Indusind Select A/c + Indusind Exclusive A/c

[beast_boy]

Hello all, I am planning to Open Indusind Select account based on my LTF Indusind Legend credit card, which will make the account 0 balance with LTF DC.

Once I upgrade my Credit Card to Pinnacle or any other Indusind card variant will my Select account still carry the 0 balance status with LTF Free DC and can I still open 4 more 0 balance Family account ?

Secondly How many Accounts a person can hold In Indusind ? I read somewhere a guy holding 2 savings account (Variant is not know to me) and an Indie Account.

 

[aamaadmi]

Did you get instant kit titanium dc from branch and select world DC at your home?

I didn’t take any kit at branch. Select one got delivered home

 

[aamaadmi]

These days by default Select Visa DC will be issued after your select account upgrade / opening.. generally in a few days in the App.
For Select MC DC , you have to apply via CC / RM . Again virtual DC will appear in a day.
Physical DC deliveries takes time…

If in doubt , call their CC. They are open 24/7.
You can call them right now and enquire about your queries or wait patiently, .
Please don’t ask any questions before calling them and finding out some facts . After calling them ask here, if you still have queries

Do they have any toll free number for select customers? Or the same 1860 number?

 

[SSV]

Do they have any toll free number for select customers? Or the same 1860 number?

I think same number

 

[Strange]

I didn’t take any kit at branch. Select one got delivered home

When did you open your account and when did you get Select kit at your home?

 

[kshitij_0]

@4uziaul @Strange @S S V I got Legend CC LTF. Opened Select account. Got debit card too. Now I plan to open for parents.
They are in hometown. What should they do:
1. Open 0/low MAB account from branch and then ask my RM here to link accounts and get them upgraded to Select. Then will they get shitty dc OR get Select DC and Select kit?
2. Ask them to open Select accounts and then get them linked to mine. Unnecessary hassle of initial funding, but Select welcome kit and DC is secured.
1 or 2?

Go for option 1, you will get Select Debit card once your account gets upgraded.

Family accounts are also Zero MAB without their individual Legend?

 

[SSV]

Family accounts are also Zero MAB without their individual Legend?

Yes, that is the whole idea behind the family banking..

 

[Das.N]

For addon account also?

In my branch they asked for 10K for add on accounts for my family members.

 

[Das.N]

But I didn't open add on accounts till now, Because if I find a good deal of Upgrading legend to Pinnacle then I will upgrade my account to exclusive. After that I may consider add on exclusive accounts for my family members.

 

[Das.N]

But there's a permanent confusion which is not solved yet. Will one Pinnacle/Legend credit card work for the whole family Zero balance account?
I am asking this again because,
I didn't find anything related to this in official terms and conditions/
Customer care is unable to understand my actual query/
half of our TF community members said yes it will do and other half said it won't ( after reading so many pages related to Indusind)
That's why I am not taking any risk now.

 

[kshitij_0]

But I didn't open add on accounts till now, Because if I find a good deal of Upgrading legend to Pinnacle then I will upgrade my account to exclusive. After that I may consider add on exclusive accounts for my family members.

What's the deal and how much is your limit?

 

[kshitij_0]

But there's a permanent confusion which is not solved yet. Will one Pinnacle/Legend credit card work for the whole family Zero balance account?
I am asking this again because,
I didn't find anything related to this in official terms and conditions/
Customer care is unable to understand my actual query/
half of our TF community members said yes it will do and other half said it won't ( after reading so many pages related to Indusind)
That's why I am not taking any risk now.

Yes, that is the whole idea behind the family banking..

Y E S

 

[Das.N]

What's the deal and how much is your limit?

My current limit is 2.42( approved 3 months ago). And probably the floor limit is not enough for Pinnacle but
I heard many of our community members got 5K one time fee upgrade offer for Pinnacle. Probably it was refundable with some spending.
I will look for this kind of deals in future

 

[Animal]

My current limit is 2.42( approved 3 months ago). And probably the floor limit is not enough for Pinnacle but
I heard many of our community members got 5K one time fee upgrade offer for Pinnacle. Probably it was refundable with some spending.
I will look for this kind of deals in future

I got free upgrade to Pinnacle from legend having 2L limit.

 

[kshitij_0]

I got free upgrade to Pinnacle from legend having 2L limit.

Pre Approved? Please share your experiece.

 

[Das.N]

I got free upgrade to Pinnacle from legend having 2L limit.

Did you apply through RM/any offline branch?
Or got the upgrade from app?
Please share your experience, I am waiting for this kind of good deal

 

[Animal]

Pre Approved? Please share your experiece.

It was pre approved.

Aug 2020 - took Platinum Aura Edge LTF with 1L limit.
Apr 2021 - requested CLE by sending payslips. Limit was increased to 2L.
Aug 2021 - got free upgrade to Legend
Aug 2023 - got free upgrade to Pinnacle


My usage is very minimal on IndusInd cards.

Edit: All upgrades via app. At that time I didn’t have any other banking relationship with IndusInd. I’ve opened Exclusive account this month and linked Pinnacle to that account.

 

[Strange]

It was pre approved.

Aug 2020 - took Platinum Aura Edge LTF with 1L limit.
Apr 2021 - requested CLE by sending payslips. Limit was increased to 2L.
Aug 2021 - got free upgrade to Legend
Aug 2023 - got free upgrade to Pinnacle


My usage is very minimal on IndusInd cards.

What was your card usage in the last 3 years?

 

[Animal]

What was your card usage in the last 3 years?

Hardly 50K during 3.5 years.

 

[SSV]

It was pre approved.

Aug 2020 - took Platinum Aura Edge LTF with 1L limit.
Apr 2021 - requested CLE by sending payslips. Limit was increased to 2L.
Aug 2021 - got free upgrade to Legend
Aug 2023 - got free upgrade to Pinnacle


My usage is very minimal on IndusInd cards.

Edit: All upgrades via app. At that time I didn’t have any other banking relationship with IndusInd. I’ve opened Exclusive account this month and linked Pinnacle to that account.

They had given this upgrade as a token gift for your persistence relationship with the bank for 4 years without closing the relationship..
Well done to both of you n IndusInd

 

[Das.N]

I think a pre approved upgrade offer is tough for me, I spent only Rs10 every month (Amazon gift voucher) through my Indusind card to get the bill generated.

I didn't find any instant discounts from Indusind in Amazon/Flipkart and their basic reward rate is so awful that I don't think I will use that card for any big purchase in future.
Just holding the card for Select account.

Agar kisi din ye Legend+Select/Pinnacle+Exclusive combo khatam ho jaye to uss din account bhi bandh, Credit card bhi bandh.