IndusInd bank Select Savings Account and Legend Credit Card

[hellobois]

Hi. I received my Select Savings Account welcome kit today but I'm not able to link it with my legend credit card in mobile application. Please help. My 50000 is already stuck in select account and there is no way to take it out as I have to pay penalty as non maintenance charges.
Please help 🥺

 

[Deepak_Shetty]

my aura edge credit card recently upgraded to legend credit card and I would like to open a select account. Bank employee is asking a proof of zero MAB select account. Please someone share the proof of the above statement as I was not able to find it in the schedule of charges.

Generally we have to deposit initial funding of 50k but after linking the credit card and savings account in a same customer ID, we can withdraw money. If you withdraw before linking, there would be a charges.
There is no separate word in schedule of charges. Relationship criteria required to hold select account is holding
Signature Credit Card/ Legend Credit Card/ Visa Odyssey Credit Card/
Amex Odyssey Credit Card. We can use these credit cards as surrogate, so that we can avoid the AQB of 50k.

 

[Tarun239]

Thanks to all fellow members and wonderful community,with ur guidance was able to link savings account with credit card in net banking. Now waiting for linking to appear in mobile app.

 

[raghu.rokda]

Signature Credit Card/ Legend Credit Card/ Visa Odyssey Credit Card/

All these cc can be opened by FD also ?

 

[Deepak_Shetty]

All these cc can be opened by FD also ?

Better to apply for unsecured card first.

 

[raghu.rokda]

Better to apply for unsecured card first.

Branch hai but My pincode in not serviceable for cc

 

[Deepak_Shetty]

Branch hai but My pincode in not serviceable

You can use your relative or friends address if those address are serviceable. Secured Legend credit card can be applied with FD, don't know about other cards.

 

[s1t2y3a3m6]

my aura edge credit card recently upgraded to legend credit card and I would like to open a select account. Bank employee is asking a proof of zero MAB select account. Please someone share the proof of the above statement as I was not able to find it in the schedule of charges.

Just open a select account in bank and after that link your legend card on net banking. No need to submit proofs to bank. Btw for your concern see attachment pdf.

 

[raghu.rokda]

You can use your relative or friends address if those address are serviceable. Secured Legend credit card can be applied with FD, don't know about other cards.

Can’t change adhar address
And they ask for proof when give other address
What is minimum limit for FD ?

 

[Animal]

Just open a select account in bank and after that link your legend card on net banking. No need to submit proofs to bank. Btw for your concern see attachment pdf.

I opened an exclusive account recently and after that I’ve linked Pinnacle using Link Relationships in the app. However I’m not able to see the Pinnacle linked in the net banking. Have I missed anything?

 

[s1t2y3a3m6]

Can’t change adhar address
And they ask for proof when give other address
What is minimum limit for FD ?

Didn't matter if you open offline at branch. Take a note in writing from your relative who is owner of house that you are in his/her home for ____years with his residence proof.

Make of ₹10000

 

[s1t2y3a3m6]

I opened an exclusive account recently and after that I’ve linked Pinnacle using Link Relationships in the app. However I’m not able to see the Pinnacle linked in the net banking. Have I missed anything?

If you unable to see in net banking then link it again in net banking. Let see what happens.

 

[Chitra007]

Thanks all for addressing my query, now branch is asking to deposit 1L as initial funding and providing some titanium debit card in kit. They said 1L amount of initial funding is mandatory and they cannot change it as this was showing on their onboarding mobile app.

 

[s1t2y3a3m6]

Thanks all for addressing my query, now branch is asking to deposit 1L as initial funding and providing some titanium debit card in kit. They said 1L amount of initial funding is mandatory and they cannot change it as this was showing on their onboarding mobile app.

Yes, for tier 1 city it's 1lakh initial deposit.

For debit card they instantly provide titanium card and your select debit card will deliver to you later.
You can keep both of them free of cost.

Once your account would activate in 48 hours link legend card and take out your money or keep as your wish.

 

[raghu.rokda]

Didn't matter if you open offline at branch. Take a note in writing from your relative who is owner of house that you are in his/her home for ____years with his residence proof.

Make of ₹10000

They ask minimum 1L FD and give 90k limit
Can i open fd online and apply for cc online itself?

 

[Deepak_Shetty]

Can’t change adhar address
And they ask for proof when give other address
What is minimum limit for FD ?

Apply with the help of agent. Currently I am not in their serviceable area. But I got credit card without address verification/proof.
Please check whether your office address is serviceable or not. Or at least if your office has any other branch in serviceable PIN code, then also agent can manage.

 

[raghu.rokda]

Apply with the help of agent. Currently I am not in their serviceable area. But I got credit card without address verification/proof.
Please check whether your office address is serviceable or not. Or at least if your office has any other branch in serviceable PIN code, then also agent can manage.

My office address is also not serviceable

 

[Strange]

No need to discuss anything or share any proofs, 🤭 just open the account, link both the savings and credit card accounts, and that effectively makes it Zero MAB.

How to delete credit card only mobile banking user ID and netbanking user id. If we open select account through branch.

 

[Deepak_Shetty]

My office address is also not serviceable

Don't have any branch in serviceable city? If no, then it will be difficult. Most of the cases office address verification won't be there but everything will be recorded in credit report.

 

[s1t2y3a3m6]

How to delete credit card only mobile banking user ID and netbanking user id. If we open select account through branch.

Credit card user id needn't to be delete. After you get your select account net banking user id then link credit card in net banking first.

Then call customer care->select credit card option to talk with its executive -> request them to link your SB account to mobile banking.

They instantly do on call.

Just logout and login, you can see both now.

 

[Strange]

Credit card user id needn't to be delete. After you get your select account net banking user id then link credit card in net banking first.

Then call customer care->select credit card option to talk with its executive -> request them to link your SB account to mobile banking.

They instantly do on call.

Just logout and login, you can see both now.

How will I get the new netbanking user id for select account?

What will happen to my credit card netbanking user id?