Increase SBI Card Limit

[chiragpoddar]

I have an SBI card. How can I increase the limit of the same and whats the process for the same?

 

[Strange]

Itna 2% charge deke limit badha bhi loge - SBI wapas 10k kardega limit

Us se pehle card ka sara limit Khali kar dega wo scammer.

 

[RkrRkr is verified member.]

Are you trying to scam people?

@Rkr

@Rahul Gupta Necessary action has been taken and the member has been warned ..

 

[chiggybansal1]

Are you trying to scam people?

@Rkr

sorry bro really doesnt mean to try something like that i can share the screenshot i got it done in sep, 22 last year really. sorry if it really felt scam.

 

[chiggybansal1]

2% charge + email access. Scammer 2023 Technofino edition

wait let me check and share some proof i have.

 

[chiggybansal1]

Itna 2% charge deke limit badha bhi loge - SBI wapas 10k kardega limit

abhi tk to koi such issue nhi aaya bro.

 

[chiggybansal1]

@Rahul Gupta Necessary action has been taken and the member has been warned ..

here are some screenshots!

 

[Itsshowtime]

Is there a way to increase limit on a secure credit card ?

 

[Itsshowtime]

Is there a way to increase limit on a secure credit card ?

I mean when I started it like 5 years back, I took it against a FD of 1 lakh and got a limit of 80k. Now I want to increase limit. But I don't see such option in the app. That's why I asked. What are the possible ways ?

I have decent 760+ CIBIL now and good relationship with SBI but got rejected for SBI CV Prime Card twice already.

 

[R@J]

I understand you're a new to the community, a thread already exist and earlier you could have transferred limit of existing sbi card to cb but sbi stopped 1.5 months ago you can still email then via app and try

Recently, my brother applied for sbi vistara prime via Sprint. He was new to SBIcard, and has Apay cards at 7.5L limit,and DCB at 5 lakh limit.... However, SBicard alloted limit of 1.12 lakh only.

Sadly, would have to wait for 3/6 months as trying to achieve milestones with this limit, will hurt CIBIL...... Is there a way around other than paying interim before card generation?

Also, I'm thinking to apply for the same card - would applying via offline route get a higher limit?

 

[pprakash11]

Recently, my brother applied for sbi vistara prime via Sprint. He was new to SBIcard, and has Apay cards at 7.5L limit,and DCB at 5 lakh limit.... However, SBicard alloted limit of 1.12 lakh only.

Sadly, would have to wait for 3/6 months as trying to achieve milestones with this limit, will hurt CIBIL...... Is there a way around other than paying interim before card generation?

Also, I'm thinking to apply for the same card - would applying via offline route get a higher limit?

Overall utilisation should be under 30%
Not individual

 

[R@J]

Overall utilisation should be under 30%
Not individual

ohkk....i see!

Also, any tips for the new card application?
earlier, i remember SBI used to give huge limits for the applciations sourced via their malls/station/bigbazar sales persons..... just wanted to understand if the offline route still fetches better limit on new application?

 

[Strange]

ohkk....i see!

Also, any tips for the new card application?
earlier, i remember SBI used to give huge limits for the applciations sourced via their malls/station/bigbazar sales persons..... just wanted to understand if the offline route still fetches better limit on new application?

@deep@vie

 

[Lobogris]

here are some screenshots!

So you had to go to SBI card site and fill in the details of salary. Then if there was some offer, you paid this person 2%. What did he do? Couldn’t you directly take that offer yourself?

 

[RkrRkr is verified member.]

So you had to go to SBI card site and fill in the details of salary. Then if there was some offer, you paid this person 2%. What did he do? Couldn’t you directly take that offer yourself?

You have to submit the supporting documents...
And he is opting some skyway to get the things in favour.
But paying for limit increase is not a good idea.

 

[deep@vie]

@deep@vie

Offline is also online in SBI.
They send a link for CIBIL check consent when you submit it with basic details.
They do a CIBIL enquiry & post that their system decides the surrogate.
It could be payslip/C2C/KYC only(CIBIL basis).
Only after that the limit is decided,I don't think you can do something about it,the system will issue a limit based on certain factors.
In most of the cases for the first card limit provided is good.

 

[Lobogris]

You have to submit the supporting documents...
And he is opting some skyway to get the things in favour.
But paying for limit increase is not a good idea.

’Skyway’?

 

[RkrRkr is verified member.]

’Skyway’?

Means uploading forged documents on your behalf..

 

[Strange]

Offline is also online in SBI.
They send a link for CIBIL check consent when you submit it with basic details.
They do a CIBIL enquiry & post that their system decides the surrogate.
It could be payslip/C2C/KYC only(CIBIL basis).
Only after that the limit is decided,I don't think you can do something about it,the system will issue a limit based on certain factors.
In most of the cases for the first card limit provided is good.

Is there any trick to get high credit limit in the second or third SBI credit card?

 

[deep@vie]

Is there any trick to get high credit limit in the second or third SBI credit card?

After that credit limit reduction episode,nothing can be said.
Getting a good limit on first card is the best option.

 

[rogerthat]

got approved SBI AI signature card, any new trick to increase limit? they provided only 4L

Only 4L? Dude getting that much with SBI card is like winning the lottery only!