Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[Wealth is my birth right!]

They not offer unsecured card in my area. They should never provide NMC based offers or if they, should be for all and can be extended. Even there would lakhs of users who got 0 AMB a/c in NOV which can be also demotivation for old users who maintaining the AMB. Branch was forcing for PARTNER a/c but i said No. I don't find a reason to stay with Indusind more. would be happy to pay rs200 for a/c closure.

Agree with you
Type of account is purely our choice and any bank don’t have rights that’s my opinion too
Reg card and pin code apply from ur head office as communications address if ur hr permits it
For Amex one of my friend tried this trick and later after a month he changed address

 

[Spidey]

@aryanraj How did you know that you have to maintain Rs 1 lakh MAB without seeing the monthly email statement ?
You opened the account on 1 Nov so the statement will be generated in 1st or 2nd week of Dec I guess.

 

[Francis@Aj]

I applied for Pinnacle card on c2c basis got approved yesterday with 10k plus gst as joining fee

 

[Wealth is my birth right!]

I applied for Pinnacle card on c2c basis got approved yesterday with 10k plus gst as joining fee

Superb
What are the voucher options for 10k they give back?
Is it possible for full 10k amazon gv?

 

[Francis@Aj]

Superb
What are the voucher options for 10k they give back?
Is it possible for full 10k amazon gv?

Yes its possible, he said both flipkart and amazon gv for full 10k only gst part.
For upgrade its not possible he said

 

[Wealth is my birth right!]

Yes its possible, he said both flipkart and amazon gv for full 10k only gst part.
For upgrade its not possible he said

So we should hold legend and pinnacle both🙂
Gst part is for digital India no way to escape
Last query will this 10k fee pinnacle is eligible for zero mab exclusive?
My agent said 15k fee variant only eligible
So this 5k gap I didn’t initiated the request

 

[Francis@Aj]

To be honest don't know, as I had already opened last month zero mab exclusive account can't answer this, might be others can explain for this.

And executive said if I opt for LTF Legend now and later want to upgrade then I will have to pay 15k plus gst, so opted for the Pinnacle
My question can we keep both Legend and Pinnacle?

 

[Wealth is my birth right!]

To be honest don't know, as I had already opened last month zero mab exclusive account can't answer this, might be others can explain for this.

And executive said if I opt for LTF Legend now and later want to upgrade then I will have to pay 15k plus gst, so opted for the Pinnacle
My question can we keep both Legend and Pinnacle?

Yes u can keep both
IndusInd good guy mostly all cards first year only charged then its ltf
Ok Reg exclusive hope agents said 15k to me since I asked to upgrade legend

 

[Francis@Aj]

Yes u can keep both
IndusInd good guy mostly all cards first year only charged then its ltf
Ok Reg exclusive hope agents said 15k to me since I asked to upgrade legend

Will check in branch for the same but is there any use keeping both cards?

 

[aryanraj]

@aryanraj How did you know that you have to maintain Rs 1 lakh MAB without seeing the monthly email statement ?
You opened the account on 1 Nov so the statement will be generated in 1st or 2nd week of Dec I guess.

Got a call from Branch Operation, said 1Lakh need to be maintained as it is opened after the offer period ended.

 

[Wealth is my birth right!]

Will check in branch for the same but is there any use keeping both cards?

Local lounge per quarter that’s all

 

[avishj]

Local lounge per quarter that’s all

What?

 

[Wealth is my birth right!]

What?

Usage of legend card I meant
Domestic lounge 2 per quarter for this ltf card

 

[Rahul Gupta]

Usage of legend card I meant
Domestic lounge 2 per quarter for this ltf card

For average people ragalia is more than enough for the job😃

 

[LJGIBBS]

For average people ragalia is more than enough for the job😃

HDFC card se lounge access ka zamana gaya

 

[LJGIBBS]

To be honest don't know, as I had already opened last month zero mab exclusive account can't answer this, might be others can explain for this.

And executive said if I opt for LTF Legend now and later want to upgrade then I will have to pay 15k plus gst, so opted for the Pinnacle
My question can we keep both Legend and Pinnacle?

I had also got a call about LTF Legend.. Can you tell me the benefits of Pinnacle over Legend ? If legend has MC variant, it wil give 2 lounge access for same list of lounge as against 1 for Pinnacle.. Rest golf feature,.. So why did you opt for Pinnacle ??

 

[LJGIBBS]

I applied for Pinnacle card on c2c basis got approved yesterday with 10k plus gst as joining fee

Also what was your card and limit on card you used for C2C, if you could tell..

 

[Copycat]

I wrote to them about the Times Prime voucher for an Exclusive a/c opened in October 2022 under the offer.
They wrote back saying:
We would like to inform you that as confirmed by concern team by end of this month you will receive voucher.

I think this will apply to everyone because it kind of ties in with the time-frame when I opened the Partner account in March and they sent me the 3 months Times Prime voucher in the next month

 

[theranos]

I wrote to them about the Times Prime voucher for an Exclusive a/c opened in October 2022 under the offer.
They wrote back saying:
We would like to inform you that as confirmed by concern team by end of this month you will receive voucher.

I think this will apply to everyone because it kind of ties in with the time-frame when I opened the Partner account in March and they sent me the 3 months Times Prime voucher in the next month

so do you expect 3 months times prime or a year as I have the same email with exclusive opened in oct

 

[Batmanbaba]

so do you expect 3 months times prime or a year as I have the same email with exclusive opened in oct

I got 1 year with partner account...... That too after 4 days of account opening initiation... So if they are giving 1 year for partner account... I guess for exclusive also it will be 1 year