Strange
TF Legend
I am waiting.Shouldn't take more than 48 hours to unfreeze after verification.
I am waiting.Shouldn't take more than 48 hours to unfreeze after verification.
Cannot file appealMy indie account got unfreezed today without any verification or anything at all. I had filed a complaint with RBI.
Although RBI said it's banks decision and they can't intervene but indusind didn't had any reason to block my account so they unblocked and said it was blocked by their system automatically.
Below is reply from RBI.
All that matters is mg account got unfreezed 😅😅
Now 2nd battle start with indusind about cibil correction because my 1 emi bounced as account was debit freezed
IndusLnd ka "analytics model output for suspect account" system genuine users ke account block kar raha hai and RBI ispe kuch kar bhi nahi sakta.
Whi toh main poochra thaIndusLnd
commercial judgment/commercial decision of a Regulated Entity;
IndusLnd ke is bimari ka ilaj consumer court kar sakta RBI nahi.Whi toh main poochra tha
Commercial judgement main toh kuch bhi aasakta hai
If the case is genuine
Then this should be appealable
BKL ne
chit bhi meri
Pat bhi meri kardi hai
What date you filed RBI complaint?My indie account got unfreezed today without any verification or anything at all. I had filed a complaint with RBI.
Although RBI said it's banks decision and they can't intervene but indusind didn't had any reason to block my account so they unblocked and said it was blocked by their system automatically.
Below is reply from RBI.
All that matters is mg account got unfreezed 😅😅
Now 2nd battle start with indusind about cibil correction because my 1 emi bounced as account was debit freezed
Filed on Wednesday closed on sunday with reason account unfreezedWhat date you filed RBI complaint?
Did you also have an INDIE account? Or just an Indus Select account? What kind of transactions did you have?My Select account is frozen for this reason and I have already raised a complaint with the RBI.
Yes. Indie got unfrozen after address verification by Indie team.Did you also have an INDIE account? Or just an Indus Select account? What kind of transactions did you have?
Yes. Indie got unfrozen after address verification by Indie team.
Select got unfrozen after RBI Bamboodman complaint.
I paid my cc bills using Indie account.
When did you open your Indusind account? Offline or Online? What is your account variant?Got it, do you know if people only having an IndusInd savings account have faced this issue? Like those who DO NOT hold an INDIE account?
Reading this thread, it's very scary. I have a fairly large amount with IndusInd and am scared thinking about my account getting frozen.
When did you open your Indusind account? Offline or Online? What is your account variant?
Their automated system flags transactions and then freezes account.Indus Select. I had opened the account last month and did it online using the Indus Mobile App.
Do you know what type of transactions get flagged? I opened the account primarily to pay CC billsTheir automated system flags transactions and then freezes account.
It's random. Someone said due to UPI transactions. In my case debit and credit amount was same. Search and check other threads for more information.Do you know what type of transactions get flagged? I opened the account primarily to pay CC bills
Understood, yeah I too think that's one of the different types. Last week my Fi account got frozen, I am guessing its because debit and credit amount were same. I used to add some funds and use those funds for CC payments. I did the same for consecutive 5 days to maximize cashback and on the 6th day they froze my account.It's random. Someone said due to UPI transactions. In my case debit and credit amount was same. Search and check other threads for more information.
What's the reason of freeze?My indie account is unfreezed today. Withdrawn all funds and made balance zero. Unfreezed after 2 months 20 days