You don’t need to worry. If you see both credit card (appropriate) and savings/ debit card, it is zero MAB. You can see the schedule document.
For me they took over a week but it's confirm that it becomes 0 mab after having either of 3 mentioned credit cards.
Virtual card with all the card details starts showing within 2-4 hours of applying but the interesting fact is that you cannot set pin or use it online till the physical card arrives( at least it happened with me ). Physical card takes 3-4 days to arrive.
You can try select@indusind.com or socialm@indusind.com(fastest and pretty accurate in response) instead of reachus@indusind.com(it is for all customers so it's pretty slow)
Actually the bank employee is right. There is a system code to open select savings account as a surrogate product of Legend credit card with 0 MAB from the beginning. But you can also open select savings account separately and then link your Legend credit card which then makes it 0 MAB. In short, ultimately the account becomes 0 MAB( or MAB with Non-Maintenance charges waiver).
Then should I open account with 50k funding and then just link with indus app ?
It's okay. We are here to help each other so don't be sorry about it. Regarding reward points there is nowhere to see rewards credit debit list separately. What we can do is check whether reward points are credited within 2-7 days after a transaction. In net banking there is option of Card>Debit card>Redeem reward points>select the account variant if having multiple accounts and card>see the available loyalty points>redeem in cash or catalogue( cash preferable).
then looks like there is some issue with my account as i didn't got any card after applying.
