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IndusInd Pioneer account opening, need help

NTB account hai
guys its very difficult unless there is ZH approval for new account opening with 5L Initial Funding for Pioneer account

Yours is New account (NTB) or existing account converted or Second Indusind account
 

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I was asked an IP of 10L to open Pioneer account. In the Schedule of Benefits, it says AQB of 10L but there wouldn't be any non maintenance charges. Also the BM said there would be no downgrades if I don't maintain the AQB.

Does anyone know whether the account would be downgraded?
 
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