Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[Bodhi]

@HyperBeast

The debit card that they have issued for my Exclusive account is a Visa Signature debit card. There is a mention of the Master World variant for the Exclusive account too - any information on which one is better?


Also, what is a Pioneer debit card, please? Is there any other higher type of savings account that IndusInd bank offers at the moment? The branch personnel mentioned that Exclusive account is the highest.

Thank you.

Please find attached IndusInd bank debit card details:

 

[TheTrickySid]

@HyperBeast

The debit card that they have issued for my Exclusive account is a Visa Signature debit card. There is a mention of the Master World variant for the Exclusive account too - any information on which one is better?


Also, what is a Pioneer debit card, please? Is there any other higher type of savings account that IndusInd bank offers at the moment? The branch personnel mentioned that Exclusive account is the highest.

Thank you.

Please find attached IndusInd bank debit card details:

The mastercard variant has same benefits but it only has a better lounge acceptance than visa.
Talking about the highest account variant, the pioneer account is the highest variant which comes with free pioneer debit card.
The exclusive account is the 2nd highest variant of IndusInd.

BTW where did you get this PDF from??

 

[Wealth is my birth right!]

@HyperBeast

The debit card that they have issued for my Exclusive account is a Visa Signature debit card. There is a mention of the Master World variant for the Exclusive account too - any information on which one is better?


Also, what is a Pioneer debit card, please? Is there any other higher type of savings account that IndusInd bank offers at the moment? The branch personnel mentioned that Exclusive account is the highest.

Thank you.

Please find attached IndusInd bank debit card details:

Opt for visa signature unless u r a global traveler
Master card good only for more lounges
Offers vise visa best and finally pioneer account all together it have different mab or nrv and yes if u have pioneered relationship with IndusInd u r eligible for the pioneer metal cr card too.
FYI I use my exclusive account with visa signature which used well for bms and bb offers every month

 

[LJGIBBS]

So if they deduct charges you will have to close all six accounts

Aisa dhamki dunga, Baaki I don't think ki issue hoga ku ki 2L fund kar dunga.. Waise bhi savings par 4% interest de rahe hain toh thik hi hai..

 

[Bodhi]

The mastercard variant has same benefits but it only has a better lounge acceptance than visa.
Talking about the highest account variant, the pioneer account is the highest variant which comes with free pioneer debit card.
The exclusive account is the 2nd highest variant of IndusInd.

BTW where did you get this PDF from??

Thank you @HyperBeast

I am sorry, I don't recall where I got it from. I may have come across it on the bank's website while researching.

If acceptance was not a criterion, which DC variant would you suggest?

 

[Bodhi]

Opt for visa signature unless u r a global traveler
Master card good only for more lounges
Offers vise visa best and finally pioneer account all together it have different mab or nrv and yes if u have pioneered relationship with IndusInd u r eligible for the pioneer metal cr card too.
FYI I use my exclusive account with visa signature which used well for bms and bb offers every month

Thank you @Wealth is my birth right!

Is there any such offer going on for the Pioneer account at the moment?

Apart from ICICI Wealth - is there any other bank promoting a similar 0 MAB offer for a premium account?

 

[Wealth is my birth right!]

Thank you @Wealth is my birth right!

Is there any such offer going on for the Pioneer account at the moment?

Apart from ICICI Wealth - is there any other bank promoting a similar 0 MAB offer for a premium account?

Nope thats not an easy meal since bank waive all charges under this premium sect and no bank will offer free service without any income from us.
Pioneer AFAIK 0 MAB not possible and I hold exclusive with 1L MAB.
ICICI i've privilege account and once I enquired about wealth RM said 25lac balance required!

 

[TheTrickySid]

Thank you @HyperBeast

I am sorry, I don't recall where I got it from. I may have come across it on the bank's website while researching.

If acceptance was not a criterion, which DC variant would you suggest?

I would go for MasterCard

 

[TheTrickySid]

Nope thats not an easy meal since bank waive all charges under this premium sect and no bank will offer free service without any income from us.
Pioneer AFAIK 0 MAB not possible and I hold exclusive with 1L MAB.
ICICI i've privilege account and once I enquired about wealth RM said 25lac balance required!

Wealth is easy to get

 

[Wealth is my birth right!]

Wealth is easy to get

If its without MAB pls guide.....i see options in imobile app for gold etc not of wealth.

 

[TheTrickySid]

If its without MAB pls guide.....i see options in imobile app for gold etc not of wealth.

Upgrading the account will require high nrv
I opened a new account with 5L initial funding

 

[Wealth is my birth right!]

Upgrading the account will require high nrv
I opened a new account with 5L initial funding

Need to have this same number thats why tried for upgrade.....so better i take new account to my wife with 5L as wealth thanks!

 

[TheTrickySid]

Need to have this same number thats why tried for upgrade.....so better i take new account to my wife with 5L as wealth thanks!

You can have same number
I already had 10k mab account
Still opened seperate account with initial funding.

And the initial funding required is 10L but it's negotiable.

 

[Wealth is my birth right!]

You can have same number
I already had 10k mab account
Still opened seperate account with initial funding.

And the initial funding required is 10L but it's negotiable.

Am in Metro so not sure whether they will agree for 5l let me push this

 

[TheTrickySid]

Am in Metro so not sure whether they will agree for 5l let me push this

Me from metro as well,
In rural and semi urban they do it with 1L as well

 

[Wealth is my birth right!]

wow lucky those....anyways for metro if 5l accepted i will be most happy

 

[masumshah59]

View attachment 6044
This is what I've got from the indusind executive.

Hi bro
Do let us know when u get that circular

 

[Bodhi]

Wealth is easy to get

@HyperBeast

Any other banks promoting similiar offers for a premium account apart from ICICI and IndusInd that you know of, please?

@Wealth is my birth right!
@TechnoFino

 

[Shabeer]

exclusive and partner account is any difference my nearest branch is open partner account only

 

[anandkk]

@bhavyegoel I am planning to open a join account with my spouse. Do you think this offer from IndusInd will be eligibly for a joint account ?

I enquired for joint account they said they will provide only 1 debit card for the joint account also. Any other benefit for opening a joint account? @bhavyegoel @TechnoFino @Subhankar