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Idfc vs Indusind which is more useless

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asahi

asahi

TF Premier
I opened aura edge Visa Platinum card (comparing other indusind cards), after having it for like 10 days it felt it’s one of the most useless card, No use whatsoever(No sale offers no proper discounts on food delivery etc etc). I closed it within one month.

Then comes Idfc cards tight competition to IndusInd cards(based on my personal experience/requirement).

I opened select card after few days i realised its useless for me, so I closed it & opted for power card, which is slightly uselfull for me(upi,Swiggy offer). Biggest disappointment is, its a paid card but still i have to pay rewards redemption fee even for gift cards. I’ll close it soon

Irony is I felt very bad when these 2 banks rejected my card application 1 year back, but now I am regretting for getting these cards.
 
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asahi said:
I opened aura edge Visa Platinum card (comparing other indusind cards), after having it for like 10 days it felt it’s one of the most useless card, No use whatsoever(No sale offers no proper discounts on food delivery etc etc). I closed it within one month.

Then comes Idfc cards tight competition to IndusInd cards(based on my personal experience/requirement).

I opened select card after few days i realised its useless for me, so I closed it & opted for power card, which is slightly uselfull for me(upi,Swiggy offer). Biggest disappointment is, its a paid card but still i have to pay rewards redemption fee even for gift cards. I’ll close it soon

Irony is I felt very bad when these 2 banks rejected my card application 1 year back, but now I am regretting for getting these cards.
Click to expand...
If they are LTF, then why close them?
 
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aayusharyan said:
Brooo, really?
It's very popular. In my last thailand trip, people explicitly asked me to get Tiger Balm. lol
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Really bro 😜.

So it is related to Thailand massage, right?

hum-karte-hain-prabandh-aap-chinta-mat-kariye-mirzapur.gif
 
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RishiKiDev said:
@aayusharyan maybe you're getting rejected for SBI due to this only
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Yes yes, I am aware of that. SBI person told me after I cited the RBI guidelines to them. After rejection.
Story here. 👇🏻
www.technofino.in

Banks should give clear reason for application denial

I got a mail from SBI that said, Thank you for showing interest in SBI Credit Card. While processing your credit card application for issuance of SBI Credit card, we observed that unfortunately, you do not meet the age eligibility criteria set forth in our internal policy. We, therefore, regret...
www.technofino.in www.technofino.in
 
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aayusharyan said:
Yes yes, I am aware of that. SBI person told me after I cited the RBI guidelines to them. After rejection.
Story here. 👇🏻
www.technofino.in

Banks should give clear reason for application denial

I got a mail from SBI that said, Thank you for showing interest in SBI Credit Card. While processing your credit card application for issuance of SBI Credit card, we observed that unfortunately, you do not meet the age eligibility criteria set forth in our internal policy. We, therefore, regret...
www.technofino.in www.technofino.in
Click to expand...
Thank God I got my SBI Cards in the beginning. 😅
 
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asahi said:
I opened aura edge Visa Platinum card (comparing other indusind cards), after having it for like 10 days it felt it’s one of the most useless card, No use whatsoever(No sale offers no proper discounts on food delivery etc etc). I closed it within one month.

Then comes Idfc cards tight competition to IndusInd cards(based on my personal experience/requirement).

I opened select card after few days i realised its useless for me, so I closed it & opted for power card, which is slightly uselfull for me(upi,Swiggy offer). Biggest disappointment is, its a paid card but still i have to pay rewards redemption fee even for gift cards. I’ll close it soon

Irony is I felt very bad when these 2 banks rejected my card application 1 year back, but now I am regretting for getting these cards.
Click to expand...
Anyway, coming back to OPs question. With my experience of holding both. Indus is more useful because I was able to upgrade to Pinnacle LTF. But with IDFC, I am still at Select and not able to upgrade to Wealth yet.
Maybe after upgrade my response would change, but in your situation, Indus has better chance of giving upgrades.
 
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aayusharyan said:
Anyway, coming back to OPs question. With my experience of holding both. Indus is more useful because I was able to upgrade to Pinnacle LTF. But with IDFC, I am still at Select and not able to upgrade to Wealth yet.
Maybe after upgrade my response would change, but in your situation, Indus has better chance of giving upgrades.
Click to expand...
How much limit have you got on your IDFC?
 
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