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IndusInd bank select account with legend credit card

itssudiptadas

TF Select
Hi, I need some information I have an account indusind bank (exclusive account) a month ago a i applied for legend credit card and I got it. Now I think about downgrade exclusive to select account and link with legend credit card.
I have 2 more accounts in family group, if I downgrade my account other family members account will automatically downgrade or they have to give concern separately.
After downgrade debit card generate automatically or we have to request through RM/CC for all members?
And if I link my account with legend credit card and make it zero balance, my family members Account will be zero balance or they have to maintain. No one give perfect answer even customer care or RM/DBM.
 
Hi, I have a Legend Credit Card since the last 2 years and when I asked them to open a Select Savings account, they asked me for 1L initial funding. do you have a contact at Indusind who can help me?
That's true 1 lakh funding is required for opening then you can withdraw once opened & active

Later your account will be zero balance

( System need 1 lakh funding to open ,it's not the demand from guy or local employee)
Once account opened you can ask how to link and all here

P/s - just open select account don't argue with them I have legend it will become zero balance.if they are knowledge they will acknowledge else they will say it won't happen.
So don't listen to them if you find them dumb nor argue 🤣
 
nahi, wrong info
kahase laate ho aisi galat information?
it might be dependent on location too
If you call and ask any branch they will say that
If surprise surprise you get rm in rular branch they might do it in 50k
But
Cc service are in city and in city even like patna 1 lakh is the norm ( I opened)
My friend opened in ranchi same 1 lakh

If one get negotiation on initial funding I can't speak of it

I never said it can't happen
I said that's the norm



If you got at 50k
Share your experience
 
If I make my account balance zero for 3 months there is any kind of problem happening ? RM call for funding or Account freeze or Account downgrade ?
Do u have legend cc and talking about select
Or
Talking about Pionner?.

If u talking about grande or pioneer
Then while opening u should have negotiated

My rm explicitly said
Just open with 10 lakh and don't maintain anything
I will handle it
 
My cousin applied for legend card and at the time of filling application, he got another page to open savings account as free . He completed that and received both legend cc and indus advantage (number of your choice account).

In welcome letter it says 0 balance account, is select superior than indus advantage ?
 
Do u have legend cc and talking about select
Or
Talking about Pionner?.

If u talking about grande or pioneer
Then while opening u should have negotiated

My rm explicitly said
Just open with 10 lakh and don't maintain anything
I will handle it
I'm talking about select account with legend credit card. I already have this combo but for some issue I make this absolutely zero balance from last 1+ month, recently RM call and ask for some fund I said I can't do it now. So my question if I make absolutely zero there is any problem happen ?
 
I'm talking about select account with legend credit card. I already have this combo but for some issue I make this absolutely zero balance from last 1+ month, recently RM call and ask for some fund I said I can't do it now. So my question if I make absolutely zero there is any problem happen ?
No problem
Did you link select account with legend credit card

( You don't have to maintain but for clarity email indusind for confirmation

Ask 2 questions

1- is select account linked with legend credit card
2- it connected confirm it's zero balance account ( as u have legend cc )

Wait for confirmation

Then ignore rm or chnge him or show him the email
 
No problem
Did you link select account with legend credit card

( You don't have to maintain but for clarity email indusind for confirmation

Ask 2 questions

1- is select account linked with legend credit card
2- it connected confirm it's zero balance account ( as u have legend cc )

Wait for confirmation

Then ignore rm or chnge him or show him the email
Yes, already linked.

Okay, thanks 👍
 
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