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INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

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SSV

SSV

TF Reserve
Contributor
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Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.
indie.indusind.com indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.
indie.indusind.com indie.indusind.com

A few screen shots...of INDIE App after account opening

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1716461456504.jpeg 1716461491708.jpeg



1716461563909.jpeg 1716461512104.jpeg
 
Last edited:
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SSV said:
what does this email mean?? I never paid attention to this.. this kind of emails I used to get before I opened my Indie account..
I always wanted someone to ask about this .. but somehow I forgot.

View attachment 70004
Click to expand...
If you have Indus Credit Cards (any version) linked to the same mobile no as Indie, you earn normal points in your card and you also get equal amount of indie points credited to your indie account, which can be redeemed along with other indie points.
 
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panchabhut said:
If you have Indus Credit Cards (any version) linked to the same mobile no as Indie, you earn normal points in your card and you also get equal amount of indie points credited to your indie account, which can be redeemed along with other indie points.
Click to expand...
Very good.. Thanks for sharing the info.
At what rate we earn indie gems?
 
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SSV said:
So, it just replicates the original cards reward rates , but given in the form of equivalent gems..correct?
If so , indie is a good deal..
Click to expand...
Infact, its higher than original reward rate. You get 1 gem for each RP earned on the CC upto the limit of 1000 gems per month. These are credited once in a month after statement generation. But indus being indus don't follow it every month. I have received gems for CC spends only 2 times of the last 4 months.
 
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diwakernori said:
Means, we are not able to transfer funds to other Bank accounts through NEFT/imps. ?
Click to expand...
You can transfer funds through IMPS/NEFT through the Indie app only.
ronakshah said:
After initial funding can we use this account as a zero balance account or there are any charges? Also you can please confirm if we can use it with virtual dc only as I don't need physical dc
Click to expand...
Indie can be used as a 0 Balance account but you get downgraded to the lowest reward tier.

For the highest tier (Megastar) you have to maintain 50k monthly, although you can enjoy first 3 months if you fund 50k during new account opening.


You are first issued with a normal virtual DC but after getting getting upgraded u can permanently disable it and issue a new Visa Signature, it will be virtual as well as physically delivered.

A little warning tho, Do mention a higher income incase you do alot of transactions, There is always a little risk of account freeze.
 
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MavericK279 said:
You can transfer funds through IMPS/NEFT through the Indie app only.

Indie can be used as a 0 Balance account but you get downgraded to the lowest reward tier.

For the highest tier (Megastar) you have to maintain 50k monthly, although you can enjoy first 3 months if you fund 50k during new account opening.


You are first issued with a normal virtual DC but after getting getting upgraded u can permanently disable it and issue a new Visa Signature, it will be virtual as well as physically delivered.

A little warning tho, Do mention a higher income incase you do alot of transactions, There is always a little risk of account freeze.
Click to expand...
Thank you for detailed reply.
 
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MavericK279 said:
You can transfer funds through IMPS/NEFT through the Indie app only.

Indie can be used as a 0 Balance account but you get downgraded to the lowest reward tier.

For the highest tier (Megastar) you have to maintain 50k monthly, although you can enjoy first 3 months if you fund 50k during new account opening.


You are first issued with a normal virtual DC but after getting getting upgraded u can permanently disable it and issue a new Visa Signature, it will be virtual as well as physically delivered.

A little warning tho, Do mention a higher income incase you do alot of transactions, There is always a little risk of account freeze.
Click to expand...
Tq for your kind reply
 
Upvote 0 Downvote
SSV said:
Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.
indie.indusind.com indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.
indie.indusind.com indie.indusind.com

A few screen shots...of INDIE App after account opening

View attachment 54678View attachment 54676






View attachment 54673View attachment 54674



View attachment 54677View attachment 54675
Click to expand...
I am facing error while opening INDIE account it showing incorrect PAN entered.
We have noticed that PAN entered doesn't match with the mobile no register with us.
Anybody can assist to resolve the problem.
 

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