Indusind indulge credit card

[Odugu Narasimha Rao]

I am going to take indulge credit card against fixed deposit tomorrow is it better to take this card with 5 lakhs limit because in future i will take another bank credit cards via C2C is possible with this fd card, I am hoping in future I will get same limit on another bank credit card via C2C with this fd card?

 

[Odugu Narasimha Rao]

So, you are upgrading your Pinnacle Card to Indulge? Anyway, I think there are better options available in the market. That's just my opinion. I would love to hear other points of view.

No,for indulge i am opening another fd in the indusind bank. Tell me another bank options also bro

 

[Odugu Narasimha Rao]

indulge is a very good credit card if received ltf based on its rewards

Not ltf they offered me 50k joining fee and annual fee is 10k

 

[4uziaul]

Go through this thread before taking a call

Need Credit Cards Against FD

Need some suggestions for credit cards which can be issued against FD to build cibil of my son who just turned 18. Once he gets a card after 6-12 months, Will probably get more cards through C2C basis. What are some of the best card that can be issued against FD. Any bank would do !

www.technofino.in

 

[Odugu Narasimha Rao]

secured cards dont count under c2c applications
and secondly indulge is a charge card
it looses its essence if it is a credit card

But it not showing secured card in cibil

 

[4uziaul]

But it not showing secured card in cibil

Are you sure about it?

 

[pprakash11]

Indusind also not reported as CIBIL I have already pinnacle against fd

Yeah even @sarainfo12 has Eazydiner against FD his card also not reported as secured and full limit visible

 

[pprakash11]

+91 91005 80430 g Anil
Hyderabad
And I am going to take this card as 50k joining fee and annual fee 10000 plus gst
Secured card but in CIBIL it shows as unsecured card

Negotiate bro for only one time joining fee.
After that it should be LTF

 

[4uziaul]

Then, go for it, and as pprakash said, negotiate hard.

 

[Deleted member 11974]

But it not showing secured card in cibil

doesnt matter
your fd will have a lien marked against iy and when you try to get unsecured card no bank will issue credit based on this card.
and you are paying a fee makes no sense more for a fd backed card

 

[Odugu Narasimha Rao]

Are you sure about it?

These are the proofs.

 

[pprakash11]

doesnt matter
your fd will have a lien marked against iy and when you try to get unsecured card no bank will issue credit based on this card.
and you are paying a fee makes no sense more for a fd backed card

How they will check it's a secured card or not ?

 

[Deleted member 11974]

ask them for ltf otherwise dont take it

 

[Odugu Narasimha Rao]

Negotiate bro for only one time joining fee.
After that it should be LTF

He saying 50k joining fee and annual fee 10k and I asked many times I will pay 50k joining fee and please make as no annual fee but he not said okay i pushed many times but no use

 

[pprakash11]

He saying 50k joining fee and annual fee 10k and I asked many times I will pay 50k joining fee and please make as no annual fee but he not said okay i pushed many times but no use

Persistence is the key!! Do push some more.

Say you will bring business more, if get LTF. (only one time JF)

 

[AritraSaha]

He saying 50k joining fee and annual fee 10k and I asked many times I will pay 50k joining fee and please make as no annual fee but he not said okay i pushed many times but no use

Is it even worth paying 50k this secure cc?

 

[Odugu Narasimha Rao]

Is it even worth paying 50k this secure cc?

They will provide non essential vouchers worth 50k

 

[pprakash11]

Doesn't matter it's secured / unsecured, not worth it's fees!!

But still it has some very cool features which no card has!

Is it even worth paying 50k this secure cc?

 

[AritraSaha]

They will provide non essential vouchers worth 50k

What you want to get with this cc?
Wanna apply for c2c?

 

[AritraSaha]

Doesn't matter it's secured / unsecured, not worth it's fees!!

But still it has some very cool features which no card has!

Yeah, unless it lft , Indusind cc are that good.

 

[Odugu Narasimha Rao]

What you want to get with this cc?
Wanna apply for c2c?

Bro I have 560000 amount
And I have a indusind exclusive account,
I have no card with higher limit card
So, i decided to open fd card i seen indusind bank not reported as secured card in cibil and indusind bank fd better fd rates.
And finally my plan in future I will use this card as C2C to take another bank credit cards. So I am going to take this indulge credit card. Is this better idea?