Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[TheTrickySid]

my Rm said that it is a fee waiver and QAB will be shown as 1/2 lakh depending on city but non maintenance charges won't be deducted.

They offered me indusind legend cc with 2 lacks limit 😑

Wow on what basis did they offered the credit card

 

[Rahul Gupta]

Wow on what basis did they offered the credit card

i don't know my newly assigned RM called me today about this but the limit is too low.

 

[Wealth is my birth right!]

i don't know my newly assigned RM called me today about this but the limit is too low.

month end approaching so they have to do numbers they dont care about your limit numbers lol
end of the day everyone have to survive🙂

 

[Rahul Gupta]

month end approaching so they have to do numbers they dont care about your limit numbers lol
end of the day everyone have to survive🙂

maybe but i am confused. should i take the card or not?

 

[Wealth is my birth right!]

maybe but i am confused. should i take the card or not?

As long as ltf take it no issue Reg limit just use the card for building a good repayment track in cibil

 

[Rahul Gupta]

AQB

 

[Sahilsardalia]

the sales person told me that the signature card is available only against 4 lakh initial funding account ?? is it true and what card do i need to get 0.92% cashback for credit card bill payments ?

 

[Wealth is my birth right!]

the sales person told me that the signature card is available only against 4 lakh initial funding account ?? is it true and what card do i need to get 0.92% cashback for credit card bill payments ?

yes that card name is exclusive signature debit card and reward system is here pls go through:

Rewards & Benefits of VISA Signature Exclusive Debit Card - IndusInd Bank

With the IndusInd Bank World Exclusive Debit Card, enter in a world of privileges. Access exclusive benefits such as personal and air accidental coverage. Apply now!

www.indusind.com

 

[manikP]

the sales person told me that the signature card is available only against 4 lakh initial funding account ?? is it true and what card do i need to get 0.92% cashback for credit card bill payments ?

We get 0.92% using this card? For CC bills?

 

[Wealth is my birth right!]

We get 0.92% using this card? For CC bills?

lot of conditions and limitations there pls go through the link i shared, it have different slabs for getting more RPs mostly RM said the max slab

 

[manikP]

lot of conditions and limitations there pls go through the link i shared, it have different slabs for getting more RPs mostly RM said the max slab

But T&C clearly says no reward points on CC bill payments.

 

[Wealth is my birth right!]

But T&C clearly says no reward points on CC bill payments.

hi hi dont use directly for bill payments hope u know the way of loading money from this card and to settle money to cc by that way....DYOR

 

[manikP]

hi hi dont use directly for bill payments hope u know the way of loading money from this card and to settle money to cc by that way....DYOR

Oh you mean uber/amazon tricks?
I don't want to use those, currently I use 75k with hdfc dc and remaining from kotak pvr dc.

 

[Wealth is my birth right!]

Oh you mean uber/amazon tricks?
I don't want to use those, currently I use 75k with hdfc dc and remaining from kotak pvr dc.

both are good cards for cc bill pay even though some max cap/limit there IMO.
hope ur bills will not cross the 75K of HDFC plus kotak then its fine

 

[LJGIBBS]

my Rm said that it is a fee waiver and QAB will be shown as 1/2 lakh depending on city but non maintenance charges won't be deducted.

They offered me indusind legend cc with 2 lacks limit 😑

LTF ??

We get 0.92% using this card? For CC bills?

They have a differenc 6X reward structure. first 1000 ke liye 1X, net 1000 ke liye 2X.. etc etc... In the terms and condition, it is mentioned that no reward point for CC bill payment. But I used to pay 50K Bill for HDFC credit card on Paytm. Got around 300-400 Cashback. Hit and Miss hai

 

[hakunamatata]

They have a differenc 6X reward structure. first 1000 ke liye 1X, net 1000 ke liye 2X.. etc etc... In the terms and condition, it is mentioned that no reward point for CC bill payment. But I used to pay 50K Bill for HDFC credit card on Paytm. Got around 300-400 Cashback. Hit and Miss hai

How much time it takes for reward points to credit?

 

[Kartik155555]

I opened account in this offer but branch manager opened the partner account not exclusive account.
I was bit busy and went to bank for sign i realised this variant was not exclusive when I got the mail.
Any process to get exclusive now or we can't do anything?
Pls help

 

[Rahul Gupta]

LTF ??

all cards of indusind are LTF and if you talking about joining fee then yes thats also waived off.

 

[masumshah59]

I opened account in this offer but branch manager opened the partner account not exclusive account.
I was bit busy and went to bank for sign i realised this variant was not exclusive when I got the mail.
Any process to get exclusive now or we can't do anything?
Pls help

Fight with him for this. Ask to give exclusive or upgrade existing to Exclusive under this offer. But i doubt upgradation with offer possible. Better create second account exclusive & close the Partner one. All this only if u have extra funds. If given by cheque ask him to use same cheque for Exclusive & close Partner immediately. If deposited & not cleared yet. Request for stop cheque in current back. This way u will have funds to open exclusive.

 

[TheTrickySid]

I opened account in this offer but branch manager opened the partner account not exclusive account.
I was bit busy and went to bank for sign i realised this variant was not exclusive when I got the mail.
Any process to get exclusive now or we can't do anything?
Pls help

Open a seperate account and this time ask for exclusive before 31st oct

You will get both the partner and exclusive at 0 mab