Kaif]

The 5% reward points on utility and grocery on this card is valid once in a calendar month or once per billing cycle?
Edit: Confirmed by customer care, rewards point caps are applicable per billing cycle

 

[pprakash11]

The 5% reward points on utility and grocery on this card is valid once in a calendar month or once per billing cycle?
Edit: Confirmed by customer care, rewards point caps are applicable per billing cycle

Thankyou for the confirmation.
I actually exceeded ₹2000

 

[chenrichy]

The 5% reward points on utility and grocery on this card is valid once in a calendar month or once per billing cycle?
Edit: Confirmed by customer care, rewards point caps are applicable per billing cycle

Thanks for this 🙂

 

[AlgoTrader]

so one question on idfc power+ card...
1. When we load money in hp pay app, we will get 4%, right?
2. During loading, we get charged 0.85% and we get 1% back in happy coins to compensate, right?
3. We also get 1.5% in the form on zillion coins instead of payback rewards, right?

 

[mr_vasanth]

I got reward points on direct swipe. but
1. did not received welcome bonus of 500 of first transaction
2. fuel surcharge is charged at 3% as someone else mentioned

Just an update. I have received Rs.500 as a joining offer on my 2nd month statement on my FYF IDFC power+ credit card. I have not been charged any joining fee and received joining offer credit of Rs.500 directly in my statement. I did only one direct swipe of Rs.890 in a nearby HPCL (not coco) petrol bunk so far.

 

[cc24x7]

Just an update. I have received Rs.500 as a joining offer on my 2nd month statement on my FYF IDFC power+ credit card. I have not been charged any joining fee and received joining offer credit of Rs.500 directly in my statement. I did only one direct swipe of Rs.890 in a nearby HPCL (not coco) petrol bunk so far.

I too received Rs500, for FYF power+ card

 

[pprakash11]

I too received Rs500, for FYF power+ card

Did you receive reward points of your fuel transaction properly ??

@cc24x7
@mr_vasanth

 

[mr_vasanth]

Did you receive reward points of your fuel transaction properly ??

@cc24x7
@mr_vasanth

Yes. But I was charged 3% fuel surcharge on IDFC power+. So I am not using this card now.
I have never been charged more than 1% fuel surcharge on my ICICI HPCL Super saver and BoB energie. I am using these two cards for my regular fuel expenses and I have been regularly receiving rewards on these two cards irrespective of the petrol bunks. I always use HP pay for payment.

 

[mr_vasanth]

Just an update. I have received Rs.500 as a joining offer on my 2nd month statement on my FYF IDFC power+ credit card. I have not been charged any joining fee and received joining offer credit of Rs.500 directly in my statement. I did only one direct swipe of Rs.890 in a nearby HPCL (not coco) petrol bunk so far.

I posted this since someone mentioned earlier that there will not be any joining offer on the FYF card. But I have received it on my FYF card.

 

[jade]

I too have received Rs 500

 

[invisiblespace]

I too have received Rs 500 for FYF
surcharge is 3 % for icici pos
1 % for hdfc and others for me
Reward points sometimes automatic , some times have to compain

Imo idfc need to improve alot