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Indusind Bank Non Mantainence Account Offer

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bhavyegoel

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Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-

Screenshot_20221021_124803.jpg

Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html
 

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HyperBeast said:
It's been 5 months for me after opening partner account still no pre approved offer 🥺😞
Click to expand...
He said lot depends on bm..... They can send recommendation from their side to trigger offer in any account.... There were two three customers in his chamber... Premium account customer whom he recommended for triggering of cc offers...... One exclusive account holder got pinnacle in 3 months of account... Opening... So lets see if I get anything...
 
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Batmanbaba said:
He said lot depends on bm..... They can send recommendation from their side to trigger offer in any account.... There were two three customers in his chamber... Premium account customer whom he recommended for triggering of cc offers...... One exclusive account holder got pinnacle in 3 months of account... Opening... So lets see if I get anything...
Click to expand...
Will ask my BM
Let's see 🤞🏻
 
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Batmanbaba said:
So Today I went to branch for account opening under this offer... My observations

1. You cant open account in branch if ur aadhar / local id address is more than 5km away from branch.. Their system automatically fetches address location.... You cant change or spoof it... So in that case.... Executive will visit your house and open the account.
Click to expand...


At least in my state it does not work like that. Branch where we opened the partner account several months ago is at least 7 km away from our residence (Aadhaar address). Branch where I opened the Exclusive account last month is at least 12 km away from my residence (Aadhaar address). At both locations everything was done at the branch itself
 
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Copycat said:
At least in my state it does not work like that. Branch where we opened the partner account several months ago is at least 7+ km away from our residence (Aadhaar address). Branch where I opened the Exclusive account last month is at least 12+ km away from my residence (Aadhaar address). At both locations everything was done at the branch itself
Click to expand...
This rule has been implemented from this month itself.... From 1st nov... The branch officials are also pissed about it as they have to now go 20 odd kms to open accounts.

They visited my house with me... And opened account...
 
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Copycat said:
At least in my state it does not work like that. Branch where we opened the partner account several months ago is at least 7 km away from our residence (Aadhaar address). Branch where I opened the Exclusive account last month is at least 12 km away from my residence (Aadhaar address). At both locations everything was done at the branch itself
Click to expand...
Cab we open exclusive and partner account at different branches....??
 
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Batmanbaba said:
This rule has been implemented from this month itself.... From 1st nov... The branch officials are also pissed about it as they have to now go 20 odd kms to open accounts.

They visited my house with me... And opened account...
Click to expand...
That explains it. Both mine were before Nov. The branch officials are going to be really really annoyed by this.
Plus extra headache for customers too. When I opened the Exclusive account, my lunch break was late that day. I got to the bank just 15 min before they closed. It is close to my work place. No way we could have gone to my home and opened the account in that time...
 
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Copycat said:
That explains it. Both mine were before Nov. The branch officials are going to be really really annoyed by this.
Plus extra headache for customers too. When I opened the Exclusive account, my lunch break was late that day. I got to the bank just 15 min before they closed. It is close to my work place. No way we could have gone to my home and opened the account in that time...
Click to expand...
Ya they want to keep their employees fit.... All the employees of my branch were quite obese..... 😜
 
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Wealth is my birth right! said:
only main account holder PAN will be eligible for PA offers
Click to expand...
Maybe that is the reason. I already had a Legend LTF against my PAN. I asked them if that prevented me from being the primary holder in the joint a/c but they said no, it was fine, I could be the primary holder and all the terms of the March Partner offer would apply. They were right as the joint a/c shows as 0 MAB. My Legend CC is still not linked to either a/c: joint or single. I login with a different username for the CC, so I'm assuming the customer ID is different too.
 
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Copycat said:
Maybe that is the reason. I already had a Legend LTF against my PAN. I asked them if that prevented me from being the primary holder in the joint a/c but they said no, it was fine, I could be the primary holder and all the terms of the March Partner offer would apply. They were right as the joint a/c shows as 0 MAB. My Legend CC is still not linked to either a/c: joint or single. I login with a different username for the CC, so I'm assuming the customer ID is different too.
Click to expand...
right PAN based cust ids they create and link with Ckyc registry hence the offers will be for main PAN holder of the relationship...suppose if partner hold separate card that will be accounted with different cid
 
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