Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[jack333]

My RM said bank will give 12k vouchers not 15k and they are kanjoos in providing it.

Yes its 12k plus gst

 

[Batmanbaba]

offer was working till 2 nov. now fixed

Did u tried after it...???

 

[epeter07]

Remember for family grouping balance has to be 2 lakhs. You can open upto 6 accounts (even joint with family members) and get 3 debit cards in each. Total 18 debit cards for book my show buy one get one upto 500 a month

does that mean if i want to add a family member, then the maintainance fee waiver is longer applicable or does the new family member account need to maintain 2 lakh mab?

 

[jack333]

2 lakh in primary account. Other 5 accounts can be zero balance

 

[Wealth is my birth right!]

Yes its 12k plus gst

small trick here's there if u opt for vouchers which can be redeemed online then its 12k.
ask for offline/direct shop vouchers they give for 15k which is a good VFM

 

[cardfreak]

Did u tried after it...???

I opened in oct. But few guys opened it on 2nd and some reported that after 2nd exclusive and select option is gone from offer as offer reset as per nov offer.

 

[Batmanbaba]

I opened in oct. But few guys opened it on 2nd and some reported that after 2nd exclusive and select option is gone from offer as offer reset as per nov offer.

Will try tomorrow and confirm...

 

[Rahul Gupta]

For those who want Indus exclusive after promo expiry. They can still get Indus exclusive as a zero MAB account using indus pinnacle credit card. So, first apply for a pinnacle cc.

 

[Wealth is my birth right!]

For those who want Indus exclusive after promo expiry. They can still get Indus exclusive as a zero MAB account using indus pinnacle credit card. So, first apply for a pinnacle cc.

if u get any beneficial info for a 6 months old legend with 3.74l limit to convert to pinnacle pls let me know

 

[jack333]

For those who want Indus exclusive after promo expiry. They can still get Indus exclusive as a zero MAB account using indus pinnacle credit card. So, first apply for a pinnacle cc.

Can we take pinnacle later after opening exclusive account

 

[Rahul Gupta]

if u get any beneficial info for a 6 months old legend with 3.74l limit to convert to pinnacle pls let me know

i don't know about upgrade procedures in indusind. You can ask your RM or customer care but any way my RM told me this card isn't free and we have pay its joining fees.

Can we take pinnacle later after opening exclusive account

no, it won't work your exclusive will need to be maintained this way.

 

[avishj]

No I'm also have 3 DC's 😁

Same, have 3 DC, but not sure about charges, gotta verify that

Yes
Some claim to be even 3 dc

Yeah, I have 3.

1) Basic Insta Kit DC
2) Gold Virtual DC
3) Signature Select DC

Recently got the Signature Exclusive DC, haven't activated as of now, potentially might have 4 DC's.

Anyone has any experience of doorstep banking from indusind??

Yeah, all the process for IndusInd, for months now, me and family have never went to branch, everything in out home only.

 

[Harrypotter]

Remember for family grouping balance has to be 2 lakhs. You can open upto 6 accounts (even joint with family members) and get 3 debit cards in each. Total 18 debit cards for book my show buy one get one upto 500 a month

Can't we open family banking on current zero mab offer. Do we need to maintain 2lakh

 

[avishj]

2 lakh in primary account. Other 5 accounts can be zero balance

Wait, but during last month's offer, those who opened Exclusive also need to maintain if family banking is used???

i don't know about upgrade procedures in indusind. You can ask your RM or customer care but any way my RM told me this card isn't free and we have pay its joining fees.

My RM said they had LTF for all cards till last month due to a problem with vouchers, but rn, only Legend and below can be LTF.

 

[jack333]

Wait, but during last month's offer, those who opened Exclusive also need to maintain if family banking is used???

Then 0 MAB for all including primary

 

[Wealth is my birth right!]

i don't know about upgrade procedures in indusind. You can ask your RM or customer care but any way my RM told me this card isn't free and we have pay its joining fees.

no, it won't work your exclusive will need to be maintained this way.

Yes they said they can proceed with paid pinnacle and I am waiting for some free upgrade from legend to pinnacle that’s why waiting

 

[Harrypotter]

Platinum exclusive debit card comes with voucher as mentioned. Any body aware of what's the voucher @HyperBeast @Wealth is my birth right!

 

[aryanraj]

Guys - I have query to members who already had Indus Ind Account and now further opened Exclusive Account with IP Cheque of Rs 4 lakhs.

Upon logging into Internet Banking, what do you see your account type as?

Background: I had Indus Select - addon account, opened through Legend Credit Card. Now I opened a new Exclusive account as per Oct'22 offer but the new account is still shown as Select addon.

By the way I got welcome kit of Exclusive (with Exclusive Debit Card etc) but Customer Care also sees account as Select in their system. Cheque book came with Select branding. So am confused

Tagging HyperBeast aryanraj as seems you guys have two accounts.

Received my welcome kit today, No Passbook and Cheque, Only Debit card and product catalogue. Will visit branch tomorrow to get everything shorted. Also sending email to get 0 MAB confirmation, can't trust branch persons. If i am not able to get 0MAB Account, will close it or downgrade to delite/open delite.

Here what it show in netbanking.

 

[Wealth is my birth right!]

Received my welcome kit today, No Passbook and Cheque, Only Debit card and product catalogue. Will visit branch tomorrow to get everything shorted. Also sending email to get 0 MAB confirmation, can't trust branch persons. If i am not able to get 0MAB Account, will close it or downgrade to delite/open delite.

Here what it show in netbanking.
View attachment 6500

FYI I too got cheques separately than debit card
Zero mab get clarified correctly else headache later

 

[Wealth is my birth right!]

Platinum exclusive debit card comes with voucher as mentioned. Any body aware of what's the voucher @HyperBeast @Wealth is my birth right!

Maybe it’s activation and spend some amount within X days offer voucher
I got such with hdfc dc they offered in that quarter when I opened account like account activation and spend 40k via dc in 45 days via debit card