IndusInd Bank Duo Card (Credit & Debit card both in one card)

[Souvik]

This looks like quite an unique and innovative concept of having a debit and credit card at once in one card, anyone who is using it can comment as to how how good or bad the experience has been till now ? https://www.indusind.com/in/en/personal/cards/credit-card/duo-card.html#

This can in fact save some hassle of carrying multiple cards apparently.

 

[007]

This looks like quite an unique and innovative concept of having a debit and credit card at once in one card, anyone who is using it can comment as to how how good or bad the experience has been till now ? https://www.indusind.com/in/en/personal/cards/credit-card/duo-card.html#

This can in fact save some hassle of carrying multiple cards apparently.

View attachment 1485

Yeah quite an innovative concept! 🧐

 

[devmallya]

Interesting, though worries me a little to use it practically. Imagine using it at POS and explaining to the person swiping which chip to use. Also wondering - how would this work for online transactions - would it use debit or credit? 🙂

 

[devmallya]

Oh wait, I didn't realise from the picture - this literally has two sets of numbers. Never mind on the online txn question, heh.

 

[TheTrickySid]

This looks like quite an unique and innovative concept of having a debit and credit card at once in one card, anyone who is using it can comment as to how how good or bad the experience has been till now ? https://www.indusind.com/in/en/personal/cards/credit-card/duo-card.html#

This can in fact save some hassle of carrying multiple cards apparently.

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I am imagining someone mistakenly removing cash out of ATM from CC instead of DC🙄

 

[007]

I am imagining someone mistakenly removing cash out of ATM from CC instead of DC🙄

That would be such a disaster! 🤣
Better to avoid this. 😅

 

[Souvik]

I am imagining someone mistakenly removing cash out of ATM from CC instead of DC🙄

Practically very much possible to fumble on this one, it all depends on which side of the card youre inserting into the ATM machine. ATM screens would be different for DC and CC, I hope.

 

[Abhishek012]

This looks like quite an unique and innovative concept of having a debit and credit card at once in one card, anyone who is using it can comment as to how how good or bad the experience has been till now ? https://www.indusind.com/in/en/personal/cards/credit-card/duo-card.html#

This can in fact save some hassle of carrying multiple cards apparently.

View attachment 1485

Union bank also have Duo Card on RuPay Platform.

Union Bank’s Rupay Combo Debit Cum Credit Card​

Union Bank’s Rupay Combo Debit Cum Credit Card is a Rupay International 2-in-1 card that allows cardholders to enjoy the convenience, flexibility and freedom to choose in a single physical card for the debit /credit transaction facility and they need not to carry two cards.

 

[007]

Union bank also have Duo Card on RuPay Platform.

Union Bank’s Rupay Combo Debit Cum Credit Card​

Union Bank’s Rupay Combo Debit Cum Credit Card is a Rupay International 2-in-1 card that allows cardholders to enjoy the convenience, flexibility and freedom to choose in a single physical card for the debit /credit transaction facility and they need not to carry two cards.

View attachment 1488

So, who copied from whom? 🧐🤣

 

[Souvik]

Union bank also have Duo Card on RuPay Platform.

Union Bank’s Rupay Combo Debit Cum Credit Card​

Union Bank’s Rupay Combo Debit Cum Credit Card is a Rupay International 2-in-1 card that allows cardholders to enjoy the convenience, flexibility and freedom to choose in a single physical card for the debit /credit transaction facility and they need not to carry two cards.

View attachment 1488

It has lounge access too, nice... https://unionbankofindia.co.in/english/Debit-cum-credit-card.aspx

 

[anonymuos]

How is the CREDIT part of Duo card handled by IndusInd if we already have IndusInd credit cards? Limit shared or split?

 

[sujayghosh]

I am imagining someone mistakenly removing cash out of ATM from CC instead of DC🙄

If the Debit & Credit cards do not have the same PIN, that won't cause the problem.

This card is here for very long time. I saw this card way back in 2017. Planning to apply for it once I get IndusInd savings account. Already have two IndusInd credit cards, so I suppose the limit will be splitted.

 

[ankit ojha]

https://preview.redd.it/why-did-penguin-F**k-elephant-is-he-horny-v0-1o3fn3zdi5ic1.jpeg?width=640&crop=smart&auto=webp&s=a790410f70b4f4cbd10824db99e3fd201177d6b9