Indulging with Indus Exclusively :) :D

[anirban.choudhuryanirban.choudhury is verified member.]

Good Day Everyone,

This post is about my journey with IndusInd , this will be a little different post than the ICICI one as I will not be discussing about the fees plan associated with my card instead this post will mostly be related to my journey with IndusInd. So back in Oct 2022 , I applied for IndusInd Legend card through their online channel and was approved with a limit of 9 lakhs , however when I received my card the limit given was 5 lakhs , within 20 days of using my card I received a message that my card limit has been enhanced to 9 lakhs . Fast forward March 2023, I took an upgrade from Legend to Indulge credit card. Post that I came to know as per the SOB of exclusive savings account , one can maintain an exclusive account with 0 fund if an Indulge/Pinnacle credit card can be linked to account as surrogate . Till this time I had no banking relation with IndusInd , so I had to 2 options either open a basic 0 MAB account with IndusInd online and then get that upgraded to Exclusive account from branch or to directly open a Exclusive account online
I am not a fan of HNI banking and also as per principle I never open a account with huge IP just for credit card . So point 1 seems more feasible to me , I went ahead and opened a 0 MAB account online and got a virtual DC and a physical Titanium DC charged 249 Rs. Post completing my VKYC , I visited IndusInd branch and submitted the upgrade form to upgrade my account to Exclusive , the upgrade was processed in 7 days as 3 days were taken for approval as my account didn’t had the minimal balance required for Exclusive account . Post the upgrade I received my welcome kit which had a visa signature DC , also just when my account got upgraded I raised a request through phone banking to give a MC Exclusive DC as well , so I received both my Visa and MC DC .
P.S - I also tried to get Pioneer World Heritage Credit Card but that request was denied as I don’t have any Pioneer relation with Indus Ind
IndusInd gives 5 add-on cards so I took all 5 for my family members, Indulge add-on also gets unlimited lounge access through PP
Below is a picture of my current portfolio with IndusInd

Cheers

 

[anirban.choudhuryanirban.choudhury is verified member.]

yes i have some super premium cards..only wanted an legend just for once a while indus card offers but they said not eligible for legend/pinnacle as both are for online applications
they offered indulge/vistara LTF after a hefty joining fees
Will ask for heritage metal and see what they offer in there store.

Vistara is not LTF , it’s co branded and will need 10k per month after some 40k joining fees.
Indulge/crest/pioneer metal has one time payment plan

 

[Deathsnatcher]

Vistara is not LTF , it’s co branded and will need 10k per month after some 40k joining fees.
Indulge/crest/pioneer metal has one time payment plan

Something is wrong here then ...might be the rm is not aware or she is making false promises on context of making me onboard.

 

[krishc]

You can get legend LTF from the ad banner in TechnoFino itself .

 

[Deathsnatcher]

You can get legend LTF from the ad banner in TechnoFino itself .

always getting an error stating inserviceable location
no idea why

 

[Oscar]

Hello folks, is Indus Exclusive World Master Card eligible for points when transactions are done through Paytm or any others but not CheQ?

 

[jack333]

Hello folks, is Indus Exclusive World Master Card eligible for points when transactions are done through Paytm or any others but not CheQ?

You'll get on mobikwik

 

[DarkKnight]

Does ne1 knows within how many days do we get a msg/mail from indusind regarding these vouchers once we make the 1st bill payment?

 

[jack333]

It usually comes around 15th of next month

 

[D7162]

Does ne1 knows within how many days do we get a msg/mail from indusind regarding these vouchers once we make the 1st bill payment?

Which vouchers?

 

[anirban.choudhuryanirban.choudhury is verified member.]

Hello folks, is Indus Exclusive World Master Card eligible for points when transactions are done through Paytm or any others but not CheQ?

MC is valid on cheq
Visa gets points on Paytm and mobikwik

 

[DarkKnight]

Which vouchers?

Welcome/ joining voucher msg/mail??

 

[Oscar]

MC is valid on cheq
Visa gets points on Paytm and mobikwik

Tried paying BOB from their own payment system and it worked for both MC & Visa

 

[nikzcool]

MC is valid on cheq
Visa gets points on Paytm and mobikwik

Is this still valid, looking to pay using both visa and Mc.

 

[tryabp]

@anirban.choudhury Thanks for detailed info. I will contact my RM and get my account upgraded to Exclusive!

 

[smuff]

I opened exclusive account in branch, got visa signature debit card. Called customer care to get mc world debit card but they denied saying I can have only 1 card at a time. Any suggestion how to get mc world debit card?

 

[4uziaul]

I opened exclusive account in branch, got visa signature debit card. Called customer care to get mc world debit card but they denied saying I can have only 1 card at a time. Any suggestion how to get mc world debit card?

Apply from IndusInd mobile app.

 

[tryabp]

I opened exclusive account in branch, got visa signature debit card. Called customer care to get mc world debit card but they denied saying I can have only 1 card at a time. Any suggestion how to get mc world debit card?

Just visit branch and apply from there. Or try connecting to customer care again and a different agent might help you.

 

[CHOCOPANDA]

Good Day Everyone,

This post is about my journey with IndusInd , this will be a little different post than the ICICI one as I will not be discussing about the fees plan associated with my card instead this post will mostly be related to my journey with IndusInd. So back in Oct 2022 , I applied for IndusInd Legend card through their online channel and was approved with a limit of 9 lakhs , however when I received my card the limit given was 5 lakhs , within 20 days of using my card I received a message that my card limit has been enhanced to 9 lakhs . Fast forward March 2023, I took an upgrade from Legend to Indulge credit card. Post that I came to know as per the SOB of exclusive savings account , one can maintain an exclusive account with 0 fund if an Indulge/Pinnacle credit card can be linked to account as surrogate . Till this time I had no banking relation with IndusInd , so I had to 2 options either open a basic 0 MAB account with IndusInd online and then get that upgraded to Exclusive account from branch or to directly open a Exclusive account online
I am not a fan of HNI banking and also as per principle I never open a account with huge IP just for credit card . So point 1 seems more feasible to me , I went ahead and opened a 0 MAB account online and got a virtual DC and a physical Titanium DC charged 249 Rs. Post completing my VKYC , I visited IndusInd branch and submitted the upgrade form to upgrade my account to Exclusive , the upgrade was processed in 7 days as 3 days were taken for approval as my account didn’t had the minimal balance required for Exclusive account . Post the upgrade I received my welcome kit which had a visa signature DC , also just when my account got upgraded I raised a request through phone banking to give a MC Exclusive DC as well , so I received both my Visa and MC DC .
P.S - I also tried to get Pioneer World Heritage Credit Card but that request was denied as I don’t have any Pioneer relation with Indus Ind
IndusInd gives 5 add-on cards so I took all 5 for my family members, Indulge add-on also gets unlimited lounge access through PP
Below is a picture of my current portfolio with IndusInd

Cheers

minimum balance reqd for exclusive account is

 

[4uziaul]

minimum balance reqd for exclusive account is

Go through this and don't miss anything 🤣

Indus Exclusive Savings Account Online - IndusInd Bank

Indus Exclusive Savings Account is a premium banking programme with top-of-the-line benefits and offers. Priority banking, free locker & Demat, airport lounge access, and more benefits.

www.indusind.com

 

[jack333]

minimum balance reqd for exclusive account is

1l for single account and 2l for family grouping