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IndusInd credit card application expiry timeline

I applied for Pinnacle credit card as 10k+gst joining fees ,, but didn't do the final SMS confirmation .. I realised that LTF Legend CC is also sufficient for my purpose -[ getting a 0 MAB select or higher variant savings account as IndusInd ] . Now customer care is telling that they can't edit my ongoing application to Legend CC , and I have to wait till the application expires. Any idea on how much time does it takes if we don't click the final TnC SMS / Email link for card approval.. ?

Also can I apply via paisabazaar.com when I already have another application ongoing with IndusInd directly ?
 
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I applied for Pinnacle credit card as 10k+gst joining fees ,, but didn't do the final SMS confirmation .. I realised that LTF Legend CC is also sufficient for my purpose -[ getting a 0 MAB select or higher variant savings account as IndusInd ] . Now customer care is telling that they can't edit my ongoing application to Legend CC , and I have to wait till the application expires. Any idea on how much time does it takes if we don't click the final TnC SMS / Email link for card approval.. ?

Also can I apply via paisabazaar.com when I already have another application ongoing with IndusInd directly ?
The cooldown is 3 months for IndusInd. So for new application, you need to wait for 3 months to apply
I applied for Pinnacle credit card as 10k+gst joining fees ,, but didn't do the final SMS confirmation .. I realised that LTF Legend CC is also sufficient for my purpose -[ getting a 0 MAB select or higher variant savings account as IndusInd ] . Now customer care is telling that they can't edit my ongoing application to Legend CC , and I have to wait till the application expires. Any idea on how much time does it takes if we don't click the final TnC SMS / Email link for card approval.. ?

Also can I apply via paisabazaar.com when I already have another application ongoing with IndusInd directly ?
Hi. Any update on this? What happens now if you resume application?
 
Hi. Any update on this? What happens now if you resume application?
It’s 90 days as far I know. But their backend team is so bad. It will be 6 months in most cases.
I saw a youtuber who did mostly all process for online application but didn’t finally agree the T&C page and didn’t do any vkyc. He replied to some dudes in the comments that it wasn’t rejected, application expired after 3 months.
Here is the link


Just dont accept T&C at the end. It will be all good. No need to apply. Application will expire on its own.
 
It’s 90 days as far I know. But their backend team is so bad. It will be 6 months in most cases.
I saw a youtuber who did mostly all process for online application but didn’t finally agree the T&C page and didn’t do any vkyc. He replied to some dudes in the comments that it wasn’t rejected, application expired after 3 months.
Here is the link


Just dont accept T&C at the end. It will be all good. No need to apply. Application will expire on its own.

Yes it got auto expired after 90 days. I was rejected directly when i applied after expiry
 
Yes it got auto expired after 90 days. I was rejected directly when i applied after expiry
6 months you gotta wait. Their backend system is too old. A customer care representative told me only possible after 6 months. In between its auto rejected.
Just curious to know. Did you submit your application? Or you didn’t complete the application? Like didn’t agree to T&C page and did no vkyc
 
6 months you gotta wait. Their backend system is too old. A customer care representative told me only possible after 6 months. In between its auto rejected.
Just curious to know. Did you submit your application? Or you didn’t complete the application? Like didn’t agree to T&C page and did no vkyc
When i applied first it showed me useless cards like aura edge so i left the application at that page only.. no t&c page or vkyc
2nd time it showed me not eligible after office address page.. (did not even show cards this time)
 
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