IDFC Wealth CC approved Instant using C2C

[RupayMan]

Just wanted to check my eligibility for which card IDFC is offering and surprisingly got Wealth Card instantly with my existing HDFC Intermiles limit,

Even they offered another option as 1.5L extra credit card limit along with 7.5L but asking for Credit card statement, I decided to choose first option and don't want any delay, within seconds got VKYC done and aadhar OTP part took sometime as OTP didn't received instantly, everything done, waiting for card approval, its approved in half an hour and virtual card ready to use in IDFC application.

 

[iAmPm]

Limit on hdfc card and age of card? They didn't ask any other proofs, right?

 

[RupayMan]

Limit on hdfc card and age of card? They didn't ask any other proofs, right?

The same limit what is in screenshot, age of card is around 7 years, no other proofs.

 

[Lord Of Darkness]

The same thing happened with me.

I applied for IDFC credit card on C2C with my ICICI bank card with 6.9 lakhs and instantly a Wealth card was offered with around 6.5 lakhs limit.

 

[Sandy Singh]

The same thing happened with me.

I applied for IDFC credit card on C2C with my ICICI bank card with 6.9 lakhs and instantly a Wealth card was offered with around 6.5 lakhs limit.

which ICICI card?

 

[Lord Of Darkness]

ICICI Accelero - which is probably around 5+ years old - which I hardly use.

 

[Patil007]

I also have ICICI 7 year old card with 4.9 lakh limit, but I have IDFC Millenia card already, can I apply?

 

[Wealth is my birth right!]

Just wanted to check my eligibility for which card IDFC is offering and surprisingly got Wealth Card instantly with my existing HDFC Intermiles limit,
View attachment 12312
Even they offered another option as 1.5L extra credit card limit along with 7.5L but asking for Credit card statement, I decided to choose first option and don't want any delay, within seconds got VKYC done and aadhar OTP part took sometime as OTP didn't received instantly, everything done, waiting for card approval, its approved in half an hour and virtual card ready to use in IDFC application.

Congratulations
Good card for wallet loading

 

[mani101]

For me, the application is stuck in Application verification stage. VKYC is done. Any Idea, if I need to connect or just wait.

 

[Lord Of Darkness]

Congratulations
Good card for wallet loading

Is it good for wallet loads? What are the advantages? Could you please let me know.
The only reason I applied was - I was getting a Visa Infinite Card as LTF - I did not even check what other benefits the card offered 😛

 

[RupayMan]

Is it good for wallet loads? What are the advantages? Could you please let me know.
The only reason I applied was - I was getting a Visa Infinite Card as LTF - I did not even check what other benefits the card offered 😛

Mine too 😂

 

[Wealth is my birth right!]

Is it good for wallet loads? What are the advantages? Could you please let me know.
The only reason I applied was - I was getting a Visa Infinite Card as LTF - I did not even check what other benefits the card offered 😛

Initial 30k in a billing cycle u will get 1.5% cashback in form of reward points which never expire and post 30k it’s boosted to 2.5% that’s the beauty of this ltf card

 

[RupayMan]

Initial 30k in a billing cycle u will get 1.5% cashback in form of reward points which never expire and post 30k it’s boosted to 2.5% that’s the beauty of this ltf card

I have SC ultimate, which is enough for wallet i guess.

 

[Wealth is my birth right!]

I have SC ultimate, which is enough for wallet i guess.

Yes that’s all time best 3.3% returns

 

[Lord Of Darkness]

Initial 30k in a billing cycle u will get 1.5% cashback in form of reward points which never expire and post 30k it’s boosted to 2.5% that’s the beauty of this ltf card

Yes, I too have SCB Ultimate for wallet loads with 3.3%, so maybe this can be like a backup card for wallet loads.

 

[RupayMan]

Yes, I too have SCB Ultimate for wallet loads with 3.3%, so maybe this can be like a backup card for wallet loads.

What other Premium cards with paid you have?

 

[Lord Of Darkness]

What other Premium cards with paid you have?

I have Axis Magnus - which is my primary go to card for all spends.
DCB - hardly use it, because of magnus (only in case there is specific HDFC offer tend to use it)
SC ultimate - All wallet loads

 

[RupayMan]

I have Axis Magnus - which is my primary go to card for all spends.
DCB - hardly use it, because of magnus (only in case there is specific HDFC offer tend to use it)
SC ultimate - All wallet loads

How do you use the rewards in SC? I just got this card couple of months ago and based on the better options to use the voucher

 

[Lord Of Darkness]

How do you use the rewards in SC? I just got this card couple of months ago and based on the better options to use the voucher

Yeah Same here, I got it this month actually 🙂, not even been a couple of months. I think we can post this query on the SCB channel to see if there are any good suggestions !

 

[RupayMan]

Yeah Same here, I got it this month actually 🙂, not even been a couple of months. I think we can post this query on the SCB channel to see if there are any good suggestions !

I thought to see when we are in renewal stage how the vouchers works, later decide on whether to keep or close it, because for 5.9k the vouchers should be beneficial.