Indusind Legend CC for housewife

[sjmajumder]

My wife suddenly started getting calls from Indusind bank offering her LTF Legend card. At first I told her to ignore but they kept on calling. Then I told her, tell them you are a housewife and have no income but even that didn't stop them. So finally I told her to go for it.

She received a link on her mail and all she had to do is confirm some pre-filled forms like Aadhaar and address and that's it. No VKYC either and the card was delivered the very next day.

She has an addon Exclusive account for around six months and an addon Pinnacle card for 5 years plus and no other CC or loan in her name.

Why is Indusind so desperate to sell credit cards?

 

[SSV]

My wife suddenly started getting calls from Indusind bank offering her LTF Legend card. At first I told her to ignore but they kept on calling. Then I told her, tell them you are a housewife and have no income but even that didn't stop them. So finally I told her to go for it.

She received a link on her mail and all she had to do is confirm some pre-filled forms like Aadhaar and address and that's it. No VKYC either and the card was delivered the very next day.

She has an addon Exclusive account for around six months and an addon Pinnacle card for 5 years plus and no other CC or loan in her name.

Why is Indusind so desperate to sell credit cards?

They will have to show the growth in many KPIs , one among them is "number of CCs issued" during a period along with CC spending etc...
So they issue cards hoping one day customer spend something on it.
Every single number adds to the cause..

 

[runzone]

My wife suddenly started getting calls from Indusind bank offering her LTF Legend card. At first I told her to ignore but they kept on calling. Then I told her, tell them you are a housewife and have no income but even that didn't stop them. So finally I told her to go for it.

She received a link on her mail and all she had to do is confirm some pre-filled forms like Aadhaar and address and that's it. No VKYC either and the card was delivered the very next day.

She has an addon Exclusive account for around six months and an addon Pinnacle card for 5 years plus and no other CC or loan in her name.

Why is Indusind so desperate to sell credit cards?

She has the add on exclusive account based on your pinnacle card?

 

[sjmajumder]

They will have to show the growth in many KPIs , one among them is "number of CCs issued" during a period along with CC spending etc...
So they issue cards hoping one day customer spend something on it

I did activate it and spent Rs. 26 on day 1 and that's it 😀 😀

 

[sjmajumder]

She has the add on exclusive account based on your pinnacle card?

Y E S

 

[runzone]

Y E S

I read somewhere on the platform that only the primary Pinnacle card holder can have exclusive 0 balance account using pinnacle card as surrogate. All the add on accounts have to maintain some balance

 

[sjmajumder]

I read somewhere on the platform that only the primary Pinnacle card holder can have exclusive 0 balance account using pinnacle card as surrogate. All the add on accounts have to maintain some balance

That's not correct.

 

[runzone]

That's not correct.

This is great then, I have Indusind Select account based on my Indusind Legend Account. So I can just open Indusind Select Account for my spouse and group it with my Indusind Select while still keeping everything at 0 balance

 

[pinki]

This is great then, I have Indusind Select account based on my Indusind Legend Account. So I can just open Indusind Select Account for my spouse and group it with my Indusind Select while still keeping everything at 0 balance

If this is true , then i must also open 😁
Can u ppl confirm @sjmajumder @SSV

 

[SSV]

Is this is true , then i must also open 😁
Can u ppl confirm @sjmajumder @SSV

Yes family banking is allowed for select and exclusive accounts

 

[vine]

My wife suddenly started getting calls from Indusind bank offering her LTF Legend card. At first I told her to ignore but they kept on calling. Then I told her, tell them you are a housewife and have no income but even that didn't stop them. So finally I told her to go for it.

She received a link on her mail and all she had to do is confirm some pre-filled forms like Aadhaar and address and that's it. No VKYC either and the card was delivered the very next day.

She has an addon Exclusive account for around six months and an addon Pinnacle card for 5 years plus and no other CC or loan in her name.

Why is Indusind so desperate to sell credit cards?

Exactly same kind of conversation happened with a relative of mine, about a year ago.
Axis CC agents were keeping on cold-calling, though she has an old SB account and is a housewife.
I said "apply it, probably will get denied anyway."
To my surprise, they sent Myzone LTF CC in 2 days.
I thought at least somebody reached their target.

 

[sjmajumder]

Is this is true , then i must also open 😁
Can u ppl confirm @sjmajumder @SSV

Yes you can open zero MAB family accounts for Select and Exclusive.

 

[telescope]

Yes you can open zero MAB family accounts for Select and Exclusive.

Initial deposit required for addon exclusive accounts?

 

[sjmajumder]

Initial deposit required for addon exclusive accounts?

Read here https://www.technofino.in/community...sive-family-account-opening-experience.23699/

 

[Boy 07]

My wife suddenly started getting calls from Indusind bank offering her LTF Legend card. At first I told her to ignore but they kept on calling. Then I told her, tell them you are a housewife and have no income but even that didn't stop them. So finally I told her to go for it.

She received a link on her mail and all she had to do is confirm some pre-filled forms like Aadhaar and address and that's it. No VKYC either and the card was delivered the very next day.

She has an addon Exclusive account for around six months and an addon Pinnacle card for 5 years plus and no other CC or loan in her name.

Why is Indusind so desperate to sell credit cards?

Yes family banking is allowed for select and exclusive accounts

sir mujhe 7 cards show ho rahe the oofer me legend platinum rupay aura etc sab visa network par the mujhe rupay chahiye tha sab free the mene rupay leliya i dont know konsa accha card tha ?

 

[Infamous]

sir mujhe 7 cards show ho rahe the oofer me legend platinum rupay aura etc sab visa network par the mujhe rupay chahiye tha sab free the mene rupay leliya i dont know konsa accha card tha ?

Legend could've been an option, it can give you select account with 0 mab

 

[Finchamp!]

My wife suddenly started getting calls from Indusind bank offering her LTF Legend card. At first I told her to ignore but they kept on calling. Then I told her, tell them you are a housewife and have no income but even that didn't stop them. So finally I told her to go for it.

She received a link on her mail and all she had to do is confirm some pre-filled forms like Aadhaar and address and that's it. No VKYC either and the card was delivered the very next day.

She has an addon Exclusive account for around six months and an addon Pinnacle card for 5 years plus and no other CC or loan in her name.

Why is Indusind so desperate to sell credit cards?

Off topic question - Once primary's exclusive a/c becomes 0 MAB through Pinnacle, does the add-on's exclusive A/c also become 0 MAB automatically? Or did you make your wife's add-on exclusive A/C 0 MAB separately using her add-on Pinnacle?

 

[Boy 07]

Legend could've been an option, it can give you select account with 0 mab

can i change my card after some time ?

 

[Infamous]

can i change my card after some time ?

I think after 6 months you can apply for another card, but not sure if you can hold multiple cards from IndusInd

 

[sjmajumder]

Off topic question - Once primary's exclusive a/c becomes 0 MAB through Pinnacle, does the add-on's exclusive A/c also become 0 MAB automatically? Or did you make your wife's add-on exclusive A/C 0 MAB separately using her add-on Pinnacle?

All grouped accounts are 0 MAB by default if primary account is qualified as 0 MAB.