Indian bank rupay credit card experience and issues.

[ankit ojha]

Experience: I applied Indian bank rupay credit card ( there was only two option 1. Rupay 2. Visa, option 1 go ahead) , limit 105k, received the card within 10 days (no verification only need to have a savings account ) .

issue: The card issued in RUPAY PLATINUM variant, I contacted customer care, they told, only high transaction accounts will be qualify for SELECT card and have to visit the branch and have to do request to bank manager for upgrade ( Mera branch rural area me hai, and the manager is really dumb and kharoos, he will not take any action I know, I didnt visit branch yet, beside i am out of station now)

Q. What should I do to upgrade it in rupay select credit card?

 

[CardCraftsman.]

Contact their MD Desk then either BM will himself visit you or you will need to visit the branch and work will be done.

 

[ankit ojha]

Okay.. thank u

 

[Sanskar]

Experience: I applied Indian bank rupay credit card ( there was only two option 1. Rupay 2. Visa, option 1 go ahead) , limit 105k, received the card within 10 days (no verification only need to have a savings account ) .

issue: The card issued in RUPAY PLATINUM variant, I contacted customer care, they told, only high transaction accounts will be qualify for SELECT card and have to visit the branch and have to do request to bank manager for upgrade ( Mera branch rural area me hai, and the manager is really dumb and kharoos, he will not take any action I know, I didnt visit branch yet, beside i am out of station now)

Q. What should I do to upgrade it in rupay select credit card?

Have you applied for the credit card on card to Card basis or based on income proof?

 

[CardCraftsman.]

Have you applied for the credit card on card to Card basis or based on income proof?

They issue card on cibil based, no need of any docs.

 

[SonyTom]

Any benefits for this card?

 

[CardCraftsman.]

Any benefits for this card?

Rupay Select wellness benefits

 

[SonyTom]

For Rupay select benefits, better to get rupay select dc

 

[SonyTom]

@CardCraftsman. why the dislike?

 

[SonyTom]

It is only for debit cards.
All Select Wellness credit cards have same benefits as of now. Only the 4 mentioned in this thread.
1. Golf
2. Gym
3. Blood Check
4. Spa

Select Wellness Debit Cards have all 4 above and 2 more.
1. Cab 100 Voucher
2. OTT

Please refer to this post by TheGuy.
Select DC has more offers (especially the OTT benefit) than Select CC

 

[CardCraftsman.]

@CardCraftsman. why the dislike?

Brother, joining fee/annual fee are high on debit card but here you are getting the credit card with just 250 that too reversible on 50k spends. Use your brain, do not do what other says.

 

[TheGuy]

Brother, joining fee/annual fee are high on debit card but here you are getting the credit card with just 250 that too reversible on 50k spends. Use your brain, do not do what other says.

Indian Credit Card has only Spa, Gym and HealthCheckup.
BIN: 6529 06

 

[SonyTom]

Brother, joining fee/annual fee are high on debit card but here you are getting the credit card with just 250 that too reversible on 50k spends. Use your brain, do not do what other says.

Debit cards are available for Annual fee of ₹500 and this is easily covered by the 1 year OTT subscription and the vouchers are bonus.

And why spend 50k on Indian Bank credit card when there are better rewarding credit cards like Amazon Pay ICICI which is LTF too.

Requirement of each can vary. You shouldn’t try to impose your opinion on others. And dont think only you can use brain and others are fools, bro

 

[CardCraftsman.]

Debit cards are available for Annual fee of ₹500 and this is easily covered by the 1 year OTT subscription and the vouchers are bonus.

And why spend 50k on Indian Bank credit card when there are better rewarding credit cards like Amazon Pay ICICI which is LTF too.

Requirement of each can vary. You shouldn’t try to impose your opinion on others. And dont think only you can use brain and others are fools, bro

bro, you are still not able to understand this small things. You can get 4 add on cards for free that’s why I said use your brain and btw many people don’t want to open new account just because of debit card pricing.

 

[CardCraftsman.]

Indian Credit Card has only Spa, Gym and HealthCheckup.

That is for all rupay select cc. Some banks may have less benefits like yes bank but none have OTT etc.

 

[ankit ojha]

They issue card on cibil based, no need to any docs.

Have to have bank account and good cibil score……no verification no docs

 

[Sanskar]

bro, you are still not able to understand this small things. You can get 4 add on cards for free that’s why I said use your brain and btw many people don’t want to open new account just because of debit card pricing.

Have you tried add on thing? On Rupay website.

 

[CardCraftsman.]

Have you tried add on thing? On Rupay website.

With other bank, yes.
With indian bank, no.

Why are you asking this? Isn't this a common thing that a different card number will have their own wellness benefits?

 

[Sanskar]

With other bank, yes.
With indian bank, no.

Why are you asking this? Isn't this a common thing that a different card number will have their own wellness benefits?

Sometime things happened and sometime not

Many people are getting free movie tickets on SBI Elite add-on card
But I am not

Maybe my luck is bad

 

[damn]

Experience: I applied Indian bank rupay credit card ( there was only two option 1. Rupay 2. Visa, option 1 go ahead) , limit 105k, received the card within 10 days (no verification only need to have a savings account ) .

issue: The card issued in RUPAY PLATINUM variant, I contacted customer care, they told, only high transaction accounts will be qualify for SELECT card and have to visit the branch and have to do request to bank manager for upgrade ( Mera branch rural area me hai, and the manager is really dumb and kharoos, he will not take any action I know, I didnt visit branch yet, beside i am out of station now)

Q. What should I do to upgrade it in rupay select credit card?

Probably cannot be done.
The card variant is selected on basis of card limit you get.
Anythinv greater than 2 lakhs, and you will get Rupay Select.
No harm in trying though.