Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[Rahul Gupta]

Any written confirmation regarding timeline for NMC charges waiver? I wrote to NO but no concrete response was received(asked to go to bank with requisite documents which is completely irrelevant reply to my pin point query). I think Indusind do not want to give any written confirmation regarding timeline of waiver.

just open the account and if they start charging after a year or anytime in the future, just close the account or degrade it to some lower variant.

Until you get the full kit of exclusive account incl chq book and DC maintain that balance.

i am going to open this account today. i just want this for zero forex and bms offer, also i am not gonna maintain any balance gonna use it as zero balance lol.

 

[Wealth is my birth right!]

i am going to open this account today. i just want this for zero forex and bms offer, also i am not gonna maintain any balance gonna use it as zero balance lol.

Sure zero mark up is tested go ahead

 

[Francis@Aj]

Can we give cheque for initial funding, and can we select the account number while opening the exclusive account?
From branch they are asking for partner account rather than exclusive account so what should I consider partner or exclusive account?

Thanks in advance.

 

[TheTrickySid]

Can we give cheque for initial funding, and can we select the account number while opening the exclusive account?
From branch they are asking for partner account rather than exclusive account so what should I consider partner or exclusive account?

Thanks in advance.

Insist for exclusive

 

[hakunamatata]

Can we give cheque for initial funding, and can we select the account number while opening the exclusive account?
From branch they are asking for partner account rather than exclusive account so what should I consider partner or exclusive account?

Thanks in advance.

Yes,
Yes your a/c would be 15(mobile no.)
Push for exclusive

 

[Bodhi]

Insist for exclusive

Can we give cheque for initial funding, and can we select the account number while opening the exclusive account?
From branch they are asking for partner account rather than exclusive account so what should I consider partner or exclusive account?

Thanks in advance

Can we give cheque for initial funding, and can we select the account number while opening the exclusive account?
From branch they are asking for partner account rather than exclusive account so what should I consider partner or exclusive account?

Thanks in advance.

Please try not to come under any pressure. They tried the same with me. I conveyed a clear no to Joint account. You choose whichever account type suits your need.

 

[Rahul Gupta]

Sure zero mark up is tested go ahead

i just got home and one thing i didn't understand there is a 249rs debit card charges(check image). i thought debit card is free in indusind exclusive also he used Double IP exclusive promo.

 

[John Since]

i just got home and one thing i didn't understand there is a 249rs debit card charges(check image). i thought debit card is free in indusind exclusive also he used Double IP exclusive promo.

You took the instant kit?

 

[Rahul Gupta]

You took the instant kit?

Actually i asked then he said if i will take the instant kit then i won't get world exclusive debit card. so i said No.

 

[Francis@Aj]

Can we give cheque for initial funding, and can we select the account number while opening the exclusive account?
From branch they are asking for partner account rather than exclusive account so what should I consider partner or exclusive account?

Thanks in advance.w

Insist for exclusive

Went ahead with exclusive account. Have one doubt after opening account you get confirmation with account number and all the details in mail, does it a show minimum balance required any amount or zero can anyone confirm this please

Another thing, there is another promo code is “DOUBLE IP INDUS EXCLUSIVE “ don’t know which one he selected

 

[Rahul Gupta]

Can we give cheque for initial funding, and can we select the account number while opening the exclusive account?
From branch they are asking for partner account rather than exclusive account so what should I consider partner or exclusive account?

Thanks in advance.w

Went ahead with exclusive account. Have one doubt after opening account you get confirmation with account number and all the details in mail, does it a show minimum balance required any amount or zero can anyone confirm this please

1) you can give cheque.
2) You can select account no.
3) its your account just say you want exclusive otherwise don't open it.
4) i dont know about zero balance confirmation thing.

Another thing, there is another promo code is “DOUBLE IP INDUS EXCLUSIVE “ don’t know which one he selected

in my case he selected DOUBLE IP INDUS EXCLUSIVE.

guys i just had a call with indusind RM and he said this is lifetime waiver but at the same time he said he can't commit anything.

update:- He called me again and said he confirmed from higher authorities that it is a lifetime free account and took the commitment this time. so go for it bois.

 

[Francis@Aj]

This is mentioned in email as well as pdf can anyone cross check and confirm this

 

[Rahul Gupta]

View attachment 6161This is mentioned in email as well as pdf can anyone cross check and confirm this

i confirmed it and they said minimum account balance will remain the same but non maintenance charges won't be deducted.

 

[Francis@Aj]

i confirmed it and they said minimum account balance will remain the same but non maintenance charges won't be deducted.

Thanks a lot

 

[John Since]

View attachment 6161This is mentioned in email as well as pdf can anyone cross check and confirm this

i confirmed it and they said minimum account balance will remain the same but non maintenance charges won't be deducted.

Yup. That's what my executive said too.

 

[Wealth is my birth right!]

i just got home and one thing i didn't understand there is a 249rs debit card charges(check image). i thought debit card is free in indusind exclusive also he used Double IP exclusive promo.

It will be reversed after 24 hours if u call cc

 

[Rahul Gupta]

It will be reversed after 24 hours if u call cc

ok thanks

 

[Wealth is my birth right!]

ok thanks

They will ask ur consent for blocking that non exclusive card u have to say ok post which they block and reverse.
Only condition if I see any virtual card in app don’t do spending on it

 

[Rahul Gupta]

They will ask ur consent for blocking that non exclusive card u have to say ok post which they block and reverse.
Only condition if I see any virtual card in app don’t do spending on it

they didn't give me any debit card yet. i am waiting for my kit.

 

[Wealth is my birth right!]

they didn't give me any debit card yet. i am waiting for my kit.

The virtual card can be seen in app if u installed it.
Before printing itself in IndusInd we can see card and even we can use it