INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

[SSV]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

 

[Sudbht]

I opened it on Jul 21,'23. They closed it on Jul 22, '24.

so it will stay for a year.

 

[naveen25]

Does anyone know how to pay mutual funds from Indie?
It asks for URN but I can't find it.
Can someone guide?

Let me also know if you find out.
I will do the same

 

[SSV]

Does anyone know how to pay mutual funds from Indie?
It asks for URN but I can't find it.
Can someone guide?

Let me also know if you find out.
I will do the same

Actually I never held any MF and dont know anything about paying into MF..
Give me real example of what you want to pay for.. like which MF and some details like that.

I will try to find out how to generate URN for opayment into that MF from Indie

give me as much details as possible.

 

[financewizard]

Does anyone know how to pay mutual funds from Indie?
It asks for URN but I can't find it.
Can someone guide?

So what exactly are you trying to do? Are you trying to purchase a new MF - from Indie, or are you trying to pay some on-going SIP via Indie account?

 

[rishi4]

So what exactly are you trying to do? Are you trying to purchase a new MF - from Indie, or are you trying to pay some on-going SIP via Indie account?

So we can't purchase or start new mf via indie
I'm thinking to pay ongoing SIP or lumpsum for any mf
But I can't find the URN unique reference number required to populate in Indie app corresponding to any mf house

 

[rishi4]

Actually I never held any MF and dont know anything about paying into MF..
Give me real example of what you want to pay for.. like which MF and some details like that.

I will try to find out how to generate URN for opayment into that MF from Indie

give me as much details as possible.

For example
I've an ongoing SIP for axis mf
I want to make a contribution via indie to utilise the 10% upto 50 offer
Basic requirement is to enter an urn for my folio with axis mf house.
The issue is i can't find this urn anywhere
Currently all my sip's are running via indmoney with emandate from my primary Bank account automatically

 

[financewizard]

So we can't purchase or start new mf via indie
I'm thinking to pay ongoing SIP or lumpsum for any mf
But I can't find the URN unique reference number required to populate in Indie app corresponding to any mf house

You simply can't switch back for ongoing sip. Just with URN, it will not work. As per MF regulations, the source of funds must be from the KYCed Bank as per the records. While opening the SIP - you might have given a cancelled cheque/ Statement upload or UPI based Mandate from one of your bank account. As of date you can use only that particular account for SIP auto deduction. Else you need to go to MF / RTA (or the 3rd party app that you are using for MF investment) and add Indie account there.

 

[rishi4]

You simply can't switch back for ongoing sip. Just with URN, it will not work. As per MF regulations, the source of funds must be from the KYCed Bank as per the records. While opening the SIP - you might have given a cancelled cheque/ Statement upload or UPI based Mandate from one of your bank account. As of date you can use only that particular account for SIP auto deduction. Else you need to go to MF / RTA (or the 3rd party app that you are using for MF investment) and add Indie account there.

I understand that's the case for SIP
But I can do a lumpsum under the same folio using indie right?
I just need the URN as it says in the indie app
I've done lumpsum transactions on top of running SIPs but via direct apps
Hence no URN was needed at that time
I'm pretty sure it's possible via Indie as well saying I can get my hands on urn of that folio.
I checked many sources, as far as I can understand, URN used to be visible in the statement but recently they have stopped mentioning it
Not sure from where I can get that

 

[arpit10082]

One question for example I made megastar and got visa signature card after that I lost megastar status then what will be of my account and Visa signature card

 

[Sudbht]

You will be downloaded to Superstar and then next Star, your rewards will also decrease accordingly.
As for the Visa Signature Card, It will work as intended but they might recard it if your tier stays downgraded for long although the chances of that happening are so far rare. If it does happen u can always hotlist the new card to avoid any charges.

Does all variants are free of charges?

 

[rishi4]

Does anyone know what's the cost for new mandate via indusind accounts?
I've SBI account and it charged me 59 after making EMandate via MFCentral app.

 

[Sudbht]

Only if you are megastar

For other variants what are the major charges?

 

[PRASHANTTHAKUR]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

View attachment 54678View attachment 54676






View attachment 54673View attachment 54674



View attachment 54677View attachment 54675

How you got both Pinnacle and legend cards?
Because for me they denied and said that I can only hold one credit card at same time.

 

[SSV]

How you got both Pinnacle and legend cards?
Because for me they denied and said that I can only hold one credit card at same time.

I got it thru an agent when splitting offer was there on my 5L CL Legend

 

[PRASHANTTHAKUR]

I got it thru an agent when splitting offer was there on my 5L CL Legend

Ohh I also want Pinnacle but don't want to loose legend,
Can you please share agent contact details?
Maybe he can do something

 

[SSV]

Ohh I also want Pinnacle but don't want to loose legend,
Can you please share agent contact details?
Maybe he can do something

unfortunately that offer was finished.. will update here if the offer is back again..

 

[PRASHANTTHAKUR]

unfortunately that offer was finished.. will update here if the offer is back again..

Okay thanks

 

[anonymuos]

How you got both Pinnacle and legend cards?
Because for me they denied and said that I can only hold one credit card at same time.

Any benefit in particular of holding both Legend and Pinnacle? Isn't Pinnacle an upgrade to Legend in every way?

 

[SSV]

Any benefit in particular of holding both Legend and Pinnacle? Isn't Pinnacle an upgrade to Legend in every way?

with Legend you get " TimesPrime " free..

Thread 'Free Timesprime annual plan for Visa Signature cards'

Jun 1, 2023

TimesPrime Membership Free for Visa Signature Credit Card Holders
https://visaoffers.poshvine.com/visa.../offers/times-prime

- site is working sometimes and sometimes not, keep trying your luck.

Timesprime gives multiple memberships like :
Sonyliv 6mnths
Hotstar 6months
Discovery plus 3mnths
Google one 6mnths
Lenskart gold 1year
Erosnow 3mnth
Cricbuzz plus 6mnths
Urban company 6mnths
Pharmeasy 6mnths
Etprime 3mnths
Audible 2mnths
Natgeo 6mnths
Amar chitra katha 6mnths
Tinke 6mnths
Hbr 2mnths
Healthify 3mnths
and Many more discount coupons.


just select 1 year plan on the...

• captaintorchtm
• Replies: 1,224
• Forum: Credit Card Offers

• 
• 
• 

 

[anonymuos]

with Legend you get " TimesPrime " free..

Thread 'Free Timesprime annual plan for Visa Signature cards'

Jun 1, 2023

TimesPrime Membership Free for Visa Signature Credit Card Holders
https://visaoffers.poshvine.com/visa.../offers/times-prime

- site is working sometimes and sometimes not, keep trying your luck.

Timesprime gives multiple memberships like :
Sonyliv 6mnths
Hotstar 6months
Discovery plus 3mnths
Google one 6mnths
Lenskart gold 1year
Erosnow 3mnth
Cricbuzz plus 6mnths
Urban company 6mnths
Pharmeasy 6mnths
Etprime 3mnths
Audible 2mnths
Natgeo 6mnths
Amar chitra katha 6mnths
Tinke 6mnths
Hbr 2mnths
Healthify 3mnths
and Many more discount coupons.


just select 1 year plan on the...

• captaintorchtm
• Replies: 1,224
• Forum: Credit Card Offers

• 
• 
• 

Oh ok, I did use my IndusInd Legend and Kotak Zen Signature to get 2 Times Primes.