Idfc vs Indusind which is more useless

[Saiv]

I opened aura edge Visa Platinum card (comparing other indusind cards), after having it for like 10 days it felt it’s one of the most useless card, No use whatsoever(No sale offers no proper discounts on food delivery etc etc). I closed it within one month.

Then comes Idfc cards tight competition to IndusInd cards(based on my personal experience/requirement).

I opened select card after few days i realised its useless for me, so I closed it & opted for power card, which is slightly uselfull for me(upi,Swiggy offer). Biggest disappointment is, its a paid card but still i have to pay rewards redemption fee even for gift cards. I’ll close it soon

Irony is I felt very bad when these 2 banks rejected my card application 1 year back, but now I am regretting for getting these cards.

 

[jade]

Both are useless, however Indusind is more useless.

 

[aayusharyan]

Nahin bro. Mera Medical college thodi na alumni program mein hai

Even with an eligible college I couldn't get it... So, maybe I thought some other approach. Hehehe

 

[RishiKiDev]

Click here to know method.

Though it's link of different forum.

Thanks bro.
Ye badhiya technique hai.
Even if I get select, there's possibility of getting wealth

 

[aayusharyan]

Thanks bro.
Ye badhiya technique hai.
Even if I get select, there's possibility of getting wealth

Wait, I thought you already had IDFC Select, no?

 

[RishiKiDev]

Even with an eligible college I couldn't get it... So, maybe I thought some other approach. Hehehe

Agar mile toh batana technique.
Mummy ka Regalia mein 5L limit hai usko LTF DCB banaunga 🤣

 

[RishiKiDev]

Wait, I thought you already had IDFC Select, no?

No bro. I don't have any IDFC card.

 

[aayusharyan]

Wait, I thought you already had IDFC Select, no?

lol, just saw your profile. Bro... Apply for IDFC. You will be NTB. Just 1 thing, that 6.5L CC is reflected in your Credit Report, right?

 

[RishiKiDev]

lol, just saw your profile. Bro... Apply for IDFC. You will be NTB. Just 1 thing, that 6.5L CC is reflected in your Credit Report, right?

Yes. It's showing up in my cibil.

 

[aayusharyan]

Yes. It's showing up in my cibil.

Then, IDFC will consider the highest limit of 6.5L according to CIBIL and land you around 4-5 I think. You can try.

 

[D₹V]

Interesting approach, but will have to try. I mean, that comment regarding salaried person might be an issue for me as well. But thanks for sharing.

But the guy who pasted wasn't asked about salary proofs 😜 so you can try peacefully.

 

[RishiKiDev]

Then, IDFC will consider the highest limit of 6.5L according to CIBIL and land you around 4-5 I think. You can try.

Will that get me Wealth? I mean tell me what are the chances?

 

[D₹V]

Thanks bro.
Ye badhiya technique hai.
Even if I get select, there's possibility of getting wealth

Hope it works 🤞😁

 

[aayusharyan]

But the guy who pasted wasn't asked about salary proofs 😜 so you can try peacefully.

I will try again after the cooldown period.

 

[aayusharyan]

Will that get me Wealth? I mean tell me what are the chances?

See, if you have above 5L limit then for sure wealth. But in this case, there is a chance you will get 4L limit, so then you will have to wait for 6-7 months for it to cool down and then request for LE.

 

[aayusharyan]

See, if you have above 5L limit then for sure wealth. But in this case, there is a chance you will get 4L limit, so then you will have to wait for 6-7 months for it to cool down and then request for LE.

In my case, I am in the process of address change. So, once that is done, then I will push to issue a new card. Currently if they agree, they will dispatch to my old address and it will be a problem.

 

[RishiKiDev]

See, if you have above 5L limit then for sure wealth. But in this case, there is a chance you will get 4L limit, so then you will have to wait for 6-7 months for it to cool down and then request for LE.

Ohh okay understood.

Arey main bhi TF Ace ban gaya 😂
Special Thanks to @D₹V mere adhe se zyada reaction score ki wajah tum ho..

 

[aayusharyan]

Ohh okay understood.

Arey main bhi TF Ace ban gaya 😂
Special Thanks to @D₹V mere adhe se zyada reaction score ki wajah tum ho..

Congratulations Dr sahab.

 

[RishiKiDev]

Congratulations Dr sahab.

Thanks to you too @aayusharyan
Hamara banter toh chalta rehta hai 😂

 

[D₹V]

Ohh okay understood.

Arey main bhi TF Ace ban gaya 😂
Special Thanks to @D₹V mere adhe se zyada reaction score ki wajah tum ho..

Achha 😅.

Congratulations 🎉 to you sir ❤️.

 

[RishiKiDev]

Achha 😅.

Congratulations 🎉 to you sir ❤️.

Arey sir mat bolo yaar. Itna bhi budhha nahin hoon 😂