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Income Tax on credit card

I have to ask this, I have heard and you have also told that if you do more than 10 lakh rupees transactions in a financial year, then the bank sends your report to the Income Tax Department.If I have 3 different bank credit card and I spend up to 8-8 lakhs rupees in 3 credit cards, will I get income tax notice or will the bank send my report to the income tax department ???
 
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