For those unfamiliar with these cards, please guide us how they are better than Pinnacle? Is the reward rate higher or other lifestyle benefits? What benefits of these 3?
honestly, we never use indus cards when compared to todays cashback or miles cards. These cards last updated way long before, even before covid era.
regarding offers, they can only offer emi benefits and some discounts on food apps but these benefits similar to other cards.
so, if your requirement is like 3 to 4 orders or that emi, another bank card always helps, so you never missed this bank.
10% on online shopping very rare. So, even pinnacle not useful any where near to apay 1%.
pinnacle reward rate:
online: 1.8%
offline: 0.75%
travel: 1.12%
special: 0.5%
this is for cashback, we know people complaining about 70% restriction in hdfc and now YES but even before that in Indus its upto 50% only (yes, its upto and for amzn like vouchers redemption only 10%), no one ever complained because no one cared these cards. Btw, there 118rs. redemption fee on top of it, yes even for that 10%.
Indus never about reward rate, legend and pinnacle are meant only for accounts but that also need patience with their terrible support.
- mentioned cards not easy to get ltf. //like an achievement, so trying that. Pinnacle easy to get but these cards have to spend or use our skills.
- Provide better or higher lounge support than Pinnacle.
- Some better dining and movie offers compared to Pinnacle.
- Considered as super premium cards in that bank //not actually but this bank behaves and sees like that, so an upgrade to premium Pinnacle.
