INDIE , the IndusInd's SUPER APP - for existing SB A/C holders

[SSV]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

 

[panchabhut]

what does this email mean?? I never paid attention to this.. this kind of emails I used to get before I opened my Indie account..
I always wanted someone to ask about this .. but somehow I forgot.

View attachment 70004

If you have Indus Credit Cards (any version) linked to the same mobile no as Indie, you earn normal points in your card and you also get equal amount of indie points credited to your indie account, which can be redeemed along with other indie points.

 

[SSV]

If you have Indus Credit Cards (any version) linked to the same mobile no as Indie, you earn normal points in your card and you also get equal amount of indie points credited to your indie account, which can be redeemed along with other indie points.

Very good.. Thanks for sharing the info.
At what rate we earn indie gems?

 

[panchabhut]

Very good.. Thanks for sharing the info.
At what rate we earn indie gems?

Earning rate is linked to original card t&c

 

[SSV]

Earning rate is linked to original card t&c

So, it just replicates the original cards reward rates , but given in the form of equivalent gems..correct?
If so , indie is a good deal..

 

[lucifer1728]

So, it just replicates the original cards reward rates , but given in the form of equivalent gems..correct?
If so , indie is a good deal..

Infact, its higher than original reward rate. You get 1 gem for each RP earned on the CC upto the limit of 1000 gems per month. These are credited once in a month after statement generation. But indus being indus don't follow it every month. I have received gems for CC spends only 2 times of the last 4 months.

 

[diwakernori]

@SSV what type of upgrade is offered here? Seeing since last 5 months

EXCLUSIVE Variant I think so

 

[diwakernori]

Shall we get 50 x 10 = 500 gems on same one credit card bill payments spread 10 times ? (, on different days if necessary ?)
Tq

 

[SSV]

Shall we get 50 x 10 = 500 gems on same one credit card bill payments spread 10 times ? (, on different days if necessary ?)
Tq

No . . they are not that much fools !! 😉

 

[diwakernori]

Ok

No . . they are not that much fools !! 😉

Ok.
For 50 gems we have to pay rs.5,000/- bill. ?
Any redemption charges for gems for cash credit?
Tq.

 

[SSV]

Ok

Ok.
For 50 gems we have to pay rs.5,000/- bill. ?
Any redemption charges for gems for cash credit?
Tq.

1) 50 gems for >=500 payment for each CC of a Bank in a month.
2) redemption fee = 0

 

[diwakernori]

The big problem with Indie is it's app only account and there is no netbanking for indie account.

Means, we are not able to transfer funds to other Bank accounts through NEFT/imps. ?
2) atleast we are able to premature close F.D., if any emergency arises. ?

 

[diwakernori]

1) 50 gems for >=500 payment for each CC of a Bank in a month.
2) redemption fee = 0

Tq.very much for your speedy reply

 

[diwakernori]

Look at the above post..
Do you already hold any IndusInd account?

No, I wish to open now

 

[SSV]

Tq.very much for your speedy reply

1) 50 gems for >=500 payment for each CC of a Bank in a month.
2) redemption fee = 0

Look at the dates. Gems are credited within 1 day of the transactions.

 

[ronakshah]

Look at the dates. Gems are credited within 1 day of the transactions.

View attachment 70215

View attachment 70214

After initial funding can we use this account as a zero balance account or there are any charges? Also you can please confirm if we can use it with virtual dc only as I don't need physical dc

 

[ronakshah]

You can transfer funds through IMPS/NEFT through the Indie app only.

Indie can be used as a 0 Balance account but you get downgraded to the lowest reward tier.

For the highest tier (Megastar) you have to maintain 50k monthly, although you can enjoy first 3 months if you fund 50k during new account opening.


You are first issued with a normal virtual DC but after getting getting upgraded u can permanently disable it and issue a new Visa Signature, it will be virtual as well as physically delivered.

A little warning tho, Do mention a higher income incase you do alot of transactions, There is always a little risk of account freeze.

Thank you for detailed reply.

 

[diwakernori]

You can transfer funds through IMPS/NEFT through the Indie app only.

Indie can be used as a 0 Balance account but you get downgraded to the lowest reward tier.

For the highest tier (Megastar) you have to maintain 50k monthly, although you can enjoy first 3 months if you fund 50k during new account opening.


You are first issued with a normal virtual DC but after getting getting upgraded u can permanently disable it and issue a new Visa Signature, it will be virtual as well as physically delivered.

A little warning tho, Do mention a higher income incase you do alot of transactions, There is always a little risk of account freeze.

Tq for your kind reply

 

[Rkumar83]

Guys and Gals,

Today I opened an INDIE account ... App version: 1.1.36

Background: Currently I have the following relationships with IndusInd.
1) Exclusive Bank Account
2) Legend CC
3) Pinnacle CC
4) Fixed Deposit

Process:

After giving, mobile no, OTP, PAN, Aadhar and OTP again.. the account was created instantly in a jiffy ... Extremely smooth ..
No profile detials are required, No VKYC required.. it is showing KYC status as Verified...
Funded 50K via UPI... got Megastar immediately and Virtual DC generated immediately and ordered Physical Visa Signature card for free..

Observations:

1) My Indie account number is : 18 XXXXX XXXXX = my mobile number with 18 prefix. IFSC Code : INDB0000004
2) My Exclusive bank Account no: 15 XXXXX XXXXX = my mobile number qith 15 prefix . IFSC + my local branch
3) All my existing credit cards ( Legend, Pinnacle) are shown in Indie, surprisingly, it is showing an extra Pinnacle MC World Contactless CC as another CC
4) All my Fixed Deposits are shown in Indie..
5) Showing INDIE virtual DC
6) MISSING: My Exclusive account Visa, MC and Platinum DCs are not shown in Indie yet.. Probably they slowly migrate them into Indie at a later stage...
7) A Link to open the legacy IndusInd mobile APp

With this, my suspicion is turning into reality...

I think moving forward INDIE will be the face of IndusInd's technology..
the current IndusInd mobile will be slowly phased out ...

More importantly, the current Select, Exclusive account holders.. no need to worry about your accounts...
They will be kept as it is.. They wont be replaced with INDIE account.. They will be there...


The objective:
So , in effect I will have the following, in an ideal case scenario:

1) 0 AMB Exclusive Account
2) 0 AMB Indie Megastar Account
3) 2L Indie FD
4) Legend CC LTF
5) Pinnacle CC LTF
6) 3 Exclusive DCs - Visa, Master and Platinum - LTF
7) Indie Visa Signature DC - LTF

That's the plan.. Lets see how it pans out...

FAQ - INDIE account & Tiers such as MegaStar

FAQ INDIE YOUniverse | INDIE by IndusInd Bank

Experience the limitless possibilities of digital banking with INDIE by IndusInd Bank . Explore more in FAQ INDIE YOUniverse.

indie.indusind.com

FAQ - INDIE Debit Card

FAQ Debit Card | INDIE by IndusInd Bank

Enjoy the convenience of a virtual debit card, apply for a numberless debit card online, and explore the possibilities of seamless digital banking.

indie.indusind.com

A few screen shots...of INDIE App after account opening

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I am facing error while opening INDIE account it showing incorrect PAN entered.
We have noticed that PAN entered doesn't match with the mobile no register with us.
Anybody can assist to resolve the problem.

 

[Sudbht]

Anyone availed 200 gems for autopay transaction?

Yes i did get

 

[vijay.vj]

During IP funding, I did upi of 50k and ended up with below error. Money debited but not credited.
App is stuck in this phase.