IndusInd Bank Select Account with Legend Credit Card

[itssudiptadas]

I am planning to apply visa signature, will it be zero annual fee?

Yes all cards are free

 

[Trust Me]

I recently upgraded from indus maxima to select via legend cc via branch, in my indus app credit card and account are there and indus account details shows as Select.

I have not received any Debit card, do i need to apply separately? If yes how to do that? I currently have indusind gold card.

You should have been given the option to apply for a DC while upgrading your account at the branch! I received a Visa DC this way. I actually had asked for a MC! When I complained about this to the customer care over phone, I was issued a MC as well. 🙂
.

 

[roygarg]

I am also planning to get Legend and open Select account. What is the initial funding required for Select?

 

[Das.N]

I am also planning to get Legend and open Select account. What is the initial funding required for Select?

50K/1L , depends on branch location

 

[roygarg]

50K/1L , depends on branch location

If i apply for legend and then open regular account, can i link cc and then upgrade to select?

 

[Das.N]

If i apply for legend and then open regular account, can i link cc and then upgrade to select?

You can upgrade regular account to select account later. But sometimes branch doesn't want to do that. Because they want new select account to be opened, so that they can meet their target.
And even they agree, they will ask for some fund in the account while upgrading

 

[IronMan01]

This is in reference to your e-mail received on socialm@indusind.com, dated August 01, 2024, regarding your concern for account.



We thank you for your co-operation and patience.



We wish to inform you that the IndusInd Bank Legend Credit Card holders are eligible for 'Zero Balance' Indus Select savings account, till the Credit Card is in 'Active status' and it is linked to the savings account.



We would also like to inform you that the Legend Credit card acts as a product surrogate for Select savings account.



However, the Surrogate has to be on primary account holder only.



The Add - on account has to maintain the required Monthly / Quarterly Average Balance as mentioned in the Schedule of Charges (SOC).
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THIS IS THE ABOVE REPLY I GOT FROM INDUSIND SOCIAL MEDIA TEAM. SO EVERYONE CAN CHILL AND ENJOY THIS FACILITY.

Hi,

Can you please share the mail template you have sent to the bank as well. It will be very useful. Thanks in advance.

 

[Hemang]

Hi,

Can you please share the mail template you have sent to the bank as well. It will be very useful. Thanks in advance.

Respected sir

My earlier complaint ID is Case ID: *******

I had sent mail asking for the points below -
1. Whether my legend card is linked to my savings account *************** or not ?
2. If the linking has been successful, whether or not my savings select account would be having 0 AMB for maintenance ?

Kindly let me know at the earliest.

 

[KGSIPO]

Hi,

Can you please share the mail template you have sent to the bank as well. It will be very useful. Thanks in advance.

Again they answered in generic term for a question whether legend credit card Is linked to your savings account.Idiatic answer from Indusind

 

[Hemang]

Again they answered in generic term for a question whether legend credit card Is linked to your savings account.Idiatic answer from Indusind

I know. But still that socialmedia team has higher accuracy than usual indusind team.

 

[KGSIPO]

I know. But still that socialmedia team has higher accuracy than usual indusind team.

Sorry . The social media team has given whatever given in the terms and conditions for indusind select account. I don't need a social media to read from their terms.

 

[cardio_guycardio_guy is verified member.]

I found this is the latest terms and conditions for Select account.

https://www.indusind.com/content/dam/indusind-corporate/schedule-of-charges/savings-account/SOB-SELECT-30-12-2022.pdf

What is that we get by having Legend CC?

 

[sousnake]

I found this is the latest terms and conditions for Select account.

https://www.indusind.com/content/dam/indusind-corporate/schedule-of-charges/savings-account/SOB-SELECT-30-12-2022.pdf

What is that we get by having Legend CC?

0 balance for select account once you link legend cc.
So you get dc for paying cc bills.

 

[MOhit __]

That's it ?
My account is zero balance now ?
Also regarding debit cards apart from Visa signature and MasterCard issued by default rest 2 debit cards offer any value ?
Thanks

What did you actually ask them? Did you describe the legend link process or just ask about the 0 balance?

 

[Anupam222001]

Hey, I have delight account and debit card, I want it to upgrade to select account, will my delight debit card remain active after upgradation to select account?
If yes, what will be the fee waiver criteria then?

 

[Axelblaze]

Hey, I have delight account and debit card, I want it to upgrade to select account, will my delight debit card remain active after upgradation to select account?
If yes, what will be the fee waiver criteria then?

Same question, experts please guide @SSV

 

[Anupam222001]

@vijay.vj guide please..

 

[vijay.vj]

Hey, I have delight account and debit card, I want it to upgrade to select account, will my delight debit card remain active after upgradation to select account?
If yes, what will be the fee waiver criteria then?

Indus doesn't cancel previously owned debit cards and reissue upgraded account variant based debit cards. I'm holding both select and exclusive debit cards.

If you are really worried, you can open new select account & therefore having two accounts independently

 

[Kumar93196]

does indus select dc gives international lounges?

 

[sousnake]

Opend the account and linked legend card.
Also opened a family memebers account under group banking.
Now what balance needs to be maintained?
As I primary account holder have Legend card O don't need to have balance but does same apply to the other family accounts ?


Or I can give add on cards can they add relationship and make their account zero balance?
Thanks

Same question, can someone help?