Idfc vs Indusind which is more useless

[Saiv]

I opened aura edge Visa Platinum card (comparing other indusind cards), after having it for like 10 days it felt it’s one of the most useless card, No use whatsoever(No sale offers no proper discounts on food delivery etc etc). I closed it within one month.

Then comes Idfc cards tight competition to IndusInd cards(based on my personal experience/requirement).

I opened select card after few days i realised its useless for me, so I closed it & opted for power card, which is slightly uselfull for me(upi,Swiggy offer). Biggest disappointment is, its a paid card but still i have to pay rewards redemption fee even for gift cards. I’ll close it soon

Irony is I felt very bad when these 2 banks rejected my card application 1 year back, but now I am regretting for getting these cards.

 

[Anonymous ツ]

Koi btaega ki Atleast IDFC select card kese mil skta h? Everytime i try online, they always show me Wow credit card.. I have multiple cards with 5.1 lac credit limit.

 

[aayusharyan]

Koi btaega ki Atleast IDFC select card kese mil skta h? Everytime i try online, they always show me Wow credit card.. I have multiple cards with 5.1 lac credit limit.

I don't know the process now, but when I applied, there was no Wow. I had to upload my bank statement and all.

 

[D₹V]

Arey sir mat bolo yaar. Itna bhi budhha nahin hoon 😂

 

[drmsiva]

I recently got credit card from both of them - IDFC is definitely better in my case - replied to my email promptly (and properly) and points credited without any issues.

Indusind - customer service is awful, long wait on phone, not replied to my email which was sent over a week ago and points not credited for some transactions till now, thinking of closing the card!

 

[cardex]

Only Legend and above cards are good because of banking perks. I was offered aura edge/platinum card when i tried to apply.. I didn't take it, now they spam calls everyday to take aura edge saying they'll upgrade it after 6 months.

So we get a free savings account with legend?

 

[aayusharyan]

So we get a free savings account with legend?

What's the point of that? Getting additional savings account with them.

 

[Akashn]

So we get a free savings account with legend?

Yes zero balance account

 

[noob69]

Koi btaega ki Atleast IDFC select card kese mil skta h? Everytime i try online, they always show me Wow credit card.. I have multiple cards with 5.1 lac credit limit.

try mailing to pno to delete your old lead and then apply fresh

 

[tekina]

I opened aura edge Visa Platinum card (comparing other indusind cards), after having it for like 10 days it felt it’s one of the most useless card, No use whatsoever(No sale offers no proper discounts on food delivery etc etc). I closed it within one month.

Then comes Idfc cards tight competition to IndusInd cards(based on my personal experience/requirement).

I opened select card after few days i realised its useless for me, so I closed it & opted for power card, which is slightly uselfull for me(upi,Swiggy offer). Biggest disappointment is, its a paid card but still i have to pay rewards redemption fee even for gift cards. I’ll close it soon

Irony is I felt very bad when these 2 banks rejected my card application 1 year back, but now I am regretting for getting these cards.

I have IndusInd for almost 2 years, IDFC for almost 1. Struggling to find use for either. Yes they are LTF and they may help one day suddenly, but IndusInd is my least used card. IDFC still has free movie offers and relatively competitive reward points and bank discounts on websites as well.

 

[taskmaster]

I recently got credit card from both of them - IDFC is definitely better in my case - replied to my email promptly (and properly) and points credited without any issues.

Indusind - customer service is awful, long wait on phone, not replied to my email which was sent over a week ago and points not credited for some transactions till now, thinking of closing the card!

Indusind has no redeeming quality about it other than that FD rates are better and even savings interest rate is good.