INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

[SSV]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

 

[SSV]

Did your indie account instantly upgraded to megastar after initial funding of 50k?

Yes, it was instant..I opened the account about two hours ago

 

[Itachi_UchihaItachi_Uchiha is verified member.]

You have to maintain..

Then it doesn’t make any sense to change it to salary account. I can just keep maintaining 50k MAB itself. Strange policies 😕

 

[SSV]

whattt !!!
for me its showing 250 bucks for each referral

What he meant if the referral is an existing indisind customer, like me

 

[Shin-Chan]

What he meant if the referral is an existing indisind customer, like me

oh !! got it 😬

 

[Itachi_UchihaItachi_Uchiha is verified member.]

What is the savings interest rate for indie?

 

[krishc]

In past, I had closed my IndusInd account and CC as they'd messed up the customer ID linking.

Seeing these posts, I tried to checkout Indie and getting this message

 

[Kumar93196]

whattt !!!
for me its showing 250 bucks for each referral

Have a look

 

[Kumar93196]

In past, I had closed my IndusInd account and CC as they'd messed up the customer ID linking.

Seeing these posts, I tried to checkout Indie and getting this message

Go off line

 

[SSV]

Can you post the screenshot of transactions (adjacent to tier upgrade) tab of this page

 

[Ak Singh]

What is the savings interest rate for indie?

Same as normal indusludn interest rates.

 

[cleverpappu]

View attachment 54690

Do Megastar status is showing on homepage? Because indie first gives 1500 gems and then deducts 150% for Megastar conversion

 

[SSV]

Do Megastar status is showing on homepage? Because indie first gives 1500 gems and then deducts 150% for Megastar conversion

I just opened the account with 50 k funding..

 

[cleverpappu]

You should tell him about this in his DM..otherwise youvare unnecessarily highlighting thiscto everyone else.
I didn't notice it .

Yeah i also didn't noticed but after comment i just seen the pan card number

 

[Shin-Chan]

Yes.. Let me observe for a month or two.. then I may be able to suggest something

Seems like they are providing gems for CC bill pay just checked my history.

 

[SSV]

Seems like they are providing gems for CC bill pay just checked my history.

How long it takes them to downgrade Megastar after not maintaining 50k?

 

[Shin-Chan]

How long it takes them to downgrade Megastar after not maintaining 50k?

They have been messaging me for month and recently started mailing that next tier change will happen at June end, a guy from indie on call told it will be quarterly tier monitoring.

@SSV refer the image :

 

[cleverpappu]

How long it takes them to downgrade Megastar after not maintaining 50k?

Its quarterly MAB which they consider.

 

[venky2607]

How are both Legend and Pinnacle cards active at the same time?

 

[SSV]

They have been messaging me for month and recently started mailing that next tier change will happen at June end, a guy from indie on call told it will be quarterly tier monitoring.

@SSV refer the image :
View attachment 54695

Its quarterly MAB which they consider.

Just about post, will they consider my fd??
It seems they will

 

[SSV]

How are both Legend and Pinnacle cards active at the same time?

Because I got pinnacle after splitting the CL with legend