Indusind Bank Non Mantainence Account Offer

[bhavyegoelbhavyegoel is verified member.]

Indusind Bank is offering a non mantainence waiver offer on all of its accounts which are placed equal to lower than its Exclusive account for an initial high value account opening cheque which gives you host of benefits. With an exclusive account you get
1) Lockers on Discount with 1st year complete locker fee waiver!
2) Attractive Interest Rates
3) 20% off on BigBasket
4) Zero Forex Markup Debit Card
5) 20% off on Swiggy on Weekends
6) BMS BOGO Offer
7)Upto 0.92% cashback on monthly spends of ₹1,13,000 per month using Exclusive Debit Card - If you have a signature exclusive debit card and if you spend 1.13L (single transaction) you can earn 0.92% flat cashback (in form of reward points, redeemable against cash).

Account variant and required initial funding-



Offer period- 1st Oct to 31st Oct, 2022.

Offer valid till 31st October 2022. Go rush as this is the best time to get a non mantainence premium account for life. The initial funding is very small IMO for the benefits offered. #NotSponsored

Offer Link https://www.indusind.com/in/en/personal/offers/savings-account-festive-offers-tnc.html

 

[TheTrickySid]

I enquired for joint account they said they will provide only 1 debit card for the joint account also. Any other benefit for opening a joint account? @bhavyegoel @TechnoFino @Subhankar

If you want 2 debit cards open partner account

 

[TheTrickySid]

exclusive and partner account is any difference my nearest branch is open partner account only

No significant difference
In exclusive you get zero markup and rm that only the major difference

 

[Bodhi]

I would go for MasterCard

Thank you very much @HyperBeast

Any other banks promoting similiar offers for a premium account apart from ICICI and IndusInd that you know of, please?

 

[anandkk]

If you want 2 debit cards open partner account

Any advantages of opening a joint account other than 2 people can operate the same account?

 

[Bodhi]

Nope thats not an easy meal since bank waive all charges under this premium sect and no bank will offer free service without any income from us.
Pioneer AFAIK 0 MAB not possible and I hold exclusive with 1L MAB.
ICICI i've privilege account and once I enquired about wealth RM said 25lac balance required!

Thank you @Wealth is my birth right!

Can you not upgrade to Pioneer from Exclusive or you don't feel that it's worth it?

 

[TheTrickySid]

Thank you very much @HyperBeast

Any other banks promoting similiar offers for a premium account apart from ICICI and IndusInd that you know of, please?

Nope

Any advantages of opening a joint account other than 2 people can operate the same account?

Nope

Thank you @Wealth is my birth right!

Can you not upgrade to Pioneer from Exclusive or you don't feel that it's worth it?

Pioneer account has 10L QAB

 

[Bodhi]

Pioneer account has 10L QAB

Thank you @HyperBeast

 

[Wealth is my birth right!]

Thank you @Wealth is my birth right!

Can you not upgrade to Pioneer from Exclusive or you don't feel that it's worth it?

With IndusInd I feel exclusive is OK if need better then we take imperia from HDFC and Wealth from ICICI with that 10L QAB

 

[SunnyHarsha]

View attachment 6044
This is what I've got from the indusind executive.

Is there any Update.. Today i went to the branch and RM says it is free for lifetime.. He is saying it is 100% sure.. So, if you confirm this from your side also, tomorrow i will open the account.

exclusive and partner account is any difference my nearest branch is open partner account only

Pressure them for exclusive account.. They will open it.. They will get more incentive for partner account that's why they are promoting it. Same happened with me also.. But after pressuring them they are ready to open exclusive account

 

[TheTrickySid]

Is there any Update.. Today i went to the branch and RM says it is free for lifetime.. He is saying it is 100% sure.. So, if you confirm this from your side also, tomorrow i will open the account.

Yes it's lifetime free confirmed from executive.

 

[SunnyHarsha]

Yes it's lifetime free confirmed from executive.

Thank you bro.. I will open the account tomorrow..

 

[cardfreak]

Thank you bro.. I will open the account tomorrow..

Have select account. already with legend
Went to open new exclusive account today. They opened exclusive account and gave new account number and instant kit. They showed me the offer in their official whatsapp group, that it is official offer. waiver is lifetime as per branch staff. Can see the account under my customer id already. now will confirm from back end also after 2 days.
Promo is Double IP

 

[TheTrickySid]

Have select account. already with legend
Went to open new exclusive account today. They opened exclusive account and gave new account number and instant kit. They showed me the offer in their official whatsapp group, that it is official offer. waiver is lifetime as per branch staff. Can see the account under my customer id already. now will confirm from back end also after 2 days.
Promo is Double IP

Thanks for sharing

 

[SunnyHarsha]

Have select account. already with legend
Went to open new exclusive account today. They opened exclusive account and gave new account number and instant kit. They showed me the offer in their official whatsapp group, that it is official offer. waiver is lifetime as per branch staff. Can see the account under my customer id already. now will confirm from back end also after 2 days.
Promo is Double IP

Thanks bro.. 😃

 

[John Since]

Have select account. already with legend
Went to open new exclusive account today. They opened exclusive account and gave new account number and instant kit. They showed me the offer in their official whatsapp group, that it is official offer. waiver is lifetime as per branch staff. Can see the account under my customer id already. now will confirm from back end also after 2 days.
Promo is Double IP

Instant kit with visa signature exclusive debit card?

 

[cardfreak]

Instant kit with visa signature exclusive debit card?

no, instant kit with regular account no. mentioned for (account no. issuing) and classic visa debit card and cheque book.
personalized Exclusive kit will be delivered on address later.

 

[John Since]

Is there any Update.. Today i went to the branch and RM says it is free for lifetime.. He is saying it is 100% sure.. So, if you confirm this from your side also, tomorrow i will open the account.


Pressure them for exclusive account.. They will open it.. They will get more incentive for partner account that's why they are promoting it. Same happened with me also.. But after pressuring them they are ready to open exclusive account

no, instant kit with regular account no. mentioned for (account no. issuing) and classic visa debit card and cheque book.
personalized Exclusive kit will be delivered on address later.

My RM was telling me of giving an instant kit tomorrow at the time of account opening. I denied as I need the exclusive card with customised account number.

 

[Rahul Gupta]

how do you guys pay for initial funding? Cash,netbanking or only cheque?

 

[cardfreak]

My RM was telling me of giving an instant kit tomorrow at the time of account opening. I denied as I need the exclusive card with customised account

I denied the kit also, but then after sometime other staff member told that there needs to be done something extra w/o kit , in the process so I took the kit. I chose my account no. not customized but as per my kit choice. No issues

how do you guys pay for initial funding? Cash,netbanking or only cheque?

IMPS, NEFT anything, as I was in hurry. I gave cheque. No cash

 

[Rahul Gupta]

IMPS, NEFT anything, as I was in hurry. I gave cheque. No cash

we need to add beneficiary for those payments and a 4 hour cooldown. so, how much time they give us for funding?