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Since you are pretty young...I have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.
Thanku
Safe play : FD for 2 years @ 8% return.I have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.
Thanku
Same Here Please Suggest Me AlsoI have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.
Thanku
Bhai Shriram Finance Safe bhi hai kya mai bhi karne ka soch raha thaAt age 25, i am guessing you dont have any financial emergency, and your health is good and you dont work in a life threatening job.
Put those 30L in shriram fd for lockin 5yrs. Choose interest on maturity. You will make 3L+ each yr. File ITR with 0 tax each yr. On maturity, get 15L interest tax free. Total 45L+
Repeat 45.75L+ for another 5 yrs, get 24L+ as total interest, file ITR each yr with 0 tax, total 69.77L+ tax free lumsum income in 10 yrs.
Repeat till you need the funds.
underrated advice .Invest in your life first...
Aree sir for upskilling, new experiences such as travelling, new adventure sports etc. Many things are there but our vision is limited to an invisible bubble because of our comfort zonehow to do that @m4b sir ?
but I am CC Freak wanna be I can think of nothing but getting New or Better CC🙂Aree sir for upskilling, new experiences such as travelling, new adventure sports etc. Many things are there but our vision is limited to an invisible bubble because of our comfort zone
at this age, us bro us 😛but I am CC Freak wanna be I can think of nothing but getting New or Better CC🙂
Invest in mutual funds - pick a mix of large cap /multi cap / flexicap funds.I have 30 lakhs total My issue I don't have proper guidance to invest money. My age is 25.
Thanku
Investing large amounts in mutual funds and all .... And that to as a fresher can make the amount half instead of doubling.Invest in mutual funds - pick a mix of large cap /multi cap / flexicap funds.
Do your own research / consult a qualified investment advisor - as these are subject to market risk. But in the long run these will give double digit returns.
What use is all those CCs if you dont travelbut I am CC Freak wanna be I can think of nothing but getting New or Better CC🙂
Right !!!I always bet on land and gold! It has done better than any MFs
What about TDS? Here it is being assumed he has no other income and will file form 15g?At age 25, i am guessing you dont have any financial emergency, and your health is good and you dont work in a life threatening job.
Put those 30L in shriram fd for lockin 5yrs. Choose interest on maturity. You will make 3L+ each yr. File ITR with 0 tax each yr. On maturity, get 15L interest tax free. Total 45L+
Repeat 45.75L+ for another 5 yrs, get 24L+ as total interest, file ITR each yr with 0 tax, total 69.77L+ tax free lumsum income in 10 yrs.
Repeat till you need the funds.
Income Tax Department ke baare mein suna toh hogaAt age 25, i am guessing you dont have any financial emergency, and your health is good and you dont work in a life threatening job.
Put those 30L in shriram fd for lockin 5yrs. Choose interest on maturity. You will make 3L+ each yr. File ITR with 0 tax each yr. On maturity, get 15L interest tax free. Total 45L+
Repeat 45.75L+ for another 5 yrs, get 24L+ as total interest, file ITR each yr with 0 tax, total 69.77L+ tax free lumsum income in 10 yrs.
Repeat till you need the funds.
Strong past hai. Maine to invest karwa rakhha hai. Baki it depends on personal choices.Bhai Shriram Finance Safe bhi hai kya mai bhi karne ka soch raha tha
Fill the 15h/g form online, when shriram sends you sms. They will not cut tds. File itr as per annual interest received each year, so it will be below taxable amount. At maturity, get full amount in bank, or re-invest, the interest received will be tax free, cause you have already shown the interest received every yr in the past.What about TDS? Here it is being assumed he has no other income and will file form 15g?
Pay your taxes. If its below taxable range, file itr to declare your income, even if tax is 0.