Indie account debir freezed

[Apurvsahilz]

69 rs😅

Imagine having 50k and then think about the situation of your heart and mind

 

[John Since]

Fraud Monitoring/suspicious transactions. But i have not done any trx in last 3 months. Only used to pay indie credit line emi of 2400rs on 1st of every month. Even before that no special trx only few upi or cc bill payment.

I have indus pioneer , indus grande , indus exclusive, indus partner and inuds max active under same customer id. All those accounts are working fine. I have done my kyc recently in November. Indie account was opened in july.



This debit freeze is just stupidity. Worst is no support. Indie customer care asking to contact branch, branch asking to contact indie customer care.
I even emailed indie level 1 and 2 escalation also email pno or indusind bank but no response. It's been 10 days now.
Tried to talk to pioneer support they asked to contact indie team and they don't have authorisation or contact branch.

After wasting 5 hours at branch they took my request. Asked to write a application to unfreeze account. And they said it'll take around 2 weeks maybe more to unfreeze it.

I doubt they'll resolve it even after 1 month.

Coz just to ask me write a appliance they took 5 hours😓😓

May be they are being bit conscious with the accounts opened digitally.

 

[deep@vie]

69 rs😅

Ye freeze hona hi chahiye tha😂
As Indie is very Sanskari,they can't tolerate it.

 

[Bhagat Singh]

Warning since last 2 months about indie, debit freeze but no ones is listening, don't keep funds in this account else you will get heart break

Imagine having 50k and then think about the situation of your heart and mind

May be they are being bit conscious with the accounts opened digitally.

My problem is not about money. But my main issue is i had indie credit line EMI from indie account.

There is no other way to pay those EMI neither through 3rd party application or through branch or any other means.

Only 2 emi were remaining
1 already bounced coz of this debit freeze
Last is on 5th april.

I'm worried they'll report it as default in my cibil.
Currently my CIBIL is 796 without any default 4.5 years history.
This one stupidity of bank will destroy it.
I also have to take a urgent home loan in may end.

 

[Apurvsahilz]

Ye freeze hona hi chahiye tha😂
As Indie is very Sanskari,they can't tolerate it.

They are freezing high balance accounts even faster

 

[Apurvsahilz]

My problem is not about money. But my main issue is i had indie credit line EMI from indie account.

There is no other way to pay those EMI neither through 3rd party application or through branch or any other means.

Only 2 emi were remaining
1 already bounced coz of this debit freeze
Last is on 5th april.

I'm worried they'll report it as default in my cibil.
Currently my CIBIL is 796 without any default 4.5 years history.
This one stupidity of bank will destroy it.
I also have to take a urgent home loan in may end.

This app is only a restricted product of indusind bank and just pathetic, everything needs to be done inside that particular app only tooo much restriction and sudden debit freeze, seems they discovered new way to show high balances in savings accounts by randomly freezing accounts indie's app only concept is very confusing and beyond my understanding

 

[Anil_Singh]

Breaking my FD with Indie now. Don't want to take any risk.

 

[Anil_Singh]

Breaking my FD with Indie now. Don't want to take any risk.

Done. Also transferred money to HDFC. Will explore better options.

 

[Bhagat Singh]

This app is only a restricted product of indusind bank and just pathetic, everything needs to be done inside that particular app only tooo much restriction and sudden debit freeze, seems they discovered new way to show high balances in savings accounts by randomly freezing accounts indie's app only concept is very confusing and beyond my understanding

Yes. This app is pathetic. Although they say we can visit branch of any assistance but branch doesn't even help indusind customer, so indie customer doesn't have any chance of getting any help from branch.

For indusind bank everything is just on paper , on ground nothing works.
Their pionner and grande support is also shit. Even pnb/sbi banks have better support than indusind.

Employees are arrogant and egoistic.

 

[Apurvsahilz]

Yes. This app is pathetic. Although they say we can visit branch of any assistance but branch doesn't even help indusind customer, so indie customer doesn't have any chance of getting any help from branch.

For indusind bank everything is just on paper , on ground nothing works.
Their pionner and grande support is also shit. Even pnb/sbi banks have better support than indusind.

Employees are arrogant and egoistic.

Employees are very arrogant and services are third they take years in solving simple problems, and their customer service is even worst they reply mails after 15-20 days

 

[AlphaCAT]

Imagine having 50k and then think about the situation of your heart and mind

I had 3100 when debit freeze was put on my Indus Select account. But to maintain AQB , I transferred 50k more . Thinking ki open toh ho hi jayega but Indusind ne aukaat dikha hi di .

Mine was frozen by Fraud Monitoring Team . Meri salary credit huyi and kuuch FDs mature huye . 4lac came in account and 4lac went out same day to merchant (Cheq/Paytm) for CC Bill Payments. This might have triggered their risk monitoring !!

CC told to contact nearest branch , nearest branch saying to visit Home branch !!

Apart from self transfer from Indie to Indus and vice versa and cc bill payments, there are no txns but still suspicious.

 

[theda]

CC told to contact nearest branch , nearest branch saying to visit Home branch !!

So what's the end result? still frozen? For how many days?

 

[AlphaCAT]

So what's the end result? still frozen? For how many days?

Yeah , no action . Was frozen on 3 March, 2024. I mailed to Nodal officer just an hour back ! Let’s see .

 

[ashish2112]

My paytm payments bank account was debit freezed about 5 months ago by mumbai police for selling crypto even though i have all proofs they say it'll take the case by victim to be closed first.
There are around 50 people hanging like me in this 1 case

 

[Apurvsahilz]

I had 3100 when debit freeze was put on my Indus Select account. But to maintain AQB , I transferred 50k more . Thinking ki open toh ho hi jayega but Indusind ne aukaat dikha hi di .

Mine was frozen by Fraud Monitoring Team . Meri salary credit huyi and kuuch FDs mature huye . 4lac came in account and 4lac went out same day to merchant (Cheq/Paytm) for CC Bill Payments. This might have triggered their risk monitoring !!

CC told to contact nearest branch , nearest branch saying to visit Home branch !!

Apart from self transfer from Indie to Indus and vice versa and cc bill payments, there are no txns but still suspicious.

Their risk monitoring software is outrageously ridiculous, they are freezing accounts on filmsy reasons keeping large sum in indusind bank is becoming fatal and dangerous day by day this sudden debit freeze will not only daunts a person financially, it will also cause severe damage to heart and brain and even cause heart attack for weak heart patients

I had 3100 when debit freeze was put on my Indus Select account. But to maintain AQB , I transferred 50k more . Thinking ki open toh ho hi jayega but Indusind ne aukaat dikha hi di .

Mine was frozen by Fraud Monitoring Team . Meri salary credit huyi and kuuch FDs mature huye . 4lac came in account and 4lac went out same day to merchant (Cheq/Paytm) for CC Bill Payments. This might have triggered their risk monitoring !!

CC told to contact nearest branch , nearest branch saying to visit Home branch !!

Apart from self transfer from Indie to Indus and vice versa and cc bill payments, there are no txns but still suspicious.

If you want peace of mind just submit account closure form in any indusind branch closure proceeds will be paid to you through demand draft / cheque or neft

 

[Bhagat Singh]

I had 3100 when debit freeze was put on my Indus Select account. But to maintain AQB , I transferred 50k more . Thinking ki open toh ho hi jayega but Indusind ne aukaat dikha hi di .

Mine was frozen by Fraud Monitoring Team . Meri salary credit huyi and kuuch FDs mature huye . 4lac came in account and 4lac went out same day to merchant (Cheq/Paytm) for CC Bill Payments. This might have triggered their risk monitoring !!

CC told to contact nearest branch , nearest branch saying to visit Home branch !!

Apart from self transfer from Indie to Indus and vice versa and cc bill payments, there are no txns but still suspicious.

Bhai same here. Indus waale pagal hai. Bolte hai k kisi bhi branch m jaake kaam krwa lo but sab home branch m jaane ko bolte hai. But home waale bhi goli baazi krte hai bas hota unse bhi kuch nhi

 

[Apurvsahilz]

Bhai same here. Indus waale pagal hai. Bolte hai k kisi bhi branch m jaake kaam krwa lo but sab home branch m jaane ko bolte hai. But home waale bhi goli baazi krte hai bas hota unse bhi kuch nhi

Yes and they are always confused themselves how would they solve problems

 

[Bhagat Singh]

Their risk monitoring software is outrageously ridiculous, they are freezing accounts on filmsy reasons keeping large sum in indusind bank is becoming fatal and dangerous day by day this sudden debit freeze will not only daunts a person financially, it will also cause severe damage to heart and brain and even cause heart attack for weak heart patients

If you want peace of mind just submit account closure form in any indusind branch closure proceeds will be paid to you through demand draft / cheque or neft

Closure is best option available but for me even that's not available as my 2 EMI of indie credit line are pending and only option to pay them is through indie account.

 

[Strange]

I had 3100 when debit freeze was put on my Indus Select account. But to maintain AQB , I transferred 50k more .

You don't have Legend CC linked to your Select account?

 

[cleverpappu]

@Apurvsahilz when indie account is closed what shows in in indie app? Do app opens after closure? Can we see other indus account? Coz i have gems in it what happens to the gems?