INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

[SSV]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

 

[SSV]

They have been messaging me for month and recently started mailing that next tier change will happen at June end, a guy from indie on call told it will be quarterly tier monitoring.

@SSV refer the image :
View attachment 54695

Okay then, I will create another 1L FD and make this 0 AMB account...

Thanks for the SS..

 

[jeevanreddy58]

Have a look

plz edit the screenshot... PAN is visible

 

[Kumar93196]

plz edit the screenshot... PAN is visible

Where🤔🤔 I can't see

 

[Shin-Chan]

Where🤔🤔 I can't see

he misquoted the post it was another post from another user !!

 

[iampqq]

I opened indie acc after that I wanted to open indus exclusive acc that wasn't possible as I already have indie .
Indus ke brand wale

 

[SSV]

I opened indie acc after that I wanted to open indus exclusive acc that wasn't possible as I already have indie .
Indus ke brand wale

That is why we should always follow the proven path...

The reason for this thread is:

Open the desired SB account in IndusInd first and then Indie
or
For any existing SB sccount holders , open an Indie account soon rather than waiting for forceful upgrade as was discussed in the other thread..

 

[Fini7777]

Yes.. Let me observe for a month or two.. then I may be able to suggest something

I opened this 3 months ago and an update : We have to maintain either 50k in SB AC or 2L as FD to be in Megastar level If Not maintained within 3 months of ac opening they will downgrade it to lower tiers but DC charges will remain 0 and you will not get any rewards associated with Megastar Level (Confirmed By virtual RM).

 

[SSV]

I opened this 3 months ago and an update : We have to maintain either 50k in SB AC or 2L as FD to be in Megastar level If Not maintained within 3 months of ac opening they will downgrade it to lower tiers but DC charges will remain 0 and you will not get any rewards associated with Megastar Level (Confirmed By virtual RM).

Thansk for the update ...
I already have 1L FD, I will create another 1L FD and move the liquid funds..

 

[Fini7777]

Okay then, I will create another 1L FD and make this 0 AMB account...

Thanks for the SS..

The FD of 2L must be created from INDIE App only, The FDs that we hold previously or FDs created through Indus Mobile will not be considered

 

[SSV]

The FD of 2L must be created from INDIE App only, The FDs that we hold previously or FDs created through Indus Mobile will not be considered

did RM say that ?

 

[Fini7777]

did RM say that ?

Yes, I've 3L FD in indusind bank but the RM said they wont consider it as it was not opened through INDIE application He suggested me to make any FD of 2L more to retain Megastar level

 

[Fini7777]

This is the only thing I did not like in this INDIE acc
Let me know If you all were informed the same by your RM
I don't know whether he pushed me to open another FD in INDIE or there is really a rule like this in INDIE acc

 

[SSV]

Yes, I've 3L FD in indusind bank but the RM said they wont consider it as it was not opened through INDIE application He suggested me to make any FD of 2L more to retain Megastar level

Dont make another FD.. Wait until you receive notification about donwgrade..
cant rely on these people

 

[yusuf646]

By the way i was about to open INDIE account yesterday but while downloading the app i saw the Playstore reviews🥲

 

[Shin-Chan]

This is the only thing I did not like in this INDIE acc
Let me know If you all were informed the same by your RM
I don't know whether he pushed me to open another FD in INDIE or there is really a rule like this in INDIE acc

Check with your branch and look for solution

 

[Fini7777]

Dont make another FD.. Wait until you receive notification about donwgrade..
cant rely on these people

I received the mail and whatsapp notification regarding downgrade prior to his call

 

[SSV]

I received the mail and whatsapp notification regarding downgrade prior to his call

your previous FDs are shown in Indie app?
How did you open them and when?

 

[yusuf646]

By the way i was about to open INDIE account yesterday but while downloading the app i saw the Playstore reviews🥲

@SSV What's your opinion on this? Accounts are not being unfrozen even after 3 months.

 

[SSV]

By the way i was about to open INDIE account yesterday but while downloading the app i saw the Playstore reviews🥲

Do you have any IndusInd account already?

 

[SSV]

@SSV What's your opinion on this? Accounts are not being unfrozen even after 3 months.

Look at the above post..
Do you already hold any IndusInd account?